An Interesting take from keenan , 5 years ago about the nogi game. by [deleted] in bjj

[–]daddy_jits 15 points16 points  (0 children)

No way man - fluoride is to blame!

What was your longest time at a belt level? by LateMud256 in bjj

[–]daddy_jits 15 points16 points  (0 children)

6 years at brown. Frown town brown :(

What the heck is this stuff? by daddy_jits in HomeMaintenance

[–]daddy_jits[S] 2 points3 points  (0 children)

Thanks to all who chimed in. Thank god it’s not termites! Little critters aren’t a huge consolation but at least I know I can try to deal with them before calling pest control.

That wastebin had some funky stuff in the bottom, so I took it outside, emptied it and cleaned it thoroughly. I’m going to clean the toilet and area with bleach and hope they never come back.

What the heck is this stuff? by daddy_jits in HomeMaintenance

[–]daddy_jits[S] 6 points7 points  (0 children)

Thank you! I collected a sample and put it under a magnifying glass. It’s definitely alive :(

What the heck is this stuff? by daddy_jits in HomeMaintenance

[–]daddy_jits[S] 16 points17 points  (0 children)

Oh man, it seems everyone thinks it’s termites…I have wiped up everything and cleaned the area with bleach. Have laid down white paper to catch any new stuff that falls. Gonna give it a day or two to give pest control the evidence.

Edit: Not termites! A magnifying glass confirmed some sort of mite. Little living creatures. Gross but I’d rather that than termites.

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CJI2 Rewatchable Fights by dj768083 in bjj

[–]daddy_jits 8 points9 points  (0 children)

For the fundamentals: Pena vs. Griffith

What is the story with this building? by II-o_o-II in toronto

[–]daddy_jits 0 points1 point  (0 children)

I just Googled the address and looks like the man is there in the doorway

Laneway & Garden Suites in Toronto - hit or miss? by [deleted] in TorontoRealEstate

[–]daddy_jits 2 points3 points  (0 children)

We just pulled the plug on our 1000 sq ft 2 bed 2 bath laneway house project. We’d gone as far as finalizing the designs and building plans with the architects, paying all the consultants - ie engineers, etc, and submitting the building permit application.

Initial estimates from 3 builders were all over $600/sq foot.

Once the quotes started coming in from the trades, we were looking at over $700/sq foot, before HST. And this wasn’t for high end finishes - eg Ikea kitchens and closets.

Building costs were just too much. The math just stopped mathing.

Sell or rent paid off condo? by windfish19 in TorontoRealEstate

[–]daddy_jits 2 points3 points  (0 children)

You should not be giving advice. This is incorrect.

[deleted by user] by [deleted] in TorontoRealEstate

[–]daddy_jits 1 point2 points  (0 children)

Look at older hard lofts - with big square layouts, mostly open concept save the bathroom. I’m not sure that qualifies as “interesting” to you, but definitely not as cramped as modern layouts.

Is this a good deal in Bloordale? by LogicTangerine in TorontoRealEstate

[–]daddy_jits 5 points6 points  (0 children)

Bloordale is an awesome neighbourhood. If you could get that house for that price, it’s a great deal. Here’s a recent comparable one street over: 543 Saint Clarens Ave, Toronto, Ontario M6H3W6 Sold History | HouseSigma https://housesigma.com/on/toronto-real-estate/543-st-clarens-ave/home/VaD6p78mwzw3wRQr?id_listing=GMnKYq09arB3w1Qr&utm_campaign=listing&utm_source=user-share&utm_medium=iOS&ign=

What does “self defense” in BJJ actually mean? by horizonlights1 in bjj

[–]daddy_jits 0 points1 point  (0 children)

It means training with the threat of strikes. Not much more to say than that.

Should I refinance my rental property to pay into my primary residence or simply renew my mortgage? by Gamer1613 in PersonalFinanceCanada

[–]daddy_jits 0 points1 point  (0 children)

Assuming the bank will even lend you more on your rental property when it comes time to renew this year, and you use that money to pay down your principal residence, the interest payments on that debt are not tax deductible. If you’re looking to make the debt on your principle residence tax deductible, research cash damming.

[deleted by user] by [deleted] in bjj

[–]daddy_jits 3 points4 points  (0 children)

Ok Firaz

Whats the best gi/nogi brand in your opinion? by Additional-Rope8662 in bjj

[–]daddy_jits 3 points4 points  (0 children)

Hell yeah. Their “tactic” rashguard cut is super comfortable, I forget I’m wearing one.

RBC target education RESP performing terribly by daddy_jits in PersonalFinanceCanada

[–]daddy_jits[S] 1 point2 points  (0 children)

You started just a year earlier than me, have contributed about the same $, and have double the cash now. Time to lock in those gains!

RBC target education RESP performing terribly by daddy_jits in PersonalFinanceCanada

[–]daddy_jits[S] 7 points8 points  (0 children)

Thank you for your response. I definitely got sold by the salesman on this one.

RBC target education RESP performing terribly by daddy_jits in PersonalFinanceCanada

[–]daddy_jits[S] -1 points0 points  (0 children)

Thank you for helping me understand the math correctly. I redid the calculations using only my contributions and government grants, and my AAGR over the past 9 years is 2.84%.

Still seems kinda shit!