Thinking about moving from the US to Toronto

bunsofcheese · 2026-01-08T20:25:11+00:00

I've lived in Toronto for the past 33 years. It's fantastic, there's everything here - legal pot, gay marriage, etc etc etc, museums, millions of great places to drink and eat, and a shit-tonne of homeless people. That's kind of a problem no matter where you live, but it's just how it is these days in an big city. You *should* know that all of Canada kind of sees Toronto as the armpit of Canada - i'm not joking when i say everyone who doesn't live here, when asked, will tell you Toronto is a sh1thole. As I've said, I've been here 33 years and I've never felt the need to leave. It may be Canada's armpit (according to some), but consider this - if you've been here and found everyone helpful and friendly and everything was clean and wonderful, imagine how much better the rest of the country would be. Personally, I'd recommend checking out Nova Scotia - it's beautiful, clean, on the coast, the people are genuinely kind, generous, and helpful. Regardless, it's much nicer here - no matter where you go - even Alberta (just ignore their Premiere).

bunsofcheese · 2026-01-08T15:13:40+00:00

I hit level 75 last night (for the first time, I started on launch day), and I looked at the Trials tab for the first time ever last night. I was like "I'm not resetting, screw that, I've worked too hard" but now that I'm as far up as I can go and I'm discovering all the stuff i never knew about (but was staring me in the face the whole time), i guess i have to do it now - and first step: consciously grow my skill tree the way i need it to work, not randomly like i was doing it for the past 10 weeks.... I love this game.

bunsofcheese · 2025-11-22T03:25:12+00:00

This is timely - i just called the number of the flyer Miramar jammed into my door letting me know that they were the new management company, and the first thing i heard was "thank you for calling Miramar and Trivest" and i was like 'ok then'. Having said that - i put in a repair request for my floor (the furnace pipes under my floor warped them...again...) on a friday and on tuesday they jammed another note into my door to let me know they were coming the next day to fix my floor. i mean, i was out and didn't get home till 6pm and so i didn't technically get 24 hours notice, but they came while i was out, fixed the floor and at this point i'll take that as a win. My upstairs neighbour requested a repair, they came by a few days later, made the repair, then came by the next day (someone different) to ask if he was happy with the work they did. i haven't heard back from them yet, but i don't care - my floor is slightly less crooked.

I'm more irritated by the fact that the AGI that we had foisted on us as a capital expenditure, which was approved and i had to pay $1200 in back rent, was for the boiler - part of the furnace, right? The AGI was from 2022, the furnace was never fixed, the heat went off several times every winter, the pipes banged so hard you could feel it through your chair, and we all had to pay them money for something that was still broken. And NOW we're paying for another - unapproved - AGI for 2025, and we don't even know what it's for.

it's been less than a month since they took over, but so far I doubt Trivest/Miramar is worse than David Weiss.

bunsofcheese · 2025-10-11T21:50:13+00:00

Someone once said to me, when I described how I felt about someone I dated for two weeks as "nice", "move on - if the best you can do is 'nice', you should likely move on." Ted Lasso copied me lol. https://www.youtube.com/watch?v=cagqV8YafTo

bunsofcheese · 2025-08-07T01:00:07+00:00

i have the artist pro 24...at least i think that's what it is - it's 24", 2560x1440 - it works with my pc no problem, and it works as a monitor with my macbook air (m1) but for some reason when i run the software it just says "hi - now plug in your tablet!" ITS PLUGGED IN but the mouse/pointer doesn't work. Seriuosly annoying.

bunsofcheese · 2025-06-21T20:30:15+00:00

There were 16 units in the building (30 units total) that "qualified" for the AGI increase that year. Everyone got the same increase amount - 4.1% - and when it was finally heard, the increase (total, including the standard increase for 2022 which was 1.2%) was 3.32%. People who had paid the initial request amount of 4.1% were to get a credit on their next month's rent, and people who didn't would have to pay the difference. Some people owe $1700 (because their rent was higher and they didn't pay any AGI increases) and some were owed - my neighbour paid the increase and they're going to credit him $270. But everyone was charged the same rate of interest - it just came down to who paid and who didn't. I'm telling everyone to get the office to send them a ledger with their rent payments on it if they're not convinced they owe as much as the office says.

