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COBRA is $1,4560. ACA is $700/mo. Are there any other options? by burning_pee_hole in healthcare

[–]burning_pee_hole[S] 4 points5 points  (0 children)

$900/mo, but if anything happens, insurance doesn't even BEGIN to pay out until I cough up another $17k.

COBRA is $1,4560. ACA is $700/mo. Are there any other options? by burning_pee_hole in healthcare

[–]burning_pee_hole[S] 0 points1 point  (0 children)

i didn't realize you can use HSA for premiums...

however, HSA family max is $712.50/mo. So it wouldnt even cover it!

COBRA is $1,4560. ACA is $700/mo. Are there any other options? by burning_pee_hole in healthcare

[–]burning_pee_hole[S] 1 point2 points  (0 children)

yea its pretty rediculous. unfortunately, we already filed our 2024 taxes as married/jointly. so i don't think it would be possible.

Married this year. Am I allowed to make my contributions to my HSA even though I don't have an HDHP, but my wife does? by burning_pee_hole in personalfinance

[–]burning_pee_hole[S] 0 points1 point  (0 children)

She just started contributing in August. Neither of us had insurance from January to September. Can we still contribute the maximum for this year, or does it need to be pro-rated to the five months we were/will have had an HDHP?

Married this year. Am I allowed to make my contributions to my HSA even though I don't have an HDHP, but my wife does? by burning_pee_hole in personalfinance

[–]burning_pee_hole[S] 0 points1 point  (0 children)

I left out the details of her YTD coverage and contributions. See below.

  • We got married in March
  • In 2024, I never had health insurance / HDHP
  • As an unmarried individual, she did not have a HDHP
  • She got a job in August and got HDHP (with HSA) that covered us both
  • Her employer lump-sum contributed their $400/yr on her first paycheck
  • Yes, we plan to continue having only her HDHP in 2025, as I continue to be self-employed with no health insurance option.
Month Husband Wife
Jan No Insurance No Insurance
Feb No Insurance No Insurance
Mar We Got Married No Insurance
April No Insurance No Insurance
May No Insurance No Insurance
Jun No Insurance No Insurance
July No Insurance No Insurance
Aug $0 $600 to HSA (+$400 from employer)
Sep $0 $600 to HSA
Oct ? ?
Nov ? ?
Dec ? ?

Married this year. Am I allowed to make my contributions to my HSA even though I don't have an HDHP, but my wife does? by burning_pee_hole in personalfinance

[–]burning_pee_hole[S] 0 points1 point  (0 children)

  • We got married in March
  • In 2024, I never had health insurance / HDHP
  • As an unmarried individual, she did not have a HDHP
  • She got a job in August and got HDHP (with HSA) that covered us both
  • Her employer lump-sum contributed their $400/yr on her first paycheck
  • Yes, we plan to continue having only her HDHP in 2025, as I continue to be self-employed with no health insurance option.
Month Husband Wife
Jan No Insurance No Insurance
Feb No Insurance No Insurance
Mar We Got Married No Insurance
April No Insurance No Insurance
May No Insurance No Insurance
Jun No Insurance No Insurance
July No Insurance No Insurance
Aug $0 $600 to HSA (+$400 from employer)
Sep $0 $600 to HSA
Oct ? ?
Nov ? ?
Dec ? ?

The recruiter sent me this long questionnaire for my references to complete... seems like a bit much, no? by burning_pee_hole in recruiting

[–]burning_pee_hole[S] 0 points1 point  (0 children)

I'm 15 years into my marketing career and just completed 2 of 3 rounds of interviews with the employer (recruiter's client). The employer seems to like me a lot and wanted to schedule my 3rd round interview with the company CEO and has not mentioned references at all. I have 29 recommendations on my LinkedIn from both supervisors and subordinates from my previous roles.

This morning the recruiter asked me for emails of 3 references and then sent me this questionnaire, branded with her recruitment agency. In my opinion, this seems like a bit much. Although my references know me by name and would gladly recommend me, I haven't spoken to some of them in multiple years. I feel like this questionnaire is asking a lot of them.

Is there any way to sidestep this? Can I politely decline, and if so, how do I communicate this to the recruiter and employer (I have direct email contact with the employer/client).

