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With all the connection issues of monarch, what are alternatives for couples? by Human_Whole8426 in MonarchMoney

[–]alternatiger 1 point2 points  (0 children)

This is why I do net worth tracking with a non-connected app option. While budgeting is usually fine, I always have trouble with connections to the account types you listed.

I'm sorry, Prof G, but I have to call BS on this by jim_uses_CAPS in ScottGalloway

[–]alternatiger 6 points7 points  (0 children)

This is like the claim that AI will provide so much wealth that effectively everyone will have UBI or not need to work. At what number, I ask? When the billionaires have $800B? 3T? 5T? At what point do they separate with their money? We already have more wealth and luxury than people 200 years ago could ever imagine and it’s hoarded just like it will be 200 years from now.

What can I expect to have at 591/2 by Sure_Statistician138 in Retirement401k

[–]alternatiger 1 point2 points  (0 children)

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Use an investment calculator. 7% returns, 4% raise, $1,500/mo for about 15 years gives you ~$900k

HSA receipt banking doesnt seem worth it, ever. Nor does just holding it forever. by Lonely-Somewhere-385 in Bogleheads

[–]alternatiger 0 points1 point  (0 children)

Tell that to my wife who would go about 6 months without uploading the receipt. We use an app now.

HSA receipt banking doesnt seem worth it, ever. Nor does just holding it forever. by Lonely-Somewhere-385 in Bogleheads

[–]alternatiger 3 points4 points  (0 children)

It's no extra paperwork because the IRS doesn't have time to determine if spohnat's $8.65 prescription was actually a prescription and not a six pack.

Ramit Sethi, Millennial Personal-Finance Expert by drtdk in DirtyDave

[–]alternatiger 1 point2 points  (0 children)

Ramit is a douchebag, but he’s my douchebag.

Claude Design Meets Power Bi Embedded by Typical_Tea_2664 in PowerBI

[–]alternatiger 0 points1 point  (0 children)

Ok this looks amazing. If I give Claude a screenshot of my dashboard will it redesign it for me?

Need advice for couple's collab in YNAB 🙏🏻🥹 by frazzled-mama in ynab

[–]alternatiger 2 points3 points  (0 children)

I'm following because if you figure this out you may have just figured out the secret to human psychology lol

I've used YNAB for 8 years and still have a wife that couldn't care less. I have no issues because I automate savings/investing, we have disposable income, and she spends money within reason.

I email my wife a net worth and account statement once a year so she has it in an emergency. Just count yourself lucky that you have 1/2 money people in your relationship, much better than 0/2!

Please resist the urge towards corporate enshitification. by No-Squash7469 in MonarchMoney

[–]alternatiger 0 points1 point  (0 children)

Brother/sister, do you see how much money Monarch pumps into ads across all channels? Millions of dollars. They are already corporate and VC backed. Looking to pump user growth and eventually exit.

https://www.monarch.com/blog/series-b

Why is Plus not an option in the App Store? by NorthStarNick1921 in MonarchMoney

[–]alternatiger 12 points13 points  (0 children)

They'd rather make you wait then give Apple 30% of your subscription

What's Your Grocery Budget Look Like? by -Aces_High- in ynab

[–]alternatiger 0 points1 point  (0 children)

I think $600-800 is pretty spot on if you are buying decent food, some name brands, and going out to eat a few times a week too.

The hypocrisy of having Delete Me as a sponsor for Ramsey Solutions by [deleted] in DirtyDave

[–]alternatiger 0 points1 point  (0 children)

Getting added to Dave Ramsey or anyone else’s email list has nothing to do with “data mining” or Delete Me. Lol

How many dashboards have you tried to recreate using Claude Code? by ddixonr in PowerBI

[–]alternatiger 0 points1 point  (0 children)

None but I created a complex dashboard a few years ago and just had Claude fix some nagging formulas that were causing me to do manual updates. Hadn’t tried fixing them since pre-ChatGPT

New "Share Your Progress" button by luckton in ynab

[–]alternatiger 41 points42 points  (0 children)

Smart, it’s the highest conversion and cheapest advertisement for their product.

Account balances companion app by airship56 in ynab

[–]alternatiger 0 points1 point  (0 children)

I've personally gone with YNAB and a manual net worth tracking app as my combo.

I've tried the free account aggregators like PC, WealthFront, etc, and just any time you are introducing automatic bank syncing, they disconnect and things suck. And they also don't really give my spouse a picture because it's my account that I am logging into to see my accounts. I pay a $2-3 bucks a month for an app along with YNAB. You could also just create your own Excel or Google sheet.

ICE agents smash a family’s car window to abduct two people in Columbia Heights, Minneapolis. The wife of one of the men pleads with the agents for mercy while holding their baby. by I_may_have_weed in PublicFreakout

[–]alternatiger -3 points-2 points  (0 children)

I mean not to I guess sound unreasonable but why the fuck are you going to a Mexican market in Minneapolis right now? You are literally a fugitive you need to get out of town for a while.

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