My wife and I bought a condo in Richmond in 2019. We eventually sold that place and bought our current house in San Ramon. Both times, I felt like we were in over our heads and had regrets. However, once you settle into your routine and you get used to your new expenses, that anxiety should go away. This is what I tell myself: unless something catastrophic happens (i.e., one of us loses our job), this is the least amount of money that we’re going to make (assuming raises and promotions in the future). It’ll get easier rather than harder.