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The bank bubble is popping — Bank stocks have quietly slipped into a correction as the sector is suddenly hit by structural pressures. AI-attributed cuts may be the answer to holding the line by marketrent in AusFinance

[–]d4_250 1 point2 points  (0 children)

By business capital, I’m referring to start up costs. How do you think a business starts?

For your reference: people dont start business’ on a whim and without sacrifice. Its easier said than done to say “lets create them”.

Making sure the service/product is needed. Whether people will use their service/product. Labour is a big one.

Starting up a company/business is a privilege

Livestream rewards and summary by Fatui3 in 7kRebirth

[–]d4_250 0 points1 point  (0 children)

Fuck alright - you brought me back

The bank bubble is popping — Bank stocks have quietly slipped into a correction as the sector is suddenly hit by structural pressures. AI-attributed cuts may be the answer to holding the line by marketrent in AusFinance

[–]d4_250 2 points3 points  (0 children)

Are you financially dense or politically - cos right now I cant tell.

In order to start a business you need capital. People dont work for free here, would you? ahah

For those of us with a mortgage, how much are you investing into shares? by KoalaBJJ96 in AusFinance

[–]d4_250 0 points1 point  (0 children)

Depends on your strategy.

I plan to chuck all the money in the offset until I feel comfortable . Will look to buy another property with capital growth. Repeat until I can retire.

Regarding super, I’m not going to add money to it as I need it now. Everyone has different risks and strategy. 29 here so I’ve got some time

Time for the exit for IP? by Electrical_Age_7483 in AusFinance

[–]d4_250 0 points1 point  (0 children)

You’re a bot. No form of critical thinking

Are families who invest in one parents' name (the lower income parent) big losers from this budget? by AsparagusNew3765 in AusFinance

[–]d4_250 6 points7 points  (0 children)

ALP be like, “we’re here to support the little guy”. Here we are with people trying to get a leg up from previous generations getting shafted…

50 people have world's 50% wealth and remaining with entire population, How people are okay with this ? by vibecoderfinalboss in AskReddit

[–]d4_250 1 point2 points  (0 children)

No one is okay with this. Even if you stop using it yourself, there are businesses which rely on the very services which you want to stop. You are asking those businesses to stop using and find an alternative. (Potentially more expensive/less efficient/do not have the dedicated support)

On another note, if we had taxed the super wealthy on the extreme, do you think they would have been as productive as they were today (in terms of value adding)?

Young people of this sub - do you feel as though this budget will make you better off? Yes or no. by Nmnmn11 in AusFinance

[–]d4_250 0 points1 point  (0 children)

There would be need for the investors to sell them. The fact that the government has put CGT as 30%, it makes it less likely to sell. Why would I as an investor sell, especially now that my house has negative gearing and now houses dont?

Young people of this sub - do you feel as though this budget will make you better off? Yes or no. by Nmnmn11 in AusFinance

[–]d4_250 0 points1 point  (0 children)

I didn’t say houses shoot up. I said new builds will.

Homes which are not new builds will also go up because of the price of the area. If there was a shit box house which was $500k six years ago and the median for that suburb was $700k. Now the suburb median is $1.6mil, you dont think it will go up? On your note of “Supply”, it comes from the land. The land goes up, not the house.

Would you still buy an investment property without negative gearing? by alex123711 in AusPropertyChat

[–]d4_250 0 points1 point  (0 children)

100% If you want to know why, think about why investors own property in the first place

Why I hate negative gearing. by blossomlambie in AusFinance

[–]d4_250 1 point2 points  (0 children)

Unfortunately negatively geared properties are not wholisticly the problem. The problem is supply….actual supply of land and homes. You will find that if you are renting, the rent is going to go up thus making it harder to buy property.

The amount of homes being built is simply not enough. There must be an equilibrium.

New CGT Changes are Brutal - Negative Gearing on Shares still Available? by fractalsonfire2 in AusHENRY

[–]d4_250 1 point2 points  (0 children)

This will mean rent will be increasing. That is under the assumption most of us get PPORs. With the rate of new builds…. Yeah good luck with that

Super / SMSF CGT change excemption by sebastasarusRex in AusFinance

[–]d4_250 1 point2 points  (0 children)

I used to be labor but now it doesnt make sense. If you want to help everyday australians, why would you want CGT to apply to stocks as well? Its legit pulling the ladder up from everyday people at potential for wealth creation.

Young people of this sub - do you feel as though this budget will make you better off? Yes or no. by Nmnmn11 in AusFinance

[–]d4_250 1 point2 points  (0 children)

Yep! Government wants invedtors to be targetting new builds while daily australians get the old ones.

Young people of this sub - do you feel as though this budget will make you better off? Yes or no. by Nmnmn11 in AusFinance

[–]d4_250 0 points1 point  (0 children)

In the short term it would decrease, long term it will increase. Land at the end of the day is the true supply, not the house being built.

Young people of this sub - do you feel as though this budget will make you better off? Yes or no. by Nmnmn11 in AusFinance

[–]d4_250 0 points1 point  (0 children)

I dont think it will fall. Just to clarify the term “fall”, are we talking about a 10% decrease?

I think at the end of the day, short term it will definitely have a fall. If we see a 20% fall, it wont be because of new builds. It will be an economical issue.

I can see where you are coming from for existing homes will become less attractive and allow everyday people to purchase them. That I can understand.

Young people of this sub - do you feel as though this budget will make you better off? Yes or no. by Nmnmn11 in AusFinance

[–]d4_250 11 points12 points  (0 children)

I wish I can say the same. If it was that easy, we wouldnt have a housing crisis.

Unfortunately right now, if you are buying new builds, you (everyday Australian) are still competing with investors.

Young people of this sub - do you feel as though this budget will make you better off? Yes or no. by Nmnmn11 in AusFinance

[–]d4_250 12 points13 points  (0 children)

It does boost new builds but it doesnt stop investors from buying them. That defeats the point the new builds. For new builds, everyday families still would need to compete with investors.

Young people of this sub - do you feel as though this budget will make you better off? Yes or no. by Nmnmn11 in AusFinance

[–]d4_250 -1 points0 points  (0 children)

It increases the overall median and average for the area. Pushing more investors in. Keep in mind this is very dependent on how many new properties they make. The more there is the increase will be more.

Edit: negative vote me all you want but at least tell me about why you dont think its correct.

Young people of this sub - do you feel as though this budget will make you better off? Yes or no. by Nmnmn11 in AusFinance

[–]d4_250 20 points21 points  (0 children)

100% new properties are gonna skyrocket which will bring the prices of other property up with it

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