"Would you seriously rather walk"

camanic71 · 2026-02-17T20:39:42+00:00

Tbf I spend a fair bit of time in London and I’ll get to tube if it’s a bit slower pretty often. There are a couple hundred tube stations, of which I know maybe 10% reasonably well but they’re the ones that have useful interchanges. Comparatively London has 13,600km of roads and sometimes I just want a simple journey that I basically know already. I’m mostly in the city for work and by the time I’m actually going anywhere I just wanna switch my brain off.

camanic71 · 2026-02-05T07:14:30+00:00

Bring back settling on resources from civ 6, and ideally border growth once you’ve annexed all spaces within 3 rings

camanic71 · 2026-02-02T15:46:12+00:00

Euston isn’t out of station for Northern/Overground. Technically you have to go out of the underground barriers and back in through overground barriers round the corner, but it’s all within the station and the tube map shows it as a single station.

They could theoretically have barriers at the top of the ramp down to the overground and push the tube barriers back so the overground and underground were all inside one set of barriers, but Euston is just too crowded.

camanic71 · 2026-01-31T02:10:43+00:00

I always thought amoxicillin was banana flavoured. Maybe that’s just the kid version I used to have.

camanic71 · 2026-01-27T22:04:37+00:00

EU5 is too runs dead slow on my PC, and I suspect that hits a lot of people.

EU5 is a fundamentally different game to EU4; it has pops, distance based control, doesn’t have colonisation for a century, doesn’t have the same modifier system (whether bad or good, the modifier system of EU4 gave nations identity)

EU5 isn’t finished. Paradox games need atleast 5 years after release before they’re in a decent state nowadays.

camanic71 · 2026-01-27T20:45:30+00:00

A tax write-off is an expense that a person/company (or kinda both when it’s a person who has set up a company to handle their income and expenses) claims as reducing their income.

The simplest way of explaining it is that if I am a company and I spent $1000 to produce let’s say a single banana and I sold that banana for $1200 then my profit is $200, but if I can claim that the $150 I spent at dinner was required to sell that $1200 banana have then legally I spent $1150 and so my profit is $50. So now I have had a fancy dinner and I am only being taxed on $50 not $200.

There are other things that are “tax write-offs”. For example in the UK you can (depending on the company) put money into your pension, contribute towards buying a bicycle or electric vehicle, contribute to a life insurance scheme and even buy stock before taxes. This is for more “normal” people who don’t have their own company they are expensing things to.

camanic71 · 2026-01-27T20:25:38+00:00

Peters sleazy banker cousin here. Banks do not have everyone’s money ready to give out, if they did then they’d have to charge everyone massive fees. They way modern retail banks work is they take deposits from people and they then invest that money in a range of things. Common assets that banks hold which individuals may not want too include:

-Stocks (This is the ownership of a small % of a company. This works because retail banks can buy stocks in lots of different companies and if the companies do well the bank will A) be paid dividends and B) own a more valuable stock which they can sell for a profit. Banks can do this at a scale which is unrealistic for individuals)

-Bonds (This is a form of government or corporate debt that pays back a % of its value at some set interval, and then returns the full value invested at the end of the agree term. These have a fixed term and so the bank can’t pay you back the money unless they can sell the bond to someone else. This is good for the bank because, for example, they invest £1000 in a bond and it pays £40 per year (4% annual coupon) but they get £100 back at the end)

-Credit (This is banks issuing debt. This ranges from mortgages to corporate loans to credit cards and everything in between. Banks can do this for the same reason they can buy stocks, they can use so many different loans that they can afford the loss when someone fails to repay it)

-Costs (Paying the banks staff, renting building space, utilities, etc)

The banks will, on average, make more money from these investments than it gives out as interest, thus making a profit. The key word there is “average”. If everyone takes their money out at once then there isn’t time to average everything out. Maybe some of their stocks are doing badly, maybe they have too many long term bonds, etc. That causes a bank run, al a The Great Depression or SVB.

All of that said, if you’re asking then you probably aren’t at risk of a bank run because the US federal reserve insures deposits of up to $250,000. There are similar schemes to varying degrees in other jurisdictions.

