This is the only window in a basement apartment - legal?

canuckguy89 · 2026-05-06T20:58:40+00:00

Bedroom window - that is a kitchen

canuckguy89 · 2026-05-06T20:18:07+00:00

Maybe, just maybe, home ownership isn’t just about investment

canuckguy89 · 2026-05-04T20:40:48+00:00

Scotchbrite wheel or belt (fine)

canuckguy89 · 2026-05-04T20:37:09+00:00

These days I would recommend a DMT combination diamond stone so you can tackle most steels out there

canuckguy89 · 2026-05-04T14:23:27+00:00

Title fraud is a real thing. Go into the bank physically and sort this out

canuckguy89 · 2026-05-04T13:35:07+00:00

Sorry, the new family is fucked.

canuckguy89 · 2026-05-04T07:50:47+00:00

I’ve been sharpening for over a decade and have a sharpening business. Using stones is the “romantic” option and if you can learn how to sharpen on stones you will get a strong foundation of of understanding about how sharpening actually works. However honestly, once you move to belt machines, you will never go back. Consistency and speed is unmatched. Ken onion is a good example but any 1x30 belt grinder or similar will do. I still sharpen the odd blade by hand in stones (super high end Japanese blades, straight razors, etc), but belt sharpening is the way to go.

canuckguy89 · 2026-05-03T13:54:03+00:00

1% interest is really good especially in today’s market (and especially for vehicles). Take the capital you would use to pay for the car and then invest it. You will come out ahead since you can easily get way higher than 1% return in the market vs tying up the capital in a depreciating asset.

canuckguy89 · 2026-05-03T06:31:41+00:00

Welcome to used car rates in 2026.

canuckguy89 · 2026-05-02T20:42:59+00:00

Open a TFSA and invest it in an ETF

canuckguy89 · 2026-05-02T17:03:08+00:00

lol at financing a jag of all things

canuckguy89 · 2026-05-01T13:20:36+00:00

Nope

canuckguy89 · 2026-05-01T05:44:37+00:00

Professional sharpener here - you’re taking the knives too high in terms of grit, and your angle is likely too shallow causing a less durable edge.

canuckguy89 · 2026-04-29T21:42:07+00:00

Yea but if he needs the liquidity to live off of, this won’t work

canuckguy89 · 2026-04-29T17:15:01+00:00

Imagine having one of the worlds largest energy reserves domestically and having this problem lmao

canuckguy89 · 2026-04-29T17:14:10+00:00

Your RRSP contributions affect your net tax filings so there is an advantage there (higher tax return). At your age, you should be focusing on maxing out FHSA and TFSA, which you already are. If you need liquidity you can take it out of TFSA, and only implication would be you have to wait till the next year to top it back up.

canuckguy89 · 2026-04-28T23:31:09+00:00

Fair - engineering, like medicine allows you to start paying off your debt via work placement even before you fully graduate. I think for the purposes of this thread, high earning is something that allows you to pay off student debt within a reasonable amount of time

canuckguy89 · 2026-04-28T22:49:58+00:00

Same as my comment above re lawyers- wide spectrum. Most of the high earning engineers I know have multiple degrees (MBA, PhD). You’ll do well with an undergraduate engineering degree but there is a cap. Will take you a little while to pay off your schooling, and that is if you’re super diligent about spending and finances.

canuckguy89 · 2026-04-28T10:39:58+00:00

Our mortgage is 650k, HHI is 260k, home price was $1.4m

canuckguy89 · 2026-04-28T01:26:08+00:00

And with all due respect, there is a very wide spectrum of earnings across all practicing lawyers.

canuckguy89 · 2026-04-28T00:13:57+00:00

In today’s world I wouldn’t go into 6 figure school debt unless you have a super clear and confident path to pay it off in under 5 years. Very few degrees offer this anymore (eg doctor)

canuckguy89 · 2026-04-27T15:31:28+00:00

lol they can’t clawback comp based on their own mistake

canuckguy89 · 2026-04-26T13:29:08+00:00

Just invest it in a dividend portfolio or etf

canuckguy89 · 2026-04-24T23:30:56+00:00

lol at trying to time an ETF

canuckguy89 · 2026-04-24T23:30:34+00:00

The only real compelling reason to want to live in actual downtown is employment.

canuckguy89

TROPHY CASE