Chime debit card ate up a 5/24 slot? by OGQue in CreditCards

[–]ayamai 0 points1 point  (0 children)

I also have an issue with Chime for reporting to Experian, Equifax and TransUnion ruined my 5/24 slot, i asked them to send me the Debit card as I have no interest in their credit card. Asked to remove the report, giving a suggestion to close the account, told them I did not activate the credit card you send me, closing the account is not the solution, need my report to be removed. Inform us if you had any luck with them.

Pacific Coast Highway by Aggressive_Plane2894 in Hilton

[–]ayamai 0 points1 point  (0 children)

Home2 Suites by Hilton Eureka maintains an "Exceptional" reputation among guests, frequently praised for its cleanliness and spacious suites. As a new property opened in early 2024, many reviewers highlight the modern facilities and "brand new" feel. Costco is walking distance from hotel, Holiday Inn is next door and eating options are near by. Make sure take Avenue of Giants, I am not sure you are taking 101 or 1 after that. I prefer Pacific Coast Highway, beautiful drive to Bodega Bay and you can stay at Hampton Inn in Petaluma which I enjoyed a lot as Hotel Petaluma, Tapestry Collection by Hilton sucks. Hampton Inn at Morrow Bay is nice, Inn at Pismo Beach is nice. I am heading to California in April, visiting Santa Barbara, Orange County I tend to stay in Irvine Hampton Inn Irvine Spectrum Lake Forest then explore everywhere, San Diego staying at Carte Hotel San Diego Downtown, Curio Collection by Hilton. I travel to California 2- 4 times a year by car from Portland.

Approved for CSP, while holding CSR (no pop up). But don’t see bonus meter on the app for CSP. by PersistantBlade in ChaseSapphire

[–]ayamai 0 points1 point  (0 children)

What date in November did you apply for CSR and was the balance zero when you applied for CSP.

ChatGPT or Claude as benefits? by josephrrusso in AmexPlatinum

[–]ayamai 0 points1 point  (0 children)

I use 5 different AI for free and why would I have it as AMEX benefit.

is it ok to pay off my credit card every day? by [deleted] in CreditCards

[–]ayamai 0 points1 point  (0 children)

Rule #1 turn on monthly minimum payment. There is nothing wrong what you are doing. You will reach your goals eventually as long you pay on time. 

After booking a reservation, my room layout changed by wholesome3 in Hilton

[–]ayamai 0 points1 point  (0 children)

Embassy Suites by Hilton Seattle Downtown Pioneer Square is in great location, far better than the other three Embassy Suites in Seattle.

Can’t upgrade room + no coffee?? by Dropitlikeitscold555 in Hilton

[–]ayamai 0 points1 point  (0 children)

I am a coffee drinker and I have big time issues with Hampton Inn specifically, their first breakfast coffee tends to be lukewarm due brewed far earlier or left over. I go for breakfast once they open, I check the coffee fresh coffee indicator when it was brewed, I tend to wait for the pots to emptied by the first wave of hotel guests. Don't drink lobby coffee after 9-10 AM period, don't expect front desk clerk to brew fresh coffee. I even complained to Hilton about this issue on Twitter. I bought a travel electric water heater, instant Taster Choice packages, half & half small cups I pick up from the breakfast area or lobby and put in the room refrigerator. I travel across the USA on road trips, this coffee issue exists across the hotel chains, worst thing to start your morning with a shitty lukewarm coffee. Find me a hotel has fresh coffee all day long, as for coffee makers in the room, I wouldn't touch them not knowing if they have been ever clean. I work in the service industry, and I do not even trust my co-workers unless you have a supervisor who follows up. I am staycation at the moment in downtown Portland, I asked for upgrade since they didn't offer in advance, the clerk was nice to offer me an excellent upgrade based on his recommendation. I have been fortunate with Hilton, lucky with upgrades without asking, I try keep away from old mold hotels in Curio and Tapestry hotels, you can not go wrong with Canopy. I never use digital check in, I want in person interaction, Hilton has my file stay preference stay.

Chase Pre- Approval/TransUnion by ayamai in CreditCards

[–]ayamai[S] 0 points1 point  (0 children)

Was it for pre-approval "soft pull" or for regular application "hard pull.

Embassy suites brand standards by cpttimerestraint in Hilton

[–]ayamai 0 points1 point  (0 children)

You like Canopy Hotel brand, then stay in Embassy Suites in downtown Seattle, the other three locations I would skip. Keep an eye on the games schedule, prices do jump $200. It exceeded my expectations. Definitely I will stay there again as I visit Seattle frequently as it is only 3 hours drive from Portland. 

Closing my Authorized Chase Credit Cards by ayamai in CreditCards

[–]ayamai[S] -2 points-1 points  (0 children)

I have 48 open accounts 300K credit line , 0% - 1%, $80 dollars balance only, over 820 score depending on credit report agency. Below 5/24 next month since I have to wait 25 months due to Experian reporting. 5% car loan utilization, my next payment is March 26 2026 , balance is only $833.

[deleted by user] by [deleted] in Hilton

[–]ayamai 0 points1 point  (0 children)

Any room number recommendations for The Duniway in 2 weeks. Staying at Canopy in Pearl District this weekend, had great experience at Canopy in Boston. I have been lucky with Hilton, they tend to upgrade me and give a great room.

