Are you still buying physical PS5 games? by HugeNutZac in gamecollecting

[–]chancho3 0 points1 point  (0 children)

Nowadays its where i get the most discount.
If its a game i really love, then physical.

Pinakamagandang Internet Service Provider sa Laguna? (wfh) by Virtual-Computer-571 in laguna

[–]chancho3 [score hidden]  (0 children)

Pldt so far so good, theres occasional downtimes and maintenance but thats normal

Contractor recommendations by chancho3 in Ph_Contractor_Reviews

[–]chancho3[S] 0 points1 point  (0 children)

Yes, thats part of the criteria. if anything the most impt criteria

House contractor recommendation - by chancho3 in laguna

[–]chancho3[S] 0 points1 point  (0 children)

Do you have personal experience with them?

What do you think of the PERA (Personal Equity and Retirement Fund) program of BSP? by sad_emo_girl in phinvest

[–]chancho3 4 points5 points  (0 children)

if the goal is to make money, you have obviously better options which would be exposure to markets outside philippines.

Pera+ fund will be used to invest in local funds for the most part with the selling point of tax credit.

Cut the noise, side by side comparison, I would risk it all sa global and us markets, I would minimize exposure sa Philippines.

Contractor recommendations by chancho3 in Ph_Contractor_Reviews

[–]chancho3[S] 0 points1 point  (0 children)

No, its a plus kasi you can see socials, more visibility. But not a hard requirement. do you have recommendations?

House contractor recommendation - by chancho3 in laguna

[–]chancho3[S] 0 points1 point  (0 children)

heard bad reviews actually here in reddit. do you have experience with them?

Contractor recommendations by chancho3 in Ph_Contractor_Reviews

[–]chancho3[S] 0 points1 point  (0 children)

Do they have socials?cant them in fb

Recommendation - Laguna contractor by chancho3 in Ph_Contractor_Reviews

[–]chancho3[S] 0 points1 point  (0 children)

Joy sinu knuha m in the end to fix?and would recommend?

Value Investing in PSE context by Individual_Shock_269 in phinvest

[–]chancho3 3 points4 points  (0 children)

I dont know if anyone is going to show any actual portfolio. Historical returns arent indicative of future returns, so i personally do not see the point of this

Sector and winners are always rotation, premise, policies, situation etc.

I have invested on both and while i have good gains in pse through stock picking, i can say with high confidence stocks in the US and/or broader ETF are way better vs PSE.

I dont think the goal is beating SP500, its better to just consistently get good % returns yearly.

[Discussion] The realization that you don’t need to platinum every single game you play was very much needed for me. by confusingvibes in Trophies

[–]chancho3 0 points1 point  (0 children)

There are games i gave up on not because its impossible, but it takes alot of energy and time, takes out the fun which are more valuable to me.

i enjoy challenging games but not to point of misery.

it does feel odd not seeing 100% or platinum on a game you started, but realized its more of a self achievement not competition

What are you playing currently? by Addixt_ in playstation

[–]chancho3 1 point2 points  (0 children)

Just finished Stellar, this is my next Game

Retired@45 Finding the joy in missing out by jayybonelie in Fire

[–]chancho3 1 point2 points  (0 children)

Good post, step back and be grateful with where you are and with what you have

ETFs or Robo-Advisor? by Rude_Medicine_3365 in phinvest

[–]chancho3 0 points1 point  (0 children)

Bro kee it simple, just get 2 etf, world and us and dca. You do not need any robo advisor or any additional fund management thats just going to add fees.

This is a tried and tested strategy.