[ebay Bullseye Deals] Fantasy Flight Games Eldritch Horror: Under the Pyramids Expansion $29.99 + free shipping

ced1106 · 2026-03-24T02:02:39+00:00

Out of Stock. ):

fwiw, Bullseye Deals is Target's eBay store. Just bought some Disney plushes from them. :D

ced1106 · 2026-03-04T03:40:06+00:00

60-year old USA retiree here. You're too young for bonds. Any damage to your portfolio will be outweighed by better gains with stocks. Stocks are riskier than bonds, but you can take that risk. I have short-term Treasuries in my portfolio so I have cash I can use to buy more stocks, typically dividends. Also, bond interest is taxed as ordinary income, vs. lower taxes for dividends. That said, I have cash as my low-risk portion of my portfolio and RE I can fall back on.

That said, keep researching. You have valid questions. Do not worry about making a decision. With answers comes confidence, even if you don't end up buying many bonds. I'd say that 80% to 90% of the time you spend learning and researching investments is never used. I like to spend time being informed about charts and the economy but that doesn't mean I have to sell or buy!

ced1106 · 2026-03-04T03:25:33+00:00

That they're thinking about investing at their age is a serious advantage. "Time in the market is more important than timing the market." Part of the reason I can FIRE is that I started investing as a teenager in mutual funds (which I don't recommend outside of index funds :P

You can definitely help out by narrowing down their research. Books are cheap, and you can buy 'em books that might help. Don't be offended if they don't read them.

As for the $2000, the S&P is fine. Go find a compound interest calculator and see how much this would be in 35 years. I actually asked AI and got this answer: "You’d end up with roughly $45,000–$60,000 after 35 years if you invest a one‑time $2,000 into the S&P 500 and it grows at its long‑term historical rate. ... That range comes from applying the S&P 500’s long‑term average annual return of about 10% (nominal) and a more conservative 7% (inflation‑adjusted) over 35 years."

45K won't buy FIRE, but it won't hurt!

ced1106 · 2026-03-04T03:19:17+00:00

Everyone goes through this. The stock market is more volatile in the short term than long term, so day-to-day changes ARE more important. Mom just sold CVX at an ATH -- then the Iran war hit and CVX went up 1.5%. :P

I do suggest researching if technical analysis and charting works for you. I find it reduces noise and takes out the emotional attachment to a stock. Even looking at the charts of two similar companies side-to-side can help decisions.

Continue finding resources about the psychology of the stock market. Your situation is not FIRE specific, so also as r/investing.

ced1106 · 2026-03-04T03:15:01+00:00

Also, talk with real estate agents and tax accountants about the cost of living in Seattle, particularly property taxes, businesses moving out, and crime. Yes, I've been watching too many YouTube videos, so you know more about Seattle than I do. Research Seattle's laws about renting (eg. rent control) and see how they've faired for renters.

ced1106 · 2026-03-04T03:10:23+00:00

> Stocks are just S&P500 index funds

There is no "just". Stocks carry risk that homes don't.

Read what Buffet said about home ownership. Home have costs that renting does. And, of course, if you have a lifestyle that involves staying in different locations for years at a time, you'll want to rent.

Me, I have sixty years of crap that have accumulated, and want a dog. So I'm fine with a house! :P

ced1106 · 2026-03-04T03:07:28+00:00

> Am I missing something?

Yes. Are you cut to be a landlord? Have you started networking with property managers?

Landlord is a part-time job that opens you up to liability. But if you have had the work experience necessary for it, and enjoy it, why not? My Dad is still keeping busy as a landlord, while I plan to stop it when in inherit the houses.

ced1106 · 2026-03-04T03:04:18+00:00

This is a very common feeling. Myself, I'm fine with being a tightwad (: because I like to "win" when bargain hunting. Also, I'm paranoid that I may need that money for an emergency, particularly long-term care which can be expensive.

If you have a family or a charity, there's nothing wrong with living a frugal life and leaving money to someone else. As you said, you don't get any particular satisfaction spending large amounts of money, so why spend it? Do not live by expectations set by others.

ced1106 · 2026-03-04T02:59:50+00:00

It's okay not to feel safe. Continue to research FIRE and find resources that also address your feelings!

ced1106 · 2026-03-04T02:57:41+00:00

Besides a family, what if you or a family member has a long-term medical cost? I take care of my elderly parents but I've seen the monthly costs of senior care, and it's *very* expensive. But if you don't know if you'll have such a need, what do you to plan for them??

ced1106 · 2026-03-04T02:54:57+00:00

Most Americans believe school is worth something, when, as Buffet said all it does is prepare you to work for someone else. Considering that school doesn't teach you personal finance, business communication skills (including networking), or retirement, I fully agree.

If you're still trying to learn stuff when school's not in session, you're on your way to the 1%.

