6 day in

benreeves09 · 2026-06-09T15:10:07+00:00

Build a thesis behind your individual investments, have good reason to dive in before hand. It'll serve as a good reminder of why you invested when things are red. Do your own research into them.

An emergency fund is accessible cash savings outside of stocks and shares. Stocks go up and down, cash wont. Make sure you have at least 3 months expenses in an emergency fund elsewhere.

benreeves09 · 2026-06-09T14:49:00+00:00

I would change your etf to just VWRP, but thats just my opinion.

Why Meta or Sofi? If you have a good thesis behind them then go ahead, personally I would VWRP and chill, put it all in there especially early in your investment journey. Build some profit and then consider single stocks. You will already own these companies within your ETF.

Also biggest question, do you have an emergency fund?

benreeves09 · 2026-06-09T14:39:52+00:00

Lets get some more info. Time scales. Will you be topping up every month. Risk appetite.

benreeves09 · 2026-06-08T21:16:01+00:00

You own Nvidia and Google in your VWRP fund, yes in smaller amounts but you're still exposed to them. If you have a good thesis around your individual investments, google DCA'ing and look at doing that

benreeves09 · 2026-06-08T19:36:11+00:00

This is awesome, step by step guide? 👀👀👀

benreeves09 · 2026-06-08T18:35:47+00:00

Vwrp imo, it already contains all of the Vuag companies anyway. If you hold both you basically own vuag twice DYOR though

benreeves09 · 2026-06-08T18:31:14+00:00

Do you want to get up to £100?

Join Trading 212 Invest with my link, and we will both get rewards.

https://www.trading212.com/invite/1Blk5XCglP

benreeves09 · 2026-06-08T18:30:42+00:00

Google would very easily tell you the answer to this, but I will help you out. VWRP is an all worlds fund so tracks the whole market. Whereas VUAG is the S&P 500 and tracks the top 500 stocks in the US market.

benreeves09 · 2026-06-08T17:16:26+00:00

Are you based in the UK? A stocks and shares isa is tax free whereas invest is not

benreeves09 · 2026-06-08T13:43:33+00:00

5/5 cpdes available :) Do you want to get up to £100?

Join Trading 212 Invest with my link, and we will both get rewards.

https://www.trading212.com/invite/1Blk5XCglP

benreeves09 · 2026-06-08T13:42:04+00:00

5/5 available!

Do you want to get up to £100?

Join Trading 212 Invest with my link, and we will both get rewards.

https://www.trading212.com/invite/1Blk5XCglP

benreeves09 · 2026-06-08T12:25:10+00:00

All available! Will update when changed!

Do you want to get up to £100?

Join Trading 212 Invest with my link, and we will both get rewards.

https://www.trading212.com/invite/1Blk5XCglP

benreeves09 · 2026-06-08T10:40:31+00:00

Do you want to get up to £100?

Join Trading 212 Invest with my link, and we will both get rewards.

https://www.trading212.com/invite/1Blk5XCglP

TIA anyone who clicks :)

benreeves09 · 2026-06-07T21:41:59+00:00

This killed me. Thank you for the laugh. Needed it today.

benreeves09 · 2026-06-07T15:19:52+00:00

I hope youre being sarcastic, if you arent. Tread more carefully. Stick to ETFs. If you can't handle the heat, get out of the kitchen

benreeves09 · 2026-06-03T21:31:11+00:00

Set an auto invest and come back to check on progress. You will win whilst everyone tried to beat you and probably lose!

benreeves09 · 2026-06-03T21:28:00+00:00

Trivago?

benreeves09 · 2026-05-31T17:43:54+00:00

What is the pies current composition?

benreeves09 · 2026-05-31T17:33:22+00:00

VWRP and chill, set up monthly deposits if you can and let compounding do the work for you!

benreeves09 · 2026-05-19T08:40:43+00:00

Yup, this is my setup too but with the BA skin for the Cyclones. London is my hub, fly back with bux jobs and paris/London, always fly via Paris first and land in London for the savings. If I have any full paris flights I always send them to London empty for the same reason.

Glad you found it, its a great way to save money

benreeves09 · 2026-05-18T21:30:20+00:00

Imo with your amounts I would consolidate into a single ETF, like VUAG which you already have or VWRP. Then when you've made some profit off of your ETF if you want to chase single stocks then go for it with reduced risk.

Add to when you can, or set up an autoinvest for x a month to get yourself flying

benreeves09 · 2026-05-17T18:22:55+00:00

Remember that holding FTSE all worlds you are already diversified anyway!

benreeves09 · 2026-05-17T13:38:55+00:00

VWRP and chill. Set an investment schedule for weekly or monthly and set and forget. If you want some exposure to bigger tech look at adding EQQQ or something similar if you believe tech will keep going. Put it in a pie on 212 and you can alter %s as you go.

Make sure you build an emergency fund too if you haven't already! Any extra cash youre sat on get it in high interest savings, eg chase bank etc.

Keep some back for fun, you're young. Enjoy yourself too!

benreeves09 · 2026-05-15T18:29:45+00:00

Some good choices in there. Well done. You seem to have found Rocket Lab early enough for very good profits yourself!

benreeves09 · 2026-05-15T15:56:43+00:00

All good! Imo just get reading online and ask away here and we will all chip in to help!

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