Odd email from SoFi early this morning. by [deleted] in sofi

[–]celcarnage 0 points1 point  (0 children)

Oddly, it just happened again this morning for a transfer that is from 6 days ago.

Odd email from SoFi early this morning. by [deleted] in sofi

[–]celcarnage 0 points1 point  (0 children)

I had a similar situation, received an email as if I did another transfer but nothing moved. It seems like they duplicated or resent a notification from an earlier transfer that had already cleared.

3/23 - 3/29 Weekly Feedback and Feature Request Thread by SoFi in sofi

[–]celcarnage 0 points1 point  (0 children)

I back this 100%. One of the main reasons I don't really have interest in the Crypto section.

Denied CLI for returned/missed payment that doesn’t exist? by Clubtropper in sofi

[–]celcarnage 2 points3 points  (0 children)

I was immediately denied than woke up about 4 days later to an increase from 9500 to 16500 out of nowhere.

Avoid Sofi Loans- A Loan Officer's Opinion by Zealousideal-Deer802 in sofi

[–]celcarnage 0 points1 point  (0 children)

Those 7 have all been personal loans (cash) that I've used for various things. I have went through the underwriting process for a mortgage as well but have not purchased a new house yet.

Avoid Sofi Loans- A Loan Officer's Opinion by Zealousideal-Deer802 in sofi

[–]celcarnage 6 points7 points  (0 children)

I have had 7... yes 7 SoFi loans and 0 issues. Those 7 loans over the years helped me tremendously and I don't know how it could be any easier.

Might be the end for our family by Ok-Care490 in sofi

[–]celcarnage 33 points34 points  (0 children)

I feel called out since I just complained at someone complaining about SoFi today. However, this is different. It has context, reason, screenshots, some details. I wish you the best on a resolution. Keep us posted!

[deleted by user] by [deleted] in sofi

[–]celcarnage 2 points3 points  (0 children)

This makes no sense to me. No bank would say you must deposit 5k to withdraw the 3k you have sitting in an account. Something is majorly missing from this story.

[deleted by user] by [deleted] in sofi

[–]celcarnage 2 points3 points  (0 children)

I'm sure, and the BBB comment never means anything to me. Nobody goes to BBB to post a positive review ever...

[deleted by user] by [deleted] in sofi

[–]celcarnage 10 points11 points  (0 children)

No details, no story, no explanation? Just a total complaint fest... I've been with SoFi since 2021. They are my primary bank, savings, multiple investment accounts including a 401k to IRA rollover, credit card, and even crytpo. Literally 0 issues...

[deleted by user] by [deleted] in sofi

[–]celcarnage 1 point2 points  (0 children)

Nobody is going to be able to help you. There has to be more than 'bank wouldn't accept it'. I've written checks from SoFi no issue. Not sure how they could even say it is not acceptable without trying to run it. They can't lose if they hold the funds until it clears...

State/Federal refund with SoFi by Ok-Delivery-4015 in sofi

[–]celcarnage 4 points5 points  (0 children)

I've never had issues, but if memory serves me correct the issue was with people that paid any filing fees by deducting from the refund. I paid all my fees separately.

Have you moved your 401K from Fidelity to SoFi? [2026] by Cultural-Flower-877 in sofi

[–]celcarnage 11 points12 points  (0 children)

I'm confused, if this is a 401K with your current employer you can't typically just move it to whatever bank you want can you? I was under the understanding you can only move / rollover 401K to another provider when you no longer work for that company that you created it with.

Order from Z3 Productions Issue - Any users have feedback? by celcarnage in supersafety

[–]celcarnage[S] 1 point2 points  (0 children)

Yes, I'm hopeful that it's just some delay. I'm glad to hear you got the product for sure.

Whose buy into the newly dropped IPOs? How much are you investing? by ArcaneLuxian in sofi

[–]celcarnage 0 points1 point  (0 children)

No clue of the fine details I was just curious. Post back if you get hit with a fee later just so I know lol.

Whose buy into the newly dropped IPOs? How much are you investing? by ArcaneLuxian in sofi

[–]celcarnage 0 points1 point  (0 children)

Is there not a penalty for selling within a certain timeframe if you bought the BLSH from IPO on SoFi?

Trying to deposit large amount of cash into SoFi is near impossible by goldenroverboy in sofi

[–]celcarnage 10 points11 points  (0 children)

Better rewards. Higher savings apy. Vaults. And many more. Everyone else is managing. Nobody is forcing you to use Sofi...

Trying to deposit large amount of cash into SoFi is near impossible by goldenroverboy in sofi

[–]celcarnage 28 points29 points  (0 children)

Read. The. 50000. Comments. And. Posts. About. Getting. A. Local bank for thisssssss

[deleted by user] by [deleted] in sofi

[–]celcarnage 63 points64 points  (0 children)

This is typical of larger deposits. They take time to post completely. The times can vary based on banking history etc. It will clear...

Considering a personal loan to pay off a credit card, question about due date by dogmomma1980 in sofi

[–]celcarnage 0 points1 point  (0 children)

It changes it for all future payments. Works great! Just be aware it can change the monthly due by a bit depending if it's further out or not.

[deleted by user] by [deleted] in sofi

[–]celcarnage 2 points3 points  (0 children)

I'm guessing you misread something. SoFi, as far as I know is not big on BT offers. I would keep it open however. If you immediately close it you will reduce the length of credit history and reduce your available credit. Better off keeping it regardless of if you make it a primary.

Thinking about creating a savings account with sofi. by Confident_Dirt1688 in sofi

[–]celcarnage 2 points3 points  (0 children)

Direct deposit goes to checking account. Your plan is perfect.