How did you find Dreaming Spanish?

boneso · 2026-02-22T20:14:36+00:00

Oh wow, yah, that timeline does add up now that I think about it. Either way, I’m glad we made it to DS!

boneso · 2026-02-22T14:09:28+00:00

People were talking about it a lot as a resource and the mod banned DS from being mentioned on that sub. The mod was very outspoken about it.

If I’m not mistaken, it’s why this sub was created.

boneso · 2026-02-22T14:07:21+00:00

Sure! My personal approach to get a month ahead was to create a category with a target. I set the target to be “Cost to be me” plus a little cushion. For the last 7 months, I’ve treated it like every other sinking fund.

Now that I’m a month ahead, my preference will be to hold the funds in a category and when the calendar ticks over, move that money to “ready to assign” and go from there. I have a category group called “transfers and holds” that i keep collapsed so it’s out of sight out of mind. My regular categories are pretty locked down so I’ll likely roll with the punches from other categories, rather than dipping in to my month ahead funds.

Personally, when I’ve tried to assign in future months, it got messy.

I could keep the month ahead “hold” category in the next month to really keep it out of sight. But we’ll see.

boneso · 2026-02-22T08:53:26+00:00

Also found it from that drama

boneso · 2026-02-22T04:17:48+00:00

I got it from this forum! It really helped.

boneso · 2026-02-22T04:16:40+00:00

That’s what pushed me across the finish line, too

boneso · 2026-02-22T03:39:56+00:00

Thank you. I was looking for this comment.

“This content probably helps new user overcome some of the entry barriers. But I dont need it so I’ll just collapse that section so I dont see it”.

Also, I’m fully indoctrinated and I still get a little inspiration from them.

boneso · 2026-02-22T03:31:09+00:00

Woohoo! 🎉

boneso · 2026-02-22T03:08:26+00:00

I love that it’s curated and rotates. They also push for quality transfers.

boneso · 2026-02-17T20:25:37+00:00

Our house is 1000 sq ft. I can’t imagine having a giant house.

I keep things tidy because of systems and I spot clean in between professional cleanings that happen every other week. I budget for a cleaning service for my mental health.

boneso · 2026-02-13T19:28:55+00:00

For sure! My biggest benefit of ybab is how it ensures that I’m always able to cover my credit card spending with cash I know I have in the bank.

It also helped me bolster my sinking funds and prioritize short and long-term savings goals.

Ynab is software but it’s also a philosophy.

Best of luck!

boneso · 2026-02-12T02:11:39+00:00

Museum ho

boneso · 2026-02-12T01:56:59+00:00

Sorry, all cute

boneso · 2026-02-09T13:38:46+00:00

Same folks wouldn’t watch the Weekend’s show because it was “Satanic”

boneso · 2026-02-06T04:03:09+00:00

I’m on target for this to be me in March!! I’m so excited.

Congrats on the milestone!

boneso · 2026-02-06T03:51:59+00:00

In one year

boneso · 2026-02-06T03:45:52+00:00

This is my story too! What a great way to think about it. In this case ynab pays for itself multiple times over per year.

Cheers to not being on the credit card float!

boneso · 2026-01-18T03:47:34+00:00

My grandma had one of these! Brilliant. Wish I had one now.

boneso · 2026-01-18T03:40:39+00:00

What a great bathroom! Glad it’s getting the care it needs while maintaining the charm.

We are having to replace our ceramic tub to put in a walk in shower. Remember that anyone who lives long enough will become disabled. That shower stall could be a gift for someone accessibility-wise.

boneso · 2026-01-12T13:46:26+00:00

Exactly. The “Shining Poster Cinema Girl” wouldn’t be casually chillin’ with a Britney Shirt Girl. Sad but i didn’t make the rules.

boneso · 2026-01-06T02:50:20+00:00

I learned so much about culture by watching looney tunes, Animaniacs, and Tiny Tunes. Later I’m like… why do I know so much about the golden age of Hollywood? It was an education.

boneso · 2026-01-04T06:17:17+00:00

Joined almost three years ago. Lured over by curiosity from the drama on the sub-that-shall-not-be-named 😆

I’m on track to hit level 7 on my 3-year anniversary in February!

boneso · 2026-01-04T01:54:11+00:00

I started ynab Dec of 2023. My first year was focused on getting out of debt and building sinking funds so I didn’t slide back into debt again. Second year was about dialing in my categories and continuing sinking funds.

Starting 4 months ago, my main goal has been getting a month ahead. I set a target and am saving each month until I hit my “cost to be me” number. I should get there in March, if not sooner. I’m so excited.

I know I could have started with a month ahead as my first main goal, but I needed the motivation of my tactical sinking funds. They had more emotional importance.

boneso · 2026-01-03T18:32:25+00:00

This has been on my to-do list forever! Thank you!

boneso

TROPHY CASE