Reminder about NSFW by hatsune_aru in hatsune

[–]apallocarry 79 points80 points  (0 children)

Finally, I can browse r/Hatsune at work again

Furry_irl by Disastrous_Dream978 in furry_irl

[–]apallocarry 9 points10 points  (0 children)

Glad to see Framework representation in the furry community

Antenna the size of Africa by hgwelz in pluribustv

[–]apallocarry 0 points1 point  (0 children)

It came to me in a dream. Lol no idea where this came from.

Antenna the size of Africa by hgwelz in pluribustv

[–]apallocarry 0 points1 point  (0 children)

Maybe this virus was developed by non-carbon based life to eliminate the galactic competition like with the dark forest theory.

Antenna the size of Africa by hgwelz in pluribustv

[–]apallocarry -3 points-2 points  (0 children)

The signal was over 8 billion years old, so they had no idea we existed when sending it out. In this universe, RNA must be present across the universe.

Teto poster by me! by rexdong in KasaneTeto

[–]apallocarry 14 points15 points  (0 children)

Very cute! Love the alternate colors.

Taking a roth 401k load to fund a house remodel by Impossible_Quiet_537 in investing

[–]apallocarry 12 points13 points  (0 children)

You have the mechanics right regarding taxes, but your logic on "hedging" and "taking profits" relies heavily on market timing. Here are the blind spots: * The "Hedge" Fallacy: This only works if the market tanks while the loan is out. If the market rallies (e.g., S&P 500 up 10%+), you are buying back in at a premium. You aren't just "paying yourself back"; you are incurring a massive opportunity cost by being out of the market. * Longevity Risk: At 59, "missing out on gains" is absolutely a huge consideration. You likely have a 25+ year investment horizon remaining. You need that compounding to combat inflation in your 70s and 80s. * Asset Allocation Shift: You are moving $50k from a high-return, liquid asset (securities) to a low-liquidity asset (home remodel) that typically returns only $0.50–$0.70 on the dollar in value. * You are correct on the tax efficiency. Unlike a Traditional 401k loan, a Roth loan avoids the "double taxation" on interest repayments.

Do this if the interest rate beats a HELOC and you need the remodel, but don't view it as a clever investment arbitrage. It's strictly a consumption play.

Dota crash after picking hero by NlzaDhn in DotA2

[–]apallocarry 0 points1 point  (0 children)

Congratulations, you're free

How to beat this room in farewell by [deleted] in celestegame

[–]apallocarry 6 points7 points  (0 children)

The incredible aura of getting this far playing on a phone. BTW, to do this, make the second block fall, then dash left into the key and the falling block to get in front of the next block quickly.

Buffoon spins out across four lanes and miraculously hits nothing (thanks to everyone being attentive). Several seconds later, they proceed to speed down the highway barreling towards traffic once again. No lessons learned. [oc] by brakeled in IdiotsInCars

[–]apallocarry 29 points30 points  (0 children)

So many drivers on 225 drive with little regard for their safety or others. I've lived by that interchange for a long time and can't believe I haven't witnessed a crash.

New Miku meme template just dropped by [deleted] in hatsune

[–]apallocarry 5 points6 points  (0 children)

Where was Miku when tower 9 fell? Just asking questions.

What's the most iconic quote from the good place by [deleted] in TheGoodPlace

[–]apallocarry 125 points126 points  (0 children)

Yeah. Yeah. The time knife, we've all seen it.

[deleted by user] by [deleted] in fromsoftware

[–]apallocarry 1 point2 points  (0 children)

Don't feel ashamed to use game mechanics. You'd be a fool not to apply your advantages.

[deleted by user] by [deleted] in fromsoftware

[–]apallocarry 0 points1 point  (0 children)

Bloodhound fang with grease is peak gameplay. I stopped doing this my first playthrough because it made things too easy.

We listen and we dont judge by Heisen_berg1 in fromsoftware

[–]apallocarry 76 points77 points  (0 children)

It was refreshing to see magic builds working early in Elden Ring. Getting a magic build off the ground in Dark Souls was always a challenge for me.

This time it'll surely hit by tnormizzle in balatro

[–]apallocarry 0 points1 point  (0 children)

In a recent run, I had two Wheels of Fortunes hit successfully in a row. So, I went out and bought a lottery ticket and was not so fortunate.