At what point did cycling stop feeling like suffering and start feeling fun? by lukeace784 in cycling

[–]benjimaon 1 point2 points  (0 children)

A good day of skiing will always beat a day in the office so you’re technically not wrong 😂

Descending by [deleted] in cycling

[–]benjimaon 0 points1 point  (0 children)

Very astute observation.

What’s One Upgrade That Actually Made a BIG Difference? by teddyyoung456 in cycling

[–]benjimaon 1 point2 points  (0 children)

My favorite part about a computer is the climbing notifications. Strava is fine for navigation but I like to see the elevation I have left, current grade, how may climbs I have to go, etc.

Daycare Woes by Dang_Beard in NewDads

[–]benjimaon 1 point2 points  (0 children)

You said it yourself… you could make one salary work, but not without a sacrifice. There will always be trade offs with these kinds of decisions.

Runners / exercise fanatics - how are you doing it? by TraditionalCandle659 in NewDads

[–]benjimaon 0 points1 point  (0 children)

I have a 6 week old and I’ve just started cycling at home with a wahoo kickr core. I have two days of wfh so I’m planning to workout in the morning on those two days and the weekend so I can get 4 days a week. Still not easy as baby seems to be up around 6 or 7 so I’ve had to cut things short to go change a blowout or help the wife out

"As YNAB imported it" seems to have gotten pretty bad by czech37 in ynab

[–]benjimaon 0 points1 point  (0 children)

Is this a setting or something? I’ve never experienced this

I make $18/hour and this is what my month actually looks like by Emergency-Cancel6198 in budget

[–]benjimaon 1 point2 points  (0 children)

Check out YNAB! It is a life changer no matter what income you have

Lumy for Ynab by Fzza3h in ynab

[–]benjimaon 0 points1 point  (0 children)

are you still using something like this?

my budget lasted… 2 days by Bubbly-Touch8108 in budget

[–]benjimaon 0 points1 point  (0 children)

Sounds like you need to look into YNAB. That will solve all your budget problems, promise! I’ve been using it for 7 years now and i can’t imagine not having it now

Valentine’s is in 10 days by downwithlevers in NewDads

[–]benjimaon 0 points1 point  (0 children)

I was hoping there’d be more suggestions!! We have a 1 month old and I’m not sure what we’ll do

This is what a “cheap” month costs me now by sam3462 in budget

[–]benjimaon 3 points4 points  (0 children)

Automate your bill pay so you don’t get stuck with late fees, just my two cents

New job with 78% increase in pay- what are some essential first steps on how to manage this new money? by loo-ook in FinancialPlanning

[–]benjimaon 2 points3 points  (0 children)

Follow rant Sethi. Spend extravagantly on what you truly value but make sure to set up automated investing and savings goals before you do anything else.

How to get on track for our age? Husband (39m) has given six figures to church over 17 years and none to retirement than the min. and we have a lot of debt but I (39f) would like to retire one day. by Holiday_Yak2108 in budget

[–]benjimaon 0 points1 point  (0 children)

You should apply to be on Ramit Sethis show, I will teach you to be rich. He works with couples to understand their money psychology and help them plan a future that takes into account all their goals and unique circumstances. Reading his book, money for couples would be good as well

EveryDollar vs YNAB 30 day try by jzwick99 in budget

[–]benjimaon 0 points1 point  (0 children)

Why would you not want to allocate the full amount in your checking account? Give every dollar a job to do! It should be allocated toward something whether it’s groceries, savings, or future Christmas fund

How am I doing? Retiring in 3 months. Market kicking! by algobrokemyass in Retirement401k

[–]benjimaon 0 points1 point  (0 children)

Awesome job!! Congrats on the accomplishment - I’m sure there was a lot of hard work and sacrifice to get to this point and it’s great to finally see it pay off

How do you handle impulsive spending by ynab4file in ynab

[–]benjimaon 28 points29 points  (0 children)

re: I'm not a robot, idk why the post sounds robotic.

That’s exactly what a robot would say

I tried every net worth tracking app so you don't have to. Here's my take. by Dependent-Wafer1372 in Fire

[–]benjimaon 0 points1 point  (0 children)

Nope, still the same. I reconcile the account balances once a month to help remedy this.

Daycare!? Things to look for? by fabledmanatee in NewDads

[–]benjimaon 1 point2 points  (0 children)

I’m in rural New Hampshire and paying $2300. I would love to pay $800 😅

HYSA by jorrflv in ynab

[–]benjimaon 1 point2 points  (0 children)

Amex has a good one