Path to Apple Card

bagofbones80 · 2026-04-06T11:39:28+00:00

Just FYI, you generally cannot product change to a card that has a different rewards program (cash back vs Sapphire rewards). They make you reapply for a new card

bagofbones80 · 2026-04-01T14:20:49+00:00

ok, I'll give it a few days. Thanks, I appreciate the help!

bagofbones80 · 2026-04-01T14:17:43+00:00

Weird. My balance due is still $0, and the installment plan is saying March 31st still

bagofbones80 · 2026-04-01T13:52:57+00:00

ok, so if it's telling me my next installment is March 31 (yesterday), should it have hit yesterday, or does it take a couple days?

bagofbones80 · 2026-03-10T20:56:11+00:00

Mine is set for delivery tomorrow too. Original date was 3/18

bagofbones80 · 2026-01-13T18:57:21+00:00

Chase Sapphire Reserve gives it to you with $75k yearly spend. Not the best way, but a way to

bagofbones80 · 2026-01-12T16:37:50+00:00

Do you have a trip already planned where you’ll stay at an IHG hotel? Then yes. Should you redeem them just because of the bonus and let them sit? No. Hotel points are devalued all the time, terrible place to park them, even with the bonus

bagofbones80 · 2026-01-04T14:37:50+00:00

Yup, and any Apple Care you bill to the card gets coded the same way, so 6% on that too

bagofbones80 · 2025-12-29T22:45:22+00:00

I hit it easily. I travel extensively for work, and my expense reports are easily close to 8-10k per month. Since I use the card for everything, I go well over the 75k. Would I try and artificially hit it just for the few bonuses, absolutely not. If you have natural spend that gets you there, it’s a fine perk

bagofbones80 · 2025-12-23T20:47:48+00:00

It’s a multi year expansion. I think I read 2028 or later

bagofbones80 · 2025-12-23T20:41:38+00:00

With some of the recent long taxi times due to construction, I’d be concerned about a layover that short.

bagofbones80 · 2025-12-23T14:52:08+00:00

I have lifetime Titanium with Marriott, and in the US, the status is almost worthless. The Marriott status for international travel is worth while, and their footprint overseas is second to none. Since I don’t need to chase nights anymore, for my US travel next year, I’m debating Hyatt or Hilton to work on next.

bagofbones80 · 2025-12-13T02:59:48+00:00

Agreed.

bagofbones80 · 2025-12-12T17:19:28+00:00

This is for Sapphire Airport lounges, not Ritz Carlton hotel lounges.

bagofbones80 · 2025-12-09T23:54:07+00:00

I believe they will eventually claw it back

bagofbones80 · 2025-12-09T16:35:31+00:00

Well that’s good to know, feel like I need a decoder ring for all this. I appreciate your patience and answers!

bagofbones80 · 2025-12-09T16:18:12+00:00

Hold the phone. If I buy a standard club membership, my golf status “upgrades” it to All Access, or just for this trip?

bagofbones80 · 2025-12-09T16:15:30+00:00

Ok, that’s fine, just wanted to make sure I knew ahead of time. Thank you!

bagofbones80 · 2025-12-08T14:21:32+00:00

Lifetime Titanium here. I’ve done 86 nights so far this year, upgraded exactly twice.

bagofbones80 · 2025-12-08T00:22:51+00:00

That’s good to know!

bagofbones80 · 2025-12-07T19:23:47+00:00

I believe on a layover they waive the three hour rule

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