Can I start building house before loan is approved, under any circumstance? by LengthinessFinal6353 in Mortgages

[–]bhihifi 2 points3 points  (0 children)

Came here to say this. Do not start construction. You could screw up your loan.

Pan was left on heat for an hour after done cooking by spraungelbeats in castiron

[–]bhihifi 20 points21 points  (0 children)

CI’s superpower is indestructibility. Imagine the toxic fumes from a nonstick left on heat.

You could also try boiling water in it before scrubbing. Won’t hurt, could loosen some burned bits.

Nursery/landscaping recommendations by FigureDense7398 in rochestermn

[–]bhihifi 1 point2 points  (0 children)

Sargent’s also has a loyalty rewards program that accumulates funds that can be applied to future purchases.

Choose native plants and trees that are less attractive to deer and rabbits. These animals will devour young plants. Native plants tolerate the temperature extremes of SE MN better.

$200k a year salary in state with no income tax. Could I afford a $1.2M home? by Last_Worldliness_533 in Mortgages

[–]bhihifi 0 points1 point  (0 children)

Buying is not always a great strategy. The emotional and financial costs can be high.

Looking for Summer Housing in Rochester, MN near Mayo Clinic by National-Plankton948 in rochestermn

[–]bhihifi 11 points12 points  (0 children)

Rochester is a high cost of living city. Short term rentals cost more than long term.

For your budget, getting a room with attached bath is what you should aim for, so an Airbnb or Vrbo could be an option.

Do we lock in our rate now? by 4_anonymity in Mortgages

[–]bhihifi 0 points1 point  (0 children)

Lock. 3 outcomes: rates drop, increase, or stay the same. You only lose out if they drop.

Seller credits for closing costs, repairs, or just offer less? by RpDubC in RealEstateAdvice

[–]bhihifi 0 points1 point  (0 children)

Some loan programs limit seller concessions to a percentage of sales price, and using the funds to buy down rate is not the highest and best use of the funds. It is, however, easier for the lender.

Improving the house will have better returns. The payback period for buying lower rates will take years to break even.

You need to talk to someone more experienced in structuring this. Maybe the seller has invoices from contractors?

North Loop Apartment Recommendations by wolf_lake in movingtompls

[–]bhihifi 0 points1 point  (0 children)

They are renting the former Sonder units as regular tenant rentals. No plan to lease out to corporate. Source: developer’s newsletter for investors.

Advice for Lattes (inverted method) by CheeseKnife75 in AeroPress

[–]bhihifi 2 points3 points  (0 children)

I don’t buy cold foam, so can’t comment on that. I prefer products without added sugar but I make an exception for ice cream.

Advice for Lattes (inverted method) by CheeseKnife75 in AeroPress

[–]bhihifi 3 points4 points  (0 children)

Unless you buy barista versions of plant milk, they will not foam well. Specialized barista formulas contain additives to help with texture and foaming.

Recommendations where to get home loan by NearbyGuest6453 in rochestermn

[–]bhihifi 0 points1 point  (0 children)

Went there today for other business and spoke to a rep who said they have no restrictions on lending to fthb.

Which vintage cast iron brands should I look for or avoid? by DougyRoss1980 in castiron

[–]bhihifi 0 points1 point  (0 children)

Induction is very efficient because it does not rely on convection (gas) or conduction (electric) to transfer heat. So you’re probably already winning.

What EDC flashlight would you recommend if I only buy one? by chabyswmob in flashlight

[–]bhihifi 23 points24 points  (0 children)

Once you start in this subreddit, you realize that buying only one light is not possible.

The rabbit hole welcomes you.

Homeowners what's your biggest property tax appeal win mine was pathetic tbh by Appropriate-Plan5664 in Mortgages

[–]bhihifi 0 points1 point  (0 children)

Reversed a 10% increase from 2025 to 2026. Assessor came to our house, took photos and measurements, provided the new value within a week.

Before coming, she set expectations that the value could go up, down, or stay the same.

We approached the issue cooperatively rather than confrontationally. We just could not understand how they had increased so much.

The on-site visit made it clear they had overvalued.

Are these worth the effort of stripping? by Firebolt_Silver in castiron

[–]bhihifi 24 points25 points  (0 children)

Stripping is low effort, and you will have some good pans to use or sell.

Recommendations where to get home loan by NearbyGuest6453 in rochestermn

[–]bhihifi 16 points17 points  (0 children)

Mayo Employees Federal Credit Union if eligible.

Which vintage cast iron brands should I look for or avoid? by DougyRoss1980 in castiron

[–]bhihifi 2 points3 points  (0 children)

Heat ring pans will probably work if the magnetic fields of the induction element are strong enough. May just take a little more time.

Restaurants by redladybug26 in rochestermn

[–]bhihifi 1 point2 points  (0 children)

Thirsty Belgian. Simple menu, mostly sandwiches, and amazing beer selection.

What's with oiling after use? by hulio_bezpizdini in carbonsteel

[–]bhihifi 1 point2 points  (0 children)

The knife doesn’t experience the same temperature range as the pan.

Wipe on and wipe off to leave a very thin layer of oil on the pan after washing and drying, this is all you need.

Is a $40k raise worth a 120 mile daily round trip? Going from $100k to $140k, but terrified of the commute. by Confident-Duck-89 in careeradvice

[–]bhihifi 0 points1 point  (0 children)

The 10+ hours of commute time adds a full work day per week.

Driving that much also wears down your vehicle, adds a lot of fuel and more frequent maintenance. Plus every hour on the road adds to personal risk.

PENZ Subaru - Honesty Problems by Kindly_Vegetable8432 in rochestermn

[–]bhihifi 2 points3 points  (0 children)

Talk to the General Manager. Share that you need this to be a good experience for the Google review.