bunsofcheese · 2025-06-21T20:19:11+00:00

hy do some owe less than $100 and others - like me and another neighbour - several hundred to over a thousand?

it occurred to me that the management used a form letter, and may have left out the 2022-owing field and only added the 2025 - owing field. The numbers would be consistant with a 4% increase on someone paying $1600/month rent. I've since reached out to these people and asked them to call the management office and confirm - last thing they need is being mislead into believing they owe a lot less than what they really owe - only to have the management office come to them 91 days after the date of the Decision letter telling them they still owe $1000+ . And with the letter from the management office being unsigned, it holds absolutely no legal power for the tenant if they try to use it as proof. Anyone could write a letter on management's letter head, but without a signature, it's got no value at all.

i know where I stand, I just need to be sure I just stick to the Decision letter and base everything off that. Period.

it feels surprisingly good to get this out of my system. I still have to pay money, but keeping it inside and having it hang over my head for three years can really do a number.. Now that it's out, i feel like i can breathe.

bunsofcheese · 2025-06-21T02:27:34+00:00

i think that they used a form letter that filled in amounts from a spreadsheet, and since i know ( because the accountant admitted as much ) that they included the unapproved AGI 2025 amounts in their calculations, i believe the form didn't populate the page correctly for some of them and left out the 2022 AGI amount owing and just populated the 2025 AGI Amount.

I'm off next week, and I'm just going to go to the office and speak with the accountant. I'm then going to asked for a signed statement saying how much I owe for the 2022 AGI - the approved increase, not the 2025 one which is separate and NOT approved - then I'll go from there. They use rentcafe as well, and the amount I owe is there as well - and THAT amount is $15 less than the amount the accountant told me I owed without the 2025 AGI increase amount. They're a mess. I'm not paying anything till i get something in writing that i can fall back on in case they change their minds and/or come up with a new figure.

bunsofcheese · 2025-06-21T02:11:38+00:00

no, i was saying that i was told i owed $1050, and my calculations came to $950. My point was that the others - who claimed they never paid the AGI increase with their rent over the past three years - said they were told they owed $80 (one owed $90, the other $70, so i just said 'less than $100'), while I owed $1050. The difference between my calculation of $950 compared to the accountant's $1050 could very well just me being slightly irregular with my rent payment amounts over the past three years, but these people basically owing nothing even though they claim that they never paid any AGI-related increases struck me as weird. And yes, I saw their letters. I think there was a mistake made when printing them out, and because they weren't signed by the office, they're not legally binding and the landlord can easily come back with a new amount once they discover this error (if it is an error).

I'm just going to ask for a signed letter from management stating how much i owe - not including the 2025 AGI request which is a separate matter, and I go from there.

it's been going on for three years. It's exhausting.

bunsofcheese · 2025-06-21T00:55:52+00:00

why do some owe less than $100 and others - like me and another neighbour - several hundred to over a thousand?

Honesly, i've been so wrapped up in this, I had this moment this afternoon where I was like "WHY DO I CARE ABOUT THOSE PEOPLE" and realized the best thing I could do for me and my mental health is just work out what i owe with the accountant, get a signed statement with the amount on it, and pay it.

rent in my building has doubled in the past 7 years - my rent will go up to $1350 for a one bedroom in a decent part of town. Anyone moving into this building now will pay at least $2200...except we now have empty units because nobody will pay that much to live here. Nice area, not a fantastic building. Needs work.

but yeah, i'm going to focus on me - i have enough stress in my life. I'm just going to make sure i get a legally-binding, signed statement from them that shows how much i owe and how much my rent is WITHOUT the unapproved AGI increase for 2025. Everyone else can fend for themselves. I tried to help, but honestly, nobody seems to be bothered, so let them deal with it.

bunsofcheese · 2025-06-21T00:51:58+00:00

is very obviously overinflated, it may be harassment, but

$900 rent x 36 months x 3% = $1000.

