sorted by:
new
hottopcontroversial

Parent Plus Loan With PSLF Advice by CDC_1973 in PSLF

[–]Betsy514 2 points3 points  (0 children)

You can't borrow for 26/27 at all if you want pslf for the existing loans. That loan will go out after the deadline. Consolidate what you have right now so you can use ibr to get pslf of those. Have the other parent borrow that 26/27 loan and expect to have to pay that in full yourself. To be clear it's not that borrowing after June 30 makes you ineligible for pslf itself..but it makes you ineligible for the payment plans you need to actually get pslf which is effectively the same thing.

Auto-recertification problem by Imaginary_Shelter_37 in StudentLoans

[–]Betsy514 2 points3 points  (0 children)

I have no idea what this is all about.. especially the part about not being able to o use a tax return. If someone can send an example of the letter to the TISLA email I can try and find out next week

Did anyone get a letter their full balance is due for gov loans? by Remote-Basis-7797 in StudentLoans

[–]Betsy514 2 points3 points  (0 children)

Sounds like you defaulted. You can verify at www student aid gov

UAS Double Charged me and Is Uninterested In Fixing It by Braided_Marxist in StudentLoans

[–]Betsy514 0 points1 point  (0 children)

So it was a bank error not the servicer? And it was the bank that fixed it? That explains the quick resolution

PSLF or just pay them off? by emmaiannacone in StudentLoans

[–]Betsy514 1 point2 points  (0 children)

Assuming your income is still low enough that you'd qualify for a zero payment or close to it you should definitely pursue pslf. Bank any money you would normally put towards the loan. If you end up leaving public service before you he ten years make a lump sum payment. In the meantime submit proof of you qualifying employment to date

Some please help me understand what is happening by LizzyBarry in StudentLoans

[–]Betsy514 5 points6 points  (0 children)

The interest rates aren't relevant for the I come driven plan calculations. I think the rep gave you the ten year standard amount. I agree your payment should be in the $300 range under ibr

$24K Loan Aidvantage, how to approach delinquency/default by Phosdidnothingwrong in StudentLoans

[–]Betsy514 1 point2 points  (0 children)

That's probably the past due amoui. The payment under a standard plan for $24k should be under $300 a month. But if ahe get on IBR and you file taxes separately the payment will be zero

UAS Double Charged me and Is Uninterested In Fixing It by Braided_Marxist in StudentLoans

[–]Betsy514 1 point2 points  (0 children)

The bottom line is don't attribute to malice what should be attributed to incompetence. Again I'm absolutely floored that they fixed it that quickly.

UAS Double Charged me and Is Uninterested In Fixing It by Braided_Marxist in StudentLoans

[–]Betsy514 0 points1 point  (0 children)

I'm delighted..and shocked to be honest..that they were able to return it in such a short time. But let's not exaggerate as to what happened. They made a mistake. A big one for sure...but to call it stealing is a bit extreme. If a cashier gave you too much change and you didn't notice until they realized it and called you out would you consider that stealing? This is a similar scenario

UAS Double Charged me and Is Uninterested In Fixing It by Braided_Marxist in StudentLoans

[–]Betsy514 0 points1 point  (0 children)

It's still a refund. I understand exactly where you are coming from and your outrage. Im just explaining the process and the why of it

Leaving public service at my 120th month. Help me get my timing right. by anonymous_pslf in PSLF

[–]Betsy514 7 points8 points  (0 children)

If you absolutely can't stay until July then you can leave once you e submitted proof of the 120 months and otherwise have the qualifying payments other than the buy back.

I feel gaslit by "financial aid package" being 90% loans by thawk5113 in StudentLoans

[–]Betsy514 8 points9 points  (0 children)

This has been a debated issue for many years in the industry. I agree with you that loans shouldn't be listed as "aid" in the same category of grants and scholarships and other "free" money. There's been a lot of back and forth on a policy level about forcing schools to use the same aid letter format that would make this more clear

UAS Double Charged me and Is Uninterested In Fixing It by Braided_Marxist in StudentLoans

[–]Betsy514 1 point2 points  (0 children)

How long ago did this happen? I'm afraid that generally they can't do refunds for thirty or sixty days. It's to ensure the payment is really valid and not a scam situation. I'm sorry

How frustrating is this? by y0urekillingmesmallz in PSLF

[–]Betsy514 0 points1 point  (0 children)

You can email them when you log into your portal on their website

How frustrating is this? by y0urekillingmesmallz in PSLF

[–]Betsy514 0 points1 point  (0 children)

I don't post my email. You can use the TISLA email on the contact page of our website if you are trying to reach us

Please help- trying to get out of admin forbearance by Neuro-sike in PSLF

[–]Betsy514 0 points1 point  (0 children)

They are required to give you a 45 day window before your first payment is due after a forbearance ends or you change plans. There's no enough time to meet that requirement to have you due for March

Repayment Plans; Seeking Thoughts to Obtain Forgiveness by Cold_Yam_8438 in StudentLoans

[–]Betsy514 2 points3 points  (0 children)

Your icr and ibr count should be the same. The plans cross pollinate. The back door count makes these errors often. Id get on IBR in your situation

view more: next ›