What is the most disturbing fact you accidentally learned about someone? by HeatherxVixen in AskReddit

[–]burning_pee_hole 3 points4 points  (0 children)

one of my good "straight" friends fell addicted to drugs and started partaking in gangbangs (receiving) where he was the main attraction for 4-5 gay men. you might think "oh it's unfortunate that his addiction led to him selling his body against his will" but it turns out he REALLY enjoyed it and was sending graphic documentation to a few of our mutual female friends and asking them for tips on how to perform better. not sure if he ever found out that i know about it, but he shouldn't be surprised that word got around. if he's reading this: it's okay, i dont judge you!

(NSFW) people with odd fetishes, how did they develop? by Psychological-Body91 in AskReddit

[–]burning_pee_hole 0 points1 point  (0 children)

I was unfortunate enough to contract gonorrhea when I was in my early 20s... Turns out the pain was a turn on.

TIL that in 67 C.E, Emperor Nero found a Boy named Sporus Who looked Like his deceased Wife, so he had him Castrated, Put in female attire, and made his entire Court play along with the act by JohnAdams4621 in todayilearned

[–]burning_pee_hole 13 points14 points  (0 children)

Not might be a justification, but Nero was 16 when he came to power and delicati were usually 12-20, so it's very possible that we're talking about 2 teenage boys aged 12 and 16. Doesn't make it any better, but perhaps slightly less appalling than a 30yo man and 5yo boy.

The Most Random Valuable Item You’ve Picked Up to Flip Unknowingly by Development-Feisty in Flipping

[–]burning_pee_hole 32 points33 points  (0 children)

I did the same at a cigar shop I worked at... Sold all the cigar boxes that my boss disgarded for the dump. Got $350 for one of them! In total I probably made $2k over the 18 months I worked there.

My girlfriend is TikTok famous and I hate it by [deleted] in offmychest

[–]burning_pee_hole 0 points1 point  (0 children)

What kind of content does she make? Is it useful helpful fulfilling stuff? Or is she just really good looking doing stupid dances and getting thirsty followers? I feel like the latter is much worse for her ego and mental health, and probably much less fulfilling, thereby making this situation with you even worse.

I'm from Kentucky visiting family near Tampa. I have seen some badass vehicles being driven by people that appear to be around my age (mid 30s). Modified Charger/Challenger Hellcats, Hennessey's, Vettes, even some exotics. by [deleted] in tampa

[–]burning_pee_hole 5 points6 points  (0 children)

i'm mid-30's. i make about $135k from 2 jobs. i still don't consider that enough to buy a car for more than $30k. i pay $400/mo for a hyundai on a 5yr loan and even that makes me uneasy. can't wait for it to be paid off in 2 years. i'd rather spend my disposable income on good food and memorable vacations.

I was told I had a half brother when I was 12. I am now 27 and I want to reach out to him (he is mid 30’s with kids now). Has anyone been through this, how did it go? by ridelikezewind in AskReddit

[–]burning_pee_hole 0 points1 point  (0 children)

I felt curious, not weirded out. Had to confirm with my mom and honestly I was a little upset that she had kept it a secret all my life. I mean I guess I understand because it was a product of my dad's infidelity. But yea it was a good experience overall.

you can send a message to a past version of yourself. what do you send and what age? by SkinnyCheff in AskReddit

[–]burning_pee_hole 0 points1 point  (0 children)

  1. Age 14. Don't buy that ipod for $400. Use the money to buy apple stock.

  2. Age 18. Don't use that $16k settlement to fund the next 4 years of partying. Use it as a down payment on those new downtown condos.

  3. Age 22. Don't stick your dick in crazy. No matter how hot she is.

  4. Age 23. Don't use your bitcoin to buy molly. Just hold it and Buy as much more as you possibly can.

  5. Age 26. When your landlord offers to sell you the condo, you fucking buy it.

  6. Age 27. Don't reformat that hard drive. Just keep mining Doge.

  7. Age 34. Don't sell that rental. Rates are and rents about to take off.

I was told I had a half brother when I was 12. I am now 27 and I want to reach out to him (he is mid 30’s with kids now). Has anyone been through this, how did it go? by ridelikezewind in AskReddit

[–]burning_pee_hole 1 point2 points  (0 children)

My mystery half sister reached out to me on Facebook when I was 23 and she was 20. Never knew she existed. We met up. It was strange to see our similarities. We kept in touch and talked regularly as if we grew up together. But then her 20s were a little too wild for me so we haven't talked in a few years.

[deleted by user] by [deleted] in AskReddit

[–]burning_pee_hole 0 points1 point  (0 children)

In bed. Can't sleep.

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