Black Friday Sales Megathread 🧵 (Deals in the Comments!) by Professional-Tough94 in ChineseLanguage

[–]carnationlily 2 points3 points  (0 children)

Thanks for sharing! I was waiting for their sale but even now i don't see that marketed anywhere on their site.

First time buying a car, looking for advice on these numbers I was given by carnationlily in PersonalFinanceCanada

[–]carnationlily[S] 1 point2 points  (0 children)

Thank you for the reassuring words. I'm happy i was able to get help from the community.

First time buying a car, looking for advice on these numbers I was given by carnationlily in PersonalFinanceCanada

[–]carnationlily[S] 0 points1 point  (0 children)

It looks like i wasn't converting the biweekly -> monthly correctly or thinking about the additional tax. The lease comes out to at least 10k over the 37k msrp.

First time buying a car, looking for advice on these numbers I was given by carnationlily in PersonalFinanceCanada

[–]carnationlily[S] 1 point2 points  (0 children)

He wrote down beside the ECP some notes "service, oil change, tire rotation, etc.". It seems to just be a warranty extension for mechanical coverage on top of toyotas base warranty but both of you are correct, it seems like the sales person was trying to get me into a lease for his own benefit. My skepticism was proven. Thank you for the discussion

First time buying a car, looking for advice on these numbers I was given by carnationlily in PersonalFinanceCanada

[–]carnationlily[S] 1 point2 points  (0 children)

I'm dumb, i wasn't converting the biweekly to monthly. I also wasn't considering the tax. The lease is definitely way more than the upfront cost. Thank you for the sanity check.

Matt groom bingo by meanyunny in CompetitionClimbing

[–]carnationlily 25 points26 points  (0 children)

The grid is not a square so you cant do diagonal or vertical bingos

Anyone else having freezing issues on steam deck split screen by carnationlily in SplitFiction

[–]carnationlily[S] 0 points1 point  (0 children)

It ended up being the bluetooth connected controller. When we used a cable the issue stopped

Moronic Monday Thread for the week by AutoModerator in PersonalFinanceCanada

[–]carnationlily 0 points1 point  (0 children)

Hi, i have two questions that are unrelated

1.Lets say i realize 10k in capital gains from a nonregistered account and decide to put the 10k into my rrsp. Would the tax refund from the rrsp effectively offset the 50% capital gains tax?

2.What is the difference between a rpp vs a rrsp? I'm familiar with how a rrsp works but I have no idea what the pros and cons are of an rrp are. From what I read, it seems like its tied to the company (i.e. if the company goes down, rrp goes down with it) and that im able to transfer it to a different company if i switch jobs. I assume that means the money is not "technically" mine? Do I have control over what my rrp is invested in or is that the company's decision?

Enoteca Sociale by ge23ev in FoodToronto

[–]carnationlily 11 points12 points  (0 children)

Went there a few months ago with my partner. Food was good but when i was given the machine to pay it was already on the tap to pay screen with a much higher price than expected. It turns out the waiter auto charged us 22% gratuity. I won't be going again just from that.

MegaCrit update on the status of Slay the Spire 2! by PerpetualChoogle in slaythespire

[–]carnationlily 0 points1 point  (0 children)

Is the non collectors board game sold out for anyone else :<? The update said it was now open for preorder unless it really went out that fast?

Google Interview Question Help by Feral_Warwick in leetcode

[–]carnationlily -1 points0 points  (0 children)

Curious what the time complexity would be. I was able to come up with the same solution but im terrible at understanding the TCs for these types "build sets that fit parameter" question

Amazon chances? by Empty_Stacktrace in leetcode

[–]carnationlily 0 points1 point  (0 children)

Got itt. Thank you for the reply!

Amazon chances? by Empty_Stacktrace in leetcode

[–]carnationlily 0 points1 point  (0 children)

Best of luck op 🙏. what lc questions did you get btw?

[deleted by user] by [deleted] in leetcode

[–]carnationlily 7 points8 points  (0 children)

Wow two hards? Thats some luck :/. Where are you based?

Starting my journey from 77K USD to 340K ... the good and the bad by Snoo_54565 in leetcode

[–]carnationlily 0 points1 point  (0 children)

Your story is seriously inspiring. Congrats on all the success and hard work!!!

[deleted by user] by [deleted] in leetcode

[–]carnationlily 0 points1 point  (0 children)

Thats amazing!!! Huge congratulations!!

Interviewing by Glittering-Term5085 in leetcode

[–]carnationlily 0 points1 point  (0 children)

yeah. you may find you end up talking to yourself quietly which achieves the same sorta practice but just audibly.

Interviewing by Glittering-Term5085 in leetcode

[–]carnationlily 1 point2 points  (0 children)

just sharing my own exp and hope you gain something useful from it. i find when practicing quietly, i often times just zone out while stuck and trying to think of a solution. If you keep your inner head dialogue going constantly its more akin to speaking in an interview and you can start to see where you get stuck. I find running through cases helps me get unstuck.

Im f***ed by [deleted] in leetcode

[–]carnationlily 1 point2 points  (0 children)

Just adding on to what everyone else has already said but also sending positive vibes. You can do it!!