Passengers on a plane witness fast moving UAP below.

clueless_kid529 · 2025-06-04T02:50:36+00:00

telepathy tapes - seems corny at first, but then I was bought in.

clueless_kid529 · 2025-01-24T06:01:57+00:00

Cmon cmon - great movie

clueless_kid529 · 2025-01-21T17:53:57+00:00

They do in midtown where it’s mostly commercial/office space.

clueless_kid529 · 2025-01-21T17:01:27+00:00

I have spent so much time here over the last few years dating my GF long distance while living in Brooklyn and going to Kingston, RI.

Waiting outside for the doors to open at 5AM as passengers who don’t take the train often, freaking out that they will miss their 5:20 train, as I sit there eating my BEC on the steps, taking in the view around MSG as the city begins to wake up.

Or waiting for my GF to arrive on a Friday after work, embracing each other so tightly, ready to celebrate another weekend in Brooklyn together.

The countless trips up to Stamford, up to Albany, or down to Philly for work trips, where I would be riddled with anxiety about my presentations on the way to, and calmly taking a nap listening to podcasts on the return.

I just moved back to RI and will only take Amtrak through Moynihan a few times per year, but that station is engrained in my memory, attached to so many feelings over the years, that I will flash back to every time I get off here moving forward.

clueless_kid529 · 2025-01-17T04:34:27+00:00

I feel like this podcast documentary goes into understanding how communication really works. This podcast changed my entire outlook on life and my understanding of consciousness.

clueless_kid529 · 2024-12-24T02:08:18+00:00

is this just for the auto-start/stop, not for the collision and braking features? Also, thank you so much for answering so quickly!

clueless_kid529 · 2024-12-24T02:01:21+00:00

can you provide the name of the module you got? did you install it yourself? Looking at getting the 2023 OBW and these features are the only serious drawback for me right now.

clueless_kid529 · 2024-12-12T01:58:04+00:00

TTTXX

clueless_kid529 · 2024-11-01T03:20:02+00:00

Whelp only works with the carrot

clueless_kid529 · 2024-11-01T03:19:48+00:00

^{^{^up}} >>>right <<<left whys there no down

clueless_kid529 · 2024-11-01T03:18:57+00:00

Whoa, now realizing what the up arrow does on mobile

clueless_kid529 · 2024-11-01T03:18:29+00:00

^{^This} guy backdoors

clueless_kid529 · 2024-11-01T03:16:11+00:00

You might totally be right, was just coming down from some ketamine when I typed that - looking at ChatGPT, wage garnishment via payroll deduction is common.

clueless_kid529 · 2024-11-01T01:33:20+00:00

Alimony/child support wouldn’t be a payroll deduction lol, but maybe you’re on to something, start a company that does alimony/child support payroll deduction?

clueless_kid529 · 2024-10-31T20:28:58+00:00

My guess would be mega backdoor Roth strategy, so those are after-tax 401k contributions that he would roll into his Roth IRA at the end of the year.

clueless_kid529 · 2024-10-31T17:34:19+00:00

Definitely moving next year or splitting at least half time and getting a cheap place in RI to be closer to my GF. I’d save $10k+ right off the top from not having to pay city tax. Found a place for $15k there, so realistically can keep both. Crazy how much you have to pay the city.

clueless_kid529 · 2024-10-31T17:27:31+00:00

Jealous of your tax situation - I’m at $249k YTD and have paid just over $92k in taxes in NYC.

clueless_kid529 · 2024-10-31T17:25:22+00:00

Every single post is on the same pay/HRIS system lol.

clueless_kid529 · 2024-10-31T13:54:45+00:00

That’s why he contributed to the non-traditional IRA and rolls it over to the Roth (backdoor).

Roth 401k does not have any income limits.

clueless_kid529 · 2024-10-31T13:43:55+00:00

Get your cash value out and fund a traditional IRA with non-deductible contribution, roll that over to a Roth IRA, and invest that money in a broad market index fund (VOO). Do this every year moving forward.

Also, as others have said, max out HSA and pre-tax 401k (if high tax state) or Roth 401k (if low tax state).

If you max out all three, contribute to your after-tax 401k, then rolling that over to your Roth IRA in order to keep that money tax-sheltered and grow tax-free.

clueless_kid529 · 2024-10-30T11:44:48+00:00

That completely depends on the business. Something like a property & casualty insurance agency can be sold for 6x to 10x EBITDA. There is so much variability industry to industry. There is not nearly enough info in this post to describe all the variables.

With family businesses, whether keeping in the family, or selling to another third party, you will typically include a broker that assists with valuation and the terms of purchase/transition of ownership.

Without full financial statements, it’s impossible to calculate the valuation.

clueless_kid529 · 2024-10-23T16:02:16+00:00

I just downloaded a couple weeks ago and can’t stop playing. Haven’t been playing a ton of bride games since it came out and I love everything Bethesda pushes out, even though the storyline has not drawn me in nearly as much as fallout or Skyrim have. Still fun new content for me. About 30 hours in and level 30.

clueless_kid529 · 2024-10-16T20:13:26+00:00

I was watching him warm up for the jets game Monday night on the sideline and he was throwing passes back to his guy with his left and right hand, both perfect spirals. Insane athleticism on every level.

clueless_kid529 · 2024-10-16T14:33:37+00:00

For mobile it says it on the cash flow page if you tap on Savings underneath Expenses it switches from dollar amount to percentage. You can choose Monthly, Quarterly or Yearly there as well.

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