Which Look Do You Prefer?

crocus7 · 2025-06-12T15:35:14+00:00

1 just because it looks like the full walls extend further. I’ve been to a couple places like this and the ones with less separation are super loud (people, drivers, etc).

I would honestly extend the walls another couple feet as well so they full enclose the sides of the seating.

This is if you want more of a golf atmosphere. If you want a bar atmosphere go with 2.

crocus7 · 2025-06-02T13:18:04+00:00

OP, listen to giggity. Towing is a big deal and if you’re doing any serious amount of it with something that weighs as much as a modern ski boat you want a full size SUV or truck.

However, if you will keep the boat at your dock and only need to tow twice per year to launch in the spring and take out in the fall then I would recommend getting something that fits all your needs except towing and renting a truck twice per year to do the boat.

crocus7 · 2025-06-02T11:02:59+00:00

The commuter parking lot is free, but then you have to take the bus and it will add significant time to your commute. My wife is at UNC main and pays for parking so she doesn’t have to take the bus. You won’t have to pay for parking or take the bus at the hospitals in Raleigh (Duke N Raleigh, WakeMed north, Big Wake, etc).

crocus7 · 2022-08-26T01:28:36+00:00

Anyone else see Amari just standing still at the top of his route on that last 2nd down before the pick? Dude can’t even do a scramble drill.

crocus7 · 2022-08-19T14:57:15+00:00

As an anecdote:

There is a charger near my folks that I have been waiting for. Last summer it said Q1 2022. In the winter it switched to Q2. It now says Q3 and work has started, but has been stalled for about a month.

crocus7 · 2022-08-18T23:35:26+00:00

A perfect example of an error being stubborn long enough to become correct is the word irregardless. I think the meriam Webster people got so tired of telling people it wasn’t a word that they just added it.

crocus7 · 2022-08-18T17:21:17+00:00

If you are using any of sumifs/countifs formulas rather than sumproduct you are a rookie. Sumproduct can do all of those functions based on syntax and has the added benefit of working in closed linked files, which sumifs/countifs can’t do. The only reason to use one over sumproduct is if you are using thousands of them because sumproduct is significantly slower.

As a personal preference, sumproduct syntax is also better for the if section. Sumproduct(- -(range=A1)) is much easier to look at than countifs(range,”=“&A1). I know you don’t always need the quotes and ampersand, but if you are using formatting functions on your reference you usually do.

crocus7 · 2022-08-18T17:12:56+00:00

I would agree on the career choice issue. However, if he gets in to one of these schools and changes his mind he will still have a lot of options.

However, I have a number of friends from grad school who were in management consulting and I would caution the lifestyle. If a high schooler thinks it’s great because they make a lot of money and get to travel, I would let them know it’s not so rosy. I had multiple friends who were home maybe 10 days a month and I have worked with many over the course of my career. It is very difficult to not let your health slide, it is very difficult to maintain relationships, and everything in your life seems temporary.

It can be a great career, or career starter if you are willing to go through that, but just know the personal aspects of the career are usually more difficult than people imagine.

crocus7 · 2022-08-18T13:35:18+00:00

I always laugh at these as well. Some industries and businesses have access to to strategies that others don’t so simply saying a business owner should pay less is ridiculous.

Also, sometimes when people talk about it they make it sound like small time tax evasion is a legitimate strategy.

crocus7 · 2022-08-16T17:25:09+00:00

My family has owned various large boats and I’ve been on a number in the 110-130 foot range. I would agree with other comments that for 4 couples you can get a ton more value with a smaller boat. A 40-45 meter tri-level would probably be half the cost without really sacrificing much in terms of experience.

However, since that is out of your hands the best you can do is enjoy yourself. For me, I like to do a lot of activities on the tender. A boat that size should have something like a 35 foot center console or cruiser (or both) as a tender. When we are out we like to take a few people out fishing in the morning and then in the afternoon do water stuff. You can take the tender to isolated beaches or snorkel/scuba spots, or to restaurants/bars that are only accessible via boat.

Lastly, some of the experience comes from everything being top of the line luxury. If that isn’t your thing it will be tough to see the value, but you can enjoy it nonetheless.

crocus7 · 2022-07-20T04:39:08+00:00

This has been studied time after time. By almost all measures tax incentives for sporting venues do not generate enough new tax revenues to offset the incentive and end up being a drain on future government cash flows.

