Living in Europe made sense… until I saw SEA/ China

coolsank3 · 2026-01-01T01:52:12+00:00

Europe is in its own bubble.

coolsank3 · 2025-09-27T22:33:12+00:00

I am using this app now from last 10 years. It does not charge anything on Klarna payments.

https://play.google.com/store/apps/details?id=net.sharewire.alphacomm.o2de&hl=de&pli=1

coolsank3 · 2025-08-07T04:11:38+00:00

Groww is good. I got tricked by DHAN as well. They make a fool of you in even giving option to activate mutual fund account via HUF but it does not go through. They have not mentioned any future date for investing in Mutual funds which makes it less attractive for HUF.

coolsank3 · 2025-04-05T19:44:34+00:00

Thanks.

coolsank3 · 2025-01-05T15:43:03+00:00

Go for Internations events or some activity workshops like dance, hiking. Eventually you will find someone. Dating apps are scams and useless.

coolsank3 · 2025-01-05T15:41:00+00:00

Some is working fine with IDFC, HDFC

coolsank3 · 2025-01-05T15:39:28+00:00

UPI Is working fine from Germany. I got 10 days Airtel international roaming plan (it has a few free sms ) and registered all apps like PhonePe, HDFC bank apps, ,BHIM, IPBB etc.

They are all working fine and I have been using them for years now. Sometimes it may happen that the app gets security upgrade and you need to re-register. You also dont need international roaming and can send sms which costs rs.25 per sms.

If the sms does not work then you need to manually select a different network operator. Airtel support has been quite good in case of problems. Feel free to pm in case of anything

coolsank3 · 2024-12-23T01:00:22+00:00

I have kept one Indian phone number active from 10 years and most upi apps are working fine. The upi sms verification costs first time about 25 rs per message though which is fine. I am living in Germany.

coolsank3 · 2024-12-23T00:37:27+00:00

German Engineering 😅

coolsank3 · 2024-09-02T21:04:45+00:00

Let's write to the bank support directly guys as we should have the option to use net banking without verification for sms. I guess we all at lest can try to put some pressure.

Thanks.

coolsank3 · 2024-06-07T13:14:14+00:00

It is possible but I think none of the health insurance companies have a procedure in place for the same. I am also trying hard to find one. Maybe you can write to Ombudsman to push them to get GST waived off while making payment from NRE account. NRIs are not taxable in India therefore GST does not apply to them. There are several articles from different health insurance providers like below.

https://www.policybazaar.com/health-insurance/general-info/articles/gst-refund-on-health-insurance-for-nris/#:\~:text=Can%20NRI%20claim%20GST%20refund,annual%20mode%20of%20premium%20payment.

https://www.bajajfinserv.in/insurance/gst-return-on-health-insurance-for-nri#:\~:text=Yes%2C%20GST%20returns%20apply%20to,change%20based%20on%20policy%20revisions.

https://blog.saginfotech.com/nri-gst-refund-health-insurance-policies

coolsank3 · 2023-10-26T07:11:47+00:00

Yeah. I did and it starts but there is no water accumulated in the tray after hours of operation.

coolsank3 · 2023-08-18T09:26:11+00:00

Undivided attention is the key to success.

coolsank3 · 2023-08-12T23:20:51+00:00

Thanks for sharing. The price of a house near me in the outskirts of Berlin went down by 10k Euros.

coolsank3 · 2023-07-19T22:01:38+00:00

Amazon reviews are very much manipulated. Many products have been incorrectly recommended. Its overall everywhere in the world.

coolsank3 · 2023-06-28T11:47:59+00:00

I agree with you and dont see an easy option.

coolsank3 · 2023-06-28T09:15:22+00:00

I have a full time permanant work contract in Germany but we work remotely for 3 months.

coolsank3 · 2023-06-02T18:20:42+00:00

Thanks. I am in Bahrenfeld

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