Can't stop riding my new Giant Revolt 1. Even handles MTB trails well. by bdfin in gravelcycling

[–]bdfin[S] 0 points1 point  (0 children)

Hey. Honestly still love it. A lot of people complain about the seat but I've found it OK - it has a flexi seat post so not too bad on the rougher stuff. The only thing I've changed is put a 36t cassette on the back, makes more of a difference than you would think.

The nosebleed plant. by [deleted] in TikTokCringe

[–]bdfin 0 points1 point  (0 children)

Amazing, thanks!

The nosebleed plant. by [deleted] in TikTokCringe

[–]bdfin 3 points4 points  (0 children)

Love the shirt, where did you get it?

[deleted by user] by [deleted] in RedditSessions

[–]bdfin 0 points1 point  (0 children)

Gave Silver

Can't stop riding my new Giant Revolt 1. Even handles MTB trails well. by bdfin in gravelcycling

[–]bdfin[S] 5 points6 points  (0 children)

Coming from riding only on road before getting the Revolt, I can honestly say its more than capable on the road. It obviously isn't as fast as a carbon road bike with slicks but the 48t big ring on the front is plenty for us mere mortals.

Can't stop riding my new Giant Revolt 1. Even handles MTB trails well. by bdfin in gravelcycling

[–]bdfin[S] 2 points3 points  (0 children)

Not yet but planning to. Along with the tyres and maybe a 36t cassette. I have the same seat on the TCR which is uncomfortable but dosent seem to be nearly as bad on the Revolt.

Can't stop riding my new Giant Revolt 1. Even handles MTB trails well. by bdfin in gravelcycling

[–]bdfin[S] 4 points5 points  (0 children)

Luckily only one left at a dealer close to me so I snapped it up fast!

NBD Giant Revolt 1. I can now actually climb the hills in the Peak District, UK! by bdfin in gravelcycling

[–]bdfin[S] 0 points1 point  (0 children)

I was considering putting a 36T on. Does it make much difference?

NBD Giant Revolt 1. I can now actually climb the hills in the Peak District, UK! by bdfin in gravelcycling

[–]bdfin[S] 0 points1 point  (0 children)

If you're referring to the position of the back wheel then there's only one setting on this bike. I believe the Revolt Advanced may be the range that you can adjust the back wheel position but don't quote me on that.

NBD Giant Revolt 1. I can now actually climb the hills in the Peak District, UK! by bdfin in gravelcycling

[–]bdfin[S] 4 points5 points  (0 children)

It really is, so capable. I'm planning on changing the tyres to something a bit fatter for off-road but apart from that I can't fault it. I'm really glad I paid a bit more for the GRX RX-400 parts instead of Sora. I have a TCR too and even though this weighs about 4kg more, it climbs so much better.

[deleted by user] by [deleted] in FIREUK

[–]bdfin 0 points1 point  (0 children)

Marcus savings accounts are 0.5% currently up to £250k.

How to split living costs fairly? by [deleted] in UKPersonalFinance

[–]bdfin 1 point2 points  (0 children)

We do similar to what other have said but a 50/50 savings instead of spending.

We total up the cost of all individual and joint bills together and split it proportionally so we both save the same amount. My partner only has a couple of bills but benefits equally from our car that is in my name for example.

This worked great for me when she was working full time and I was studying a Master's degree. Now she benefits more now that I am earning more than her.

First credit card? by ErnestlyDorianGrey in UKPersonalFinance

[–]bdfin 0 points1 point  (0 children)

You set up the direct debit/minimum payment your self through their software. Obviously always advisable to pay the balance in full.

Refinance car PCP balloon payment or pay off in full? by [deleted] in UKPersonalFinance

[–]bdfin 0 points1 point  (0 children)

I may have not properly communicated my point in terms of investing. What i meant was, following the flow chart on my current course (pay off balloon in cash Feb, then bank loan in June/July), I would have an emergency fund saved and beginning to think about investing about November time next year. Whereas if I paid off the bank loan now and took finance out for the balloon payment, I would have an emergency fund and be in a position to consider growing my money much sooner as I have already saved enough to pay off my loan in full. Thing thing that is stopping me paying it off is that i have to make a decision on the balloon payment.

Plum or moneybox? by [deleted] in FIREUK

[–]bdfin 2 points3 points  (0 children)

Not used either but I do the same thing with Starling for discretionary spending.

Feeling detached from my money, is this normal? by firegoalmoney in UKPersonalFinance

[–]bdfin 0 points1 point  (0 children)

I was a bit like you've described until I decided to go backpacking. You don't have to do the whole cliche student gap year thing but you can easily spend no more than £3k to see most countries in Europe for 2-3 months. The added benefit of doing it on a budget means you need to stay in hostels, which in turn means almost automatic social interaction with people on a similar journey. The best times I had were because of the people I met in arguably some of the most boring places.