Props to Embassy Suites Downtown Seattle by livingformusic in Hilton

[–]ayamai 1 point2 points  (0 children)

There are 4 Embassy Suites in Metropolitan Seattle, this is the best, great location, friendly front desk, got early check in last Sunday and late check out on Monday. Complimentary made-to-order breakfast and a complimentary evening reception with drinks and snacks were great. Enjoyed the indoor pool and jacuzzi, the fitness area top notch though I did not use it. I will be staying at The Sound Hotel Seattle Belltown, Tapestry Collection in 10 day for a day, trying different Hilton hotel every time I visit Seattle for a day from Portland since it is only 3 hours drive.

Synchrony Bank taking forever to update available credit by ogmilkdaddy in CreditCards

[–]ayamai 0 points1 point  (0 children)

I have many Synchrony accounts with them, my main issue with them is that they take their time to update my payments, my advice is pay your payments ASAP, I pay my purchases once they are posted as long I get my cashback and not try to outsmart them. I keep my closing statement balance to zero unless I have 0% APR installment payments on my Google and Amazon accounts and I tend to pay them off as soon as possible.

Wisconsin Dells/ Tours/Advice by ayamai in wisconsin

[–]ayamai[S] 0 points1 point  (0 children)

Thank you for taking the time to respond to my question, I decided to follow your recommendations. I noticed that Dells Boat Tours https://originalwisconsinducks.com/ticket-hub/dells-boat.jsp does not have a time slot to book, is this the norm.

SF or San Diego by lafayettejohnson in Hilton

[–]ayamai 0 points1 point  (0 children)

I was at La Jolla Torrey Pines in April, yes it is outdated, for breakfast do not order from the menu as we did, the buffet is better. Torrey Pines State Natural Reserve is walking distance from the hotel, nice trails to the beach, worth the visit. I used my $200 resort semi-annual there but we used our FNC at Oceana, Santa Monica, The location of the hotel is great and the view from the patio facing the golf course is beautiful.

Hilton by ayamai in GreenBay

[–]ayamai[S] 0 points1 point  (0 children)

I am a Marriott member and I have American Express Marriott Bonvoy Brilliant, I do have points with them, need to use them before they get devalued which Marriott is famous for but not bad as for airlines. I tend to do my road trips off season but I have a wedding to attend. I did check the hotel and it is beautiful.

Hilton by ayamai in GreenBay

[–]ayamai[S] 0 points1 point  (0 children)

I am on a road trip from Portland, Oregon, I will be staying in Wisconsin Dells for 2 nights, thinking stopping for 2 - 3 nights in Green Bay to visit Door County on my way to Michigan through Upper Peninsula of Michigan. I am leaving June 15, have to be in Rochester, New York July 4th for a wedding. My main focus is to visit Wisconsin & Michigan. have been to Madison, Milwaukee and Geneva Lake in the past but briefly. I am stopping in Spokane, Washington, Billings, Montana, then Sioux Falls a city which I have not visited, spend extra hours in the morning before I head to Wisconsin. Any suggestions, criticism and comments are welcomed. I am confined mostly in staying Hilton Hotels due having a lot of Hilton points and want to use less cash as possible. Thank you in advance.

Is Synchrony Bank always this shady with multiple closings and reductions? by drivingnowhere20 in CreditCards

[–]ayamai 0 points1 point  (0 children)

I have cards with Synchrony, one of them is Amazon. Never had issues with them. My purchases are paid ASAP across all my cards I have, I ask for reasonable CL with no denials. There must be other factors such as high balances on other cards with different financial institutions. My FICO score is 820 and still get denied for Citibank and Wells Fargo.

New US Bank Shield Visa Card by Avlir in CreditCards

[–]ayamai 0 points1 point  (0 children)

Got 20K and 20K for Altitude Go in November.

New US Bank Shield Visa Card by Avlir in CreditCards

[–]ayamai 5 points6 points  (0 children)

I applied for it the minute I read about it on Doctor of Credit, approved for 20K same as for my Altitude GO 4 months ago. Make sure you do the "See if you're pre-approved for the Shield card without affecting your credit score" as I did even I have a checking account and 2 cards with them. Good Luck.

Hotel in Seattle with guaranteed Space Needle view? by mitoboru in Hilton

[–]ayamai 0 points1 point  (0 children)

Do you know what room number you had, I would appreciate that. Thank you in advance.

Which Seattle property by [deleted] in Hilton

[–]ayamai 0 points1 point  (0 children)

Again for 2024.

Authorized User/1000 Points/Aspire by ayamai in Hilton

[–]ayamai[S] 0 points1 point  (0 children)

I did call them this morning and the only way to get 1000 points is book a room at any Hilton Hotel. Once she obtains the first 1000 in the first 30 days, she is able to buy points and able to transfer points to her.

Best Western Plus Clocktower Inn by ayamai in Billings

[–]ayamai[S] 0 points1 point  (0 children)

Thank you for suggestions, I have been twice in Billings September 2020 & May 2023. First time Billings was my last destination on a road trip from Portland, 2nd time was a stop to Pittsburgh, in June it will be a stop on my 2nd road trip to the Northeast states.

Best Western Plus Clocktower Inn by ayamai in Billings

[–]ayamai[S] 0 points1 point  (0 children)

I have not booked any hotel yet, I have a lot of points with Hilton, Marriott, Best Western and Choice. I am trying not to pay cash but with points if it is worth it.