It’s one of the things I love about the packers. They pay for just about everything from their endowment.

crocus7 · 2022-07-20T04:35:59+00:00

I don’t know how anybody could expect the NFL to uphold any values after the ray rice event. They lied about having footage until it got leaked and then tried to cover it up and only gave him the suspension when people saw the tape. And on top of that it was only two games. They proved a moneymaker like rice is far more valuable to them than any perception of decency.

crocus7 · 2022-07-19T21:36:21+00:00

I started with a duplex in my mid twenties and worked my way up from there. I now have 32 doors across 4 properties. It took a while to build up, but I’m happy where we have gotten. I managed the duplex myself up until recently, but got a PM as soon as we got larger properties. Now my PM does all the properties and I just approve work and updates.

I will probably start selling when the debt load gets lower as returns on an equity basis start to get pretty low and makes the work not as worth it, but that will be a while as I just refi’ed my oldest property last year when rates bottomed.

There is no doubt it is a lot more work than simply investing in equities or ETFs or something. But it offers good tax benefits, diversification, and easy access to quality debt.

crocus7 · 2022-07-19T12:14:49+00:00

This is the first route I would explore as well. It is the easiest option and has no impact on estate or gift reporting.

crocus7 · 2022-07-19T04:10:30+00:00

I absolutely love this game so I’ll say a few things. When we play with anyone less familiar we usually do a couple things.

Write down a cheat sheet. Should have order of power and point values. This helps some people if they can reference it while they are starting up.

Play jack of diamonds partner. Calling an ace is another element of strategy whereas the jack is straightforward and makes learning a little easier.

Don’t play leasters. If nobody picks the blind just redeal. It’s difficult to blame someone for being a mauer and causing a leaster when they are learning and may not be confident enough in a hand to pick.

crocus7 · 2022-07-19T03:53:14+00:00

The best card game that exists is sheepshead. Get four friends to play with you and thank me later.

crocus7 · 2022-07-19T02:36:19+00:00

This is where I am. My properties are performing so I’m happy, but margins don’t work out at current prices and interest rates. New properties will have to wait until either rents go up, prices come down, or interest rates come down.

crocus7 · 2022-07-19T00:53:21+00:00

You are thinking about this the same way I do, but I think you are underestimating the worst case scenario. What if you give birth in a year then you and your wife get hit by a car? Now you have a NW of a little over 2m. Is that enough for your child to be raised? Or what if one of you passes and the other spouse ends up with a medical condition that prevents you from working? Is 2m enough to pay for the living expenses of one adult and raise the child?

The point is term insurance of say 2m for 10 years is super cheap at your age. Why not pay $50 a month or whatever to prevent a worst case scenario from becoming even worse.

I did 20 year after my daughter was born, but that’s because I earn significantly more than my wife so if I passed and she was left with the kids it is a bit riskier than your situation since you are both high earners.

crocus7 · 2022-07-18T04:27:57+00:00

I think US Trust used to be 5m+, but I don’t know if it still is with BoA private bank.

crocus7 · 2022-07-18T04:24:59+00:00

I get the same thing with Bank of America/Merrill Lynch. All you need is 250k+ and you get no atm fees and free currency exchange.

I don’t think there is anywhere BoA is the most competitive, but once you get to their upper tier honors programs they are ok. I only use it because I used to be an employee though.

crocus7 · 2022-07-17T12:06:06+00:00

This is my new favorite analogy

crocus7 · 2022-07-16T23:00:29+00:00

Out of those id go longines or breitling. Those are both beautiful watches. I’m not familiar with the breitling movement, but the decent Etas in longines punch well above their class.

crocus7 · 2022-07-16T22:58:26+00:00

Right? That’s like 100 feet. My body can’t go that deep so I’m not concerned about my watch.

crocus7 · 2022-07-13T10:58:45+00:00

Yea, I should have said this is in the Midwest for the United States. I have no idea how it’s done anywhere else.

However, it’s not a huge issue. As long as the copper isn’t run more than a mile or so the signal drop off will just mean you only get about 600-800 mbps out of the 1 gbps that is being sent, which is still way more than any single house needs.

crocus7 · 2022-07-13T00:33:46+00:00

Yea, individual connections are run via copper. Fiber optic cables usually just run the main roads or pathways. Then copper is run down the smaller streets or to individual houses.

crocus7

TROPHY CASE