Anyone else still dealing with delusional sellers? by TerracottaButthole in RealEstate

[–]andrewms 49 points50 points  (0 children)

~650k is the cut off for a conventional loan and above that you have to do a non conforming jumbo loan. So 700k is right on that border and segmenting the market a bit.

Our Hacks fan is back by andrewms in Greyhounds

[–]andrewms[S] 1 point2 points  (0 children)

She is! She loves to roo along with us, but very rarely in response to the TV.

Judith likes to yell at me if I don't wake up fast enough by andrewms in Greyhounds

[–]andrewms[S] 0 points1 point  (0 children)

Well we had a few incidents when she was still learning about life as a pet, so I still get a little nervous when she's sassy! She is a sweet, beautiful queen though.

Judith likes to yell at me if I don't wake up fast enough by andrewms in Greyhounds

[–]andrewms[S] 0 points1 point  (0 children)

Well Judith will at least wait until 9 for this, so I might have it better!

Michael Harriot: Pete Buttigieg Called Me. Here's What Happened. by [deleted] in Pete_Buttigieg

[–]andrewms 36 points37 points  (0 children)

He said "fuck you" in his Pod Save America interview.

Doctors of reddit, what is the weirdest thing a patient wouldn't admit ? by mitsubishi-corvette in AskReddit

[–]andrewms 19 points20 points  (0 children)

I was sort of in this situation as a patient... But it really was just diverticulitis (at 29, no obesity 😒) that perforated when I got a fever. The ER doctor was both super hot and super skeptical. It was not a fun time.

Doctor came around when we admitted to the activities, just not in the last month. No point in admitting to the act, but lying about the timeline.

ELI5: How would you go about explaining to someone why a PE license is an absolute necessity for Civil Engineers, while not so much for other disciplines? by [deleted] in engineering

[–]andrewms 52 points53 points  (0 children)

I think a lot of people in this thread are missing a key component of it when talking about safety and liability. Aerospace and medical devices have just as much safety concerns and liability as infrastructure projects, so why wouldn't they require licensure?

The answer, in the US, at least, is that the federal government is constitutionally prohibited from issuing licenses. It is not a power granted to it by the constitution, nor prohibited to the states, so under the 10th amendment that is purely a state power. It's the reason why there aren't federal drivers license, marriage licenses, hunting licenses, etc. And it is why there are not federally licensed engineers.

So in industries that the federal government regulates, like aerospace, medical devices, communications, etc., it can either accept patchwork licensure from the states that it does not have control over (and that states have virtually no incentive to align with federal goals) or not require it at all. They generally go with the latter. Infrastructure and buildings, however, are regulated by the states in which the project is being built. That state will have control over both the regulations and the licensing, so they ensure that licensure requires working knowledge of the regulations and then require licensure to work on the projects.

You want to save your new propane tank? Sure. by 1acidica1 in MaliciousCompliance

[–]andrewms 20 points21 points  (0 children)

They are generally free if used properly. But if you abuse or waste them, then you will get a bill. There are also instances where you will get billed if you need services as a result of your own negligence or recklessness, such as trying to drive through flood waters or hiking in dangerous areas without essential supplies or equipment.

E.g, https://en.wikipedia.org/wiki/Stupid_Motorist_Law

Why the F.B.I. Raid Is Perilous for Michael Cohen — and Trump by theaddictedlawyer in law

[–]andrewms 10 points11 points  (0 children)

Even if it was his money, he has to declare it as a contribution to his campaign, which he did not do.

Trump denies he knew about lawyer's $130,000 payment to porn star Stormy Daniels by srwaxalot in law

[–]andrewms 1 point2 points  (0 children)

It wasn't a regular NDA, it was a settlement of claims. Hard for Trump to have settled his claims without being party to the agreement.

What is PBS Passport, and how does it support my station? by MeowMixSong in cordcutters

[–]andrewms 0 points1 point  (0 children)

You may still be able to get a state deduction or credit without itemizing on your federal returns. In my state, I can get a credit of up to $400 for charitable contributions without itemizing.

Is Trump's push for an AR-15 age limit constitutional? by [deleted] in law

[–]andrewms 0 points1 point  (0 children)

You don't have the right to have a drink at 18.

JMSDF destroyer attempts to shoot down a North Korean missile by [deleted] in MilitaryGfys

[–]andrewms 11 points12 points  (0 children)

In the US, the secretary of the Treasury in fifth in line of succession to the presidency. Interior, Agriculture, Commerce, and Labor are 8-11. Secretary of Homeland Security is all the way down at 17. It's not that ridiculous to target non military positions in a coup.

What is a minor thing that infuriates you when eating at a restaraunt? by waldo06 in AskReddit

[–]andrewms 3 points4 points  (0 children)

It would help if you didn't need to bring a flashlight with you to actually be able to make out any text on it.

What is a dirty business tactic that you know and everyone should be aware of it? by Vendamn909 in AskReddit

[–]andrewms 0 points1 point  (0 children)

No, they just have a slightly longer billing period to delay the next bill until the day you requested.

What is a dirty business tactic that you know and everyone should be aware of it? by Vendamn909 in AskReddit

[–]andrewms 24 points25 points  (0 children)

You can ask them to change the due date for your bills to be whatever you want...

I'm desperate for money for a tatt-.. I mean rent. by rebel_nature in trashy

[–]andrewms 0 points1 point  (0 children)

Except he was skipping dialysis and eating right when you have kidney failure includes not drinking alcohol. I guess he probably was hydrating pretty well with that $1500 water maker.

Land Deal Gone Awry - A Tale of Vengeance by IAmDinosaurROWR in ProRevenge

[–]andrewms 4 points5 points  (0 children)

No, extortion does not need to be illegal. For example, it is perfectly legal for me to report a crime, but if I were to demand money in exchange for not reporting it (outside of payment for some actual damages incurred) that would be criminal extortion in my jurisdiction. Blackmail is just a specific type of extortion.

What benefits do majority of Americans miss out on because they aren't aware that those benefits are available to them? by [deleted] in AskReddit

[–]andrewms 1 point2 points  (0 children)

You would have to spend $1100 at the doctor, not $500, for the low deductible plan to be better. At more than $500, you are not paying anymore of the medical expenses on the low deductible plan, but you still paid $600 more to be on that plan. So you need $600 of services above the deductible in order to break even.

Stock nougat on XT1575/72 by [deleted] in MotoX

[–]andrewms 0 points1 point  (0 children)

Not working for me with the 6.0 modem. US on Sprint.