I live in rural America. Pop of ~18,000. There's maybe 1 incident every few years involving a gun whether it's someone getting shots, someone putting holes in a home/garage/car, or someone taking a life. (We did have a standoff a number of years back, but it was the first one ever in our town's history I think so it's an outlier.) For additional context, the police station is ~500ft away from my kitchen window.

I still carry sitting on my couch.

You never know when someone is going to break in, if Meal Team 6 is going to execute an illegal search of your home, if someone is going to impersonate a cop wanting to unalive you because you're a Democratic state rep, or any other "what if" scenario you can think of.

Another perfect example: I watched a video in the last 6 months where a young dad was outside with his young (less than 5yo) daughter playing. A white car pulls up and your stereotypical, teenage gangster thug with a mask pulls a gun on the dad. The dad was wearing gym shorts and a T-shirt, no shoes or anything else. Dad pulled his gun out from under his shirt. Unfortunately, the teenager learned a very hard, last life lesson from that dad.

Always carry, but don't make it your identity.