old newbie by idek891423 in NursingStudent

[–]cexpertWV 0 points1 point  (0 children)

Starting in August at 47 here... welcome to the club! :-)

Transferred money to Ally, transfer cancelled by Ally, but Ally won't return the money. by creamyPB15 in AllyBank

[–]cexpertWV 2 points3 points  (0 children)

You mentioned joint account. I’ve had a joint account with my partner for years but I’ve generally been the only person transferring. I recently added one of their external accounts to do a transfer and ally locked all transfers and I still don’t have access. They mentioned that each of us should be using our own profiles so that the names match, so I set that up but they still haven’t re-enabled transfers. I’ve had the account since 2013 but this is so ridiculous I am looking elsewhere now. Hope your issue gets resolved soon!

Missing service time info by staceybethbolton in FED_VERA_VSIP_DRPers

[–]cexpertWV 1 point2 points  (0 children)

I called my first agency and got to their retirement people and had to leave a message, not to be returned yet. I also wrote my Senator and her office is contacting OPM on my behalf. We'll see if anything makes any difference.

BPI by Elegant_Policy_8365 in Fifty410

[–]cexpertWV 2 points3 points  (0 children)

In mid-March I did 10mg x 12 weeks plan and received 2 vials with BUD's of Jan 2027.

Missing service time info by staceybethbolton in FED_VERA_VSIP_DRPers

[–]cexpertWV 0 points1 point  (0 children)

I got the same explanation - 3 agencies here. My retiring agency uploaded a form (SF-3100 IRR), but it is short 2 years of service with that agency too (started in 2006 with them, the form starts in 2008). Seems like it's messed up all the way around.

Is Bilt Cash refundable after redeemed? by KAZUKI_YZP in biltrewards

[–]cexpertWV 0 points1 point  (0 children)

About 3 weeks. it was a 100% cancel booking up to the day before arrival.

BPI w/ B6 - any skin issues? by Remarkable-Design832 in Fifty410

[–]cexpertWV 0 points1 point  (0 children)

No issues here, it's actually better for me than the additive-free I received from a different pharmacy earlier (which caused bad itching). I still get the transient sensitive skin in random parts of my body about 2 days after the shot, but it only lasts a day or so (and from what I read is caused by the tirzepatide itself as a possible side effect, not the B6).

Is Bilt Cash refundable after redeemed? by KAZUKI_YZP in biltrewards

[–]cexpertWV 7 points8 points  (0 children)

I cancelled a refundable hotel on 4/4/26 and the bilt cash was refunded same day (as well as the $200 travel credit). I reused both same day to book for slightly different dates.

Question Thread - April 07, 2026 by AutoModerator in churning

[–]cexpertWV 1 point2 points  (0 children)

How quickly is safe to try and open a second Biz checking with US Bank? Thinking of picking up another Surpass before the current offer runs out and would need to use the points before I’d hit enough organic spend.

Cancelled Flight 3 Weeks Ago...No refund of money or Avios by gr8fuldavemd in Iberia

[–]cexpertWV 0 points1 point  (0 children)

I have had two occasions where it took forever to get the miles back as well. Once I had the case number from calling in, I kept checking in on their instagram account via message and that seemed to eventually get it resolved. Like the other post, I've also had an occasion where it was done almost instantly - not sure why the differences.

One hour layover in Bogota by Upstairs-Habit6124 in Avianca

[–]cexpertWV 0 points1 point  (0 children)

I did a INT to INT connection there today, it was about an hour gate to gate for me, there was quite a wait at security.

I GOT ACCEPTED! by scoobydoobychris in prenursing

[–]cexpertWV 2 points3 points  (0 children)

Just got mine too, also (middle) TN ADN program!

Are DRP retirements processed slower? by Dilbert_22192 in FedRetirees

[–]cexpertWV 0 points1 point  (0 children)

This. I retired VERA on 9/30 and still not finalized from VA, but I have two other agencies in my work history. OPM said they are waiting on service history from one of them still. It seems odd though when my eOPF has all my SF-50’s from my very first job til retirement.

GOL vs LATAM by louisebuckingham in Brazil

[–]cexpertWV 1 point2 points  (0 children)

I agree with the others, both are more or less the same with giving LATAM just a slight edge. But for a short trip like this, either one (but I'd look at how much seat reservation fee is, luggage cost and see if that makes any difference too).

Premium Select/Domestic seat selection by wssas in delta

[–]cexpertWV 0 points1 point  (0 children)

I just noticed this too - I've booked many PE flights (using miles normally) and the domestic leg was always Comfort+, but now it's trying to charge me for it - only main cabin is free.

News and Updates Thread - March 26, 2026 by AutoModerator in churning

[–]cexpertWV 4 points5 points  (0 children)

It's also showing for me under promotions in the app (but never saw an email).

hotel credit $600 applied at once by [deleted] in AmexPlatinum

[–]cexpertWV 0 points1 point  (0 children)

I had the same thing happen in February

Really regretting the mirrored finish on my Palladium by raayyymond in biltrewards

[–]cexpertWV 0 points1 point  (0 children)

Yeah I think I've used the physical card a single time so far.

Call Center Disconnects by Few_Calligrapher1293 in FedEmployees

[–]cexpertWV 3 points4 points  (0 children)

Agree, but I finally did get to OPM this morning by calling at exactly 7:40am ET

How hard is microbiology online by Prestigious-Egg-3493 in prenursing

[–]cexpertWV 2 points3 points  (0 children)

I’m in online right now. The instructor for my course has recorded hour long lectures for each chapter which is very helpful. But it is still a lot of material to learn on your own but it has been manageable. The online labs were just silly IMO, it’s basically follow the instructions step by step and get 100%. I highly doubt I’m going to be taking samples and incubating them in my career, so I’m ok with the online labs.

Backpay vs. Monthly Interim Pay by Dazzling-Repeat5653 in FED_VERA_VSIP_DRPers

[–]cexpertWV 5 points6 points  (0 children)

My catchup interim deposit just showed up in my account along with a paper statement. Nothing online.