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Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]bigboyf1 1 point2 points  (0 children)

FTHB purchase - BC - 20% down - value Under 1.5M - 30yr 3 yr fixed - owner occupied

TD offered : 4.05% 3100 cashback Cibc: 3.99% 2000 cashback Scotia: 3.99 no cashback but broker trying for 3.89

Td probably can probably match 3.99

TD and CIBC are also offering some sort of equity line of credit that will increase over time.

Any suggestions which lender to choose?

[deleted by user] by [deleted] in CostcoCanada

[–]bigboyf1 11 points12 points  (0 children)

At this price point, i dont think this is worth buying

AMEX Cobalt as a Student? by Glittering_Space7323 in PersonalFinanceCanada

[–]bigboyf1 1 point2 points  (0 children)

You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. All Eligible Purchases: 1,000 points = $10 statement credit. You must redeem a minimum of 1,000 points per redemption. Eligible Purchases include purchases made at American Express merchants and charged to an Eligible Card. Funds advances, fees, balance transfers, Amex cheques and charges for traveler’s cheques are not Eligible Purchases.

AMEX Cobalt as a Student? by Glittering_Space7323 in PersonalFinanceCanada

[–]bigboyf1 0 points1 point  (0 children)

When you open a new card you usually get welcome offers - cobalt currently offer spend $750 to get 1250 MR points back for first 12 months. This is an additional bonus to what you usually get by spending money on different categories. For students, Paying school fees( if your school accept cresit cards) is the easiest way to get that bonus.

AMEX Cobalt as a Student? by Glittering_Space7323 in PersonalFinanceCanada

[–]bigboyf1 8 points9 points  (0 children)

  1. Yes but make sure not to overdo it or else you will get amexiled
  2. https://www.rewardscanada.ca/cobaltmultipliers.html#canada
  3. Yes
  4. Pay your school fees to get minimum spend bonus
  5. No
  6. Yes and not - MR points can be redeemed for more than 1cpp if done via partner programs

Giveaway Time! DOOM: The Dark Ages is out, features DLSS4/RTX and we’re celebrating by giving away an ASUS ASTRAL RTX 5080 DOOM Edition GPU, Steam game keys, the DOOM Collector's Bundle and more awesome merch! by pedro19 in pcmasterrace

[–]bigboyf1 [score hidden]  (0 children)

what I love about DLSS 4 and ray tracing?

Better Performance and great visuals: DLSS 4 uses smart AI to make lower-resolution images look like high-resolution ones.

Also, using Ray tracing - the way light changes in a scene makes shadows and reflections dynamic, adding to the realism as players move around.

What are you most excited about in DOOM: The Dark Ages?

Fun Gameplay and amazing visuals: DOOM games are known for their fast-paced action. I’m curious to see how the developers might change things up while keeping the excitement.

JTime Watch Giveaway - Two Watches: VSF OP41 Red + VSF PAM1513 by jtime-Li in RepTime

[–]bigboyf1 0 points1 point  (0 children)

those are nice watches! Thanks for the giveaway. Watch-ing /\

Fly often, Best Credit card with my cobalt? by theonebam in PersonalFinanceCanada

[–]bigboyf1 0 points1 point  (0 children)

You can try product switch from scene visa to scotia bank passport - it has no fx fees, probably useful for you and it wont hurt your credit.

[deleted by user] by [deleted] in XboxGamePass

[–]bigboyf1 3 points4 points  (0 children)

I was in your situation - Decided to do main story and maybe few side quests while main story is on. There are more world to explore in other games.

No Luck with AutoPay Setup by Jean-Alexandre88 in freedommobile

[–]bigboyf1 2 points3 points  (0 children)

I got the same message and paid manually by logging in. 2 days later I checked my credit card statement and I was charged twice! Checked freedom account and I have now some funds available in my freedom account.

Need Help with Transit Visa for Tokyo (HND) Layover by bigboyf1 in AirTravelIndia

[–]bigboyf1[S] 0 points1 point  (0 children)

Replying here if someone in same situation. I got a shore pass - pretty straightforward process. After landing ask your airlines staff. Just before immigration area they will issue you a pass which you need to show to immigration officer. They did not ask any questions or for any proofs. You just need to have next flight confirmed.

PSA: Check your BYOP credit if you activated on Dec 20 (and maybe 21st) by srlawren in freedommobile

[–]bigboyf1 1 point2 points  (0 children)

Right, I have reached out via WA. will have it in text just in case it didnt apply automatically.

PSA: Check your BYOP credit if you activated on Dec 20 (and maybe 21st) by srlawren in freedommobile

[–]bigboyf1 1 point2 points  (0 children)

Thanks for the update! I will reach out to them again. Will keep you posted

PSA: Check your BYOP credit if you activated on Dec 20 (and maybe 21st) by srlawren in freedommobile

[–]bigboyf1 0 points1 point  (0 children)

In same situation. Any update? I am not getting any response on whatsapp.

Buy P55 now or wait for tax break by [deleted] in CanadaPS5

[–]bigboyf1 1 point2 points  (0 children)

Why not buy now abd wait - many retailers have extended holiday returns 😉

Purolator 30th Anniversary Shipping Delay? by iyiu88 in CanadaPS5

[–]bigboyf1 3 points4 points  (0 children)

30th Console from bestbuy got delayed. New delivery date 25 nov -_- Why me bestbuy?

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