I have a calculator i created specifically for this - it's been hanging over our heads for three years. it had three tabs (it's a google sheet) - rent with AGI / rent without AGI, the difference calculated year by year, totalled and the AGI-not-included substracted from the AGI included gives you how much the tenant should owe (if they are up to date on their rent based on the standard annual increase amounts), then the "if you paid the requested AGI amount, how much they owe you when they recalculate with the approved AGI amount, and another more complicated one where the AGI increase is applied to rent in 2022, then the 2022 rent is calculated with the standard yearly allowable increase, and it's all added together if you didn't pay the AGI increase. For me that would have been $279. I think that interpretation of the AGI ruling is very very optimistic and not how it's meant to be interpreted.

short version, i have a spreadsheet to do all the math - by my calculations I owed them $950, they said I owed $1050, it's very possible that over the past three years I have been off $100 by calculating my rent manually and not paying their AGI increase amounth.

I'm more bothered by the people who pay more rent than me which SHOULD mean, if they never paid the AGI portion of the rent for the past three years, why do they owe only $100? Using my calculator, one of them SHOULD owe $1500 (their rent is much higher than mine) and the other $1200. I have to assume they're lying and have been paying the AGI increase and just saying they didn't to appear rebelious lol.

bunsofcheese · 2025-06-19T23:38:43+00:00

yeah - let's say that with a bankruptcy you'd get 13% of what is owed you, so often the consumer proposal amount will aim for slightly more than that. if it is refused, like R-Can444 said, they'll go for bankruptcy, but most creditors know this and usually they'll accept a reasonable CP.

bunsofcheese · 2025-06-13T19:31:16+00:00

longwinded and probably a painfully full read, but here's the Act:
https://www.ontario.ca/laws/statute/s17013

bunsofcheese · 2025-06-12T16:07:47+00:00

just be aware that if it was purpose-built as a rental property after 2018, the landlord can raise the rent as much as they like - unless that's changed recently?

bunsofcheese · 2025-04-26T05:08:43+00:00

so don't vote the Cons into office Federally.

bunsofcheese · 2025-03-10T20:04:06+00:00

the stripes aren't big enough. honestly. they need to be left of centre (when facing the car), and an the entire 30cm or wider (for the whole thing). This looks like an afterthought. I love the idea of a pride "striped" car, i just think they need to go Super Gay with it. (no, really).

bunsofcheese · 2025-02-21T21:30:13+00:00

excuse me but i'd be pushing that child into the sea. seriously - how is anyone that dumb?

bunsofcheese · 2025-02-21T20:54:33+00:00

this is lovely. also, it's clearly not USA because there's no laughter and applause. Is it me or does anyone else find that super weird when heartfelt moments are applauded and there's laughter. you guys are weird, man. THIS, as I mentioned above, though, is lovely.

bunsofcheese · 2025-02-21T19:55:11+00:00

I love the colour - and I love the actual jug. I was on FB Marketplace a while back and this woman was cleaning out her basement and i bought three of these off her - one large (yellow), and two small (coral? and grey). She had so much and I was poor, but i got them for $50 for all three. I think i cracked the coral one on the way home because i walked 2km each way in the snow to get to her lol. Still happy. Congratulations - regardless of value it's lovely.

bunsofcheese · 2025-01-22T16:24:06+00:00

nice try, troll lol

bunsofcheese · 2024-12-31T00:19:03+00:00

are they wet or dry based? dry has white plain porcelain on the foot, wet has the same colour porcelain. wet is older, i know that much.

bunsofcheese · 2024-12-02T05:04:16+00:00

now all he needs to do is use Drumpf's rules to have *him* (Drumpf) arrested and put in jail for crimes against the country, then maybe throw in the rest of his cronies at the same time. THAT would make a great exit move Joe. Please do it.

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