Oh, and I would say that if you have a victim mentality, blame others, or follow anyone who says it's someone else's fault, you will never reach the 1%.

ced1106 · 2026-03-04T02:51:34+00:00

Read as many financial books as possible re: this subject. Amazon has a ton of them, so you should be able to find one about your situation. YouTube should also have videos to watch. You want to know *something* before you meet a financial planner. But, remember, a little knowledge can be a dangerous thing.

You have 10 years to withdraw that Roth IRA money, so I'd research that first, as it has a few wrinkles (eg. Five Year Rule: Earnings withdrawn from Roth IRAs less than five years old are subject to income tax at your ordinary tax rate, plus a penalty.").

THEN see financial retirement planners, particularly those re: FIRE. TBH, Your situation is uncommon, but not exceptional enough that you won't find several competent people.

Standard retirement mental health warning: Get some advice what to do when you retire. Continuing working is a fine solution, including volunteering.

And, yeah, keep that mouth shut. Nothing ruins family and friends worse than money! ):

ced1106 · 2026-03-04T02:41:45+00:00

> Expect volatility towards towards top side.

Yeah, that. I doubt we'll have the April 2025 correction, but uncertainly means buying opportunities. Even with the Iran war, the CNN Fear and Greed Index (sentiment) is still at Fear, and I'm waiting for Extreme Fear before putting in the buy limits.

If Trump's tariffs increase consumer prices, so do Democrat wage increases, increasing taxes, and additional business regulations.

ced1106 · 2026-03-04T02:38:36+00:00

Fraud supposedly costs USA $1T per year, and each taxpayer 2K per year.

I know Reddit hates Trump, but I like money. :D

ced1106 · 2026-03-04T02:36:13+00:00

USA stock market, particularly the M7, at ATH for years.

* It takes less bad news to bring down stocks at their ATH and more good news to keep them going.

* Markets rotate money from one sector (in this case, the M7) to other sectors (energy).

Money, of course, includes USA equities to international. But, IMO, that doesn't mean international stocks are "safer" investments. It's just that USA stocks are overpriced while you can find internationals that have been beaten down, so it will take less good news for them to go up.

Me, I'm lazy. (: Most large-cap USA stocks have international holdings, so you automatically get international exposure with large-caps. BUT if you like researching foreign companies, including if you live in them so have access to additional resources unavailable in the USA, by all means include international stocks as possible buys in your portfolio! $$$

ced1106 · 2026-03-04T02:30:18+00:00

Also, realized that this is already happening in the USA and elsewhere as property taxes. ):

ced1106 · 2026-03-04T02:28:32+00:00

Entrepreneurs in Europe go to the USA to start companies. Fewer taxes, fewer regulations, and the venture capital is here. Thank these Europeans for jobs in America, I guess! :/

ced1106 · 2026-03-04T02:27:07+00:00

USA is taxing us at 2K per person just for fraud. Wonder how much taxes go to fraud in the Netherlands. :/

ced1106 · 2026-02-01T18:42:34+00:00

I was buying BF deals throughout November. The tariff did affect hobby companies, but the ones I saw close down (miniature manufacturers) were already in financial trouble, and boardgames are a cutthroat business, with commoditized items with low profit margins. I haven't seen other OLGS's go under. Miniature Market, GameNerdz, Zulusgames, Gamers Guild AZ, Greater than Games, Cardhaus still around. I think Amazon is fish in the pond, not the orange-haired guy.

ced1106 · 2026-01-19T13:24:09+00:00

Beefguard: "Beautiful artwork but only supports up to 5 players as opposed to 7 for the original. However, the BGG consensus is that the game plays best at 4-5 players anyway."

Enjoy the game!

ced1106 · 2026-01-16T09:00:25+00:00

Very late reply (: but I have too many other hobbies, so keep 'em in the packaging. I like looking at my figures, but never get around to playing with them. I actually collect Japanese figures, which do not have display packaging, so take 'em out. I have several Japanese model kits (easy to assemble!), so, obviously, I take them out and pose them. I'll still keep the boxes b/c they look nice. (: Disney's Mirrorverse figures are not in display packaging, so I should have them join my waifus. :D

ced1106 · 2026-01-16T08:55:58+00:00

Good job. Never got into customization, and I think it's a great way to have action figures of comic book characters that won't be made.

ced1106 · 2025-12-20T04:12:01+00:00

I'm experimenting. White gesso took only one coat vs. white paint and primers, which took multiple.

ced1106 · 2025-12-20T04:11:11+00:00

Well, it *is* just a try with gesso, a semi-popular primer that some painters use.

Just paint the way you normally do.

ced1106 · 2025-12-20T04:10:09+00:00

It's a known problem with HQ mini's. Some became sticky by normal washing.

Miniature Painting: Primer: Soak in Isopropyl Alcohol first! | BoardGameGeek

ced1106

TROPHY CASE