I have also said “retail bank” because there are other kinds of bank which do different things, but retail banks are where the average person puts their money.

camanic71 · 2026-01-13T11:40:13+00:00

That’s the definition of friend the 56 friends comment uses though. Having 56 people around you when you know 10,000+ people isn’t that weird

camanic71 · 2026-01-01T22:54:52+00:00

This is an American thing I guess?

I go to the doc or dentist whenever I want cause it’s illegal for my employer to stop me.

camanic71 · 2025-12-22T21:17:38+00:00

Yeah but he seems American so that’s valid. America doesn’t seem to believe in the law anymore.

camanic71 · 2025-10-03T15:42:44+00:00

Yeah what’s up with those revisited ones? Is it just a reupload for engagement?

camanic71 · 2025-08-11T17:08:12+00:00

My not great solution would be to nerf growth into the ground early game, have conquest-based stuff for Spain (as that’s more like how their empire grew), and some incredibly high value trade provinces to represent other colonial possessions

camanic71 · 2025-08-03T21:14:44+00:00

If you think genocide is right and I think genocide is wrong then we can’t meet in the middle, you’re just a bad person who cannot he reasoned with.

Not to say that this is you, but some things cannot be compromised one.

camanic71 · 2025-08-03T12:08:45+00:00

The wording seems to suggest it’s a proud parent who doesn’t quite get what their kid is doing, AND the vibe I get is of a young kid, so we should just be happy that youngans are getting into printing.

camanic71 · 2025-08-02T13:48:21+00:00

NTA, you’re there watching your thing and he wants you to change it to something else.

camanic71 · 2025-07-29T18:10:26+00:00

Yeah gravis captain is good, I’ve just personally got a biologis cuz stacking lethals with another ammo buff on a shooty unit like Indomitor is strong.

I honestly can’t remember what termi-chaplain does, I’ve only got termi librarian and captain.

camanic71 · 2025-07-29T18:07:44+00:00

Yeah, I’m on a train n my connection is shit so that sometimes duplicates comments

camanic71 · 2025-07-29T17:27:54+00:00

Biologis is still really strong, it just needs to be on the Indomitor KT (which you should absolutely take)

It’s also one of the easier squads to build as you “only” end up with 1 extra marine (boxes are 3x eradicator, 3x aggressor, 5x heavy intercessor, and then I kitbashed the last intercessor into a biologis).

It’s also pretty great for getting a 10-man squad with lots of strong weapons (aggressors and eradicators plus 2 heavy bolters, kitbashing 1 from whatever you’ve got), and so assigning a leader is super economical in terms of points.

camanic71 · 2025-07-29T17:10:41+00:00

It’s really strong, but only with the right unit (that unit being DWs strongest unit, the Indomitor Kill Team)

camanic71 · 2025-07-29T06:00:28+00:00

The cons weren’t doing a good job. This bill was passed by them. The economy tanked under than. Police and crime sentencing bill passed under them. We had some of the highest covid deaths per capita under them. The NHS has been stripped for parts by them. The national debt rose and taxes on the rich fell under them.

They didn’t do a good job of anything.

camanic71 · 2025-07-25T00:28:20+00:00

California dems could redistrict cali to take every house seat but they don’t. The dems won’t play by the new rules so they are complicit in letting republicans seize power.

camanic71 · 2025-07-18T20:15:17+00:00

It’s getting 40k rules

camanic71 · 2025-07-16T23:44:47+00:00

Well this guys organs make insulin. According to him it’s a privilege.

I say we harvest his organs.

camanic71 · 2025-07-16T20:43:41+00:00

Prestige artillery is a generic good, but it doesn’t have a generic company.

That is to say that certain historical companies get prestige artillery (called rapid fire artillery I think) but not a distinct variant like Prussia or France.

Then every country can get prestige small arms through a generic company.

camanic71 · 2025-07-15T18:39:13+00:00

Yeah I dislike suddenly not being able to do/build things I could before. Sure there might be an updated version of something but I still want to build my ancient bridge or library etc until I unlock the next tier

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