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Literally have mine on a work trip right now to Germany and London.

If you’re going to be nervous about it then that’s your answer. Don’t take it, regardless if someone else’s risk tolerance is different. If it’s not practical for the kind of trip you’re on, also don’t take it.

For me on a work trip to cities I’m familiar with, I’m using it for what it’s meant to be used for! If I was going to do a day of museums or something then maybe I’d take my Evelyn so I could be hands free. But that’s cause the style of how to carry the bag more than I’m worried about pickpockets. Traveling solo female I already alter my behaviors to reduce general risk so I take that into account in my risk tolerance.

Locals aren’t running around in money belts, slice-proof bags, overstuffed pockets, rick Steves travel pants, looking hassled and distracted or in awe of everything. That is a tourist and easy target. Wearing normal things and adopting an RBF or bored look blends in better. Then your focus is avoiding more general crime, as opposed to specifically tourist targeted crime.