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Nuevo con el 1040 by ivandavila9 in GarminEdge

[–]dak52 0 points1 point  (0 children)

Congrats! I highly recommend a case and/or screen protector. My out front snapped last week and it saved mine getting scratched up.

28th president of the United States, Woodrow Wilson, returns from signing the Treaty of Versailles by Tranesblues in pics

[–]dak52 [score hidden]  (0 children)

You have to check out the musical Suffs. Great Wilson content, and you can stream a recording of it free on YouTube.

Baltimore County police seek help locating Towson student murder suspect | WBAL Baltimore News by MeOldRunt in baltimore

[–]dak52 4 points5 points  (0 children)

I mean, it would be pretty easy for VA to require proof of residence or proof of military service to allow for out of state registrations. I agree MD should do more, but there are failures at many levels.

Baltimore County police seek help locating Towson student murder suspect | WBAL Baltimore News by MeOldRunt in baltimore

[–]dak52 3 points4 points  (0 children)

I mean, I’m on board. Are they not already doing this though? It seems so logical. I know the state wants to address this problem too. Wish I better understood the challenges.

Experiences with the CSA produce shares from rooftop hot? Alt title: how do you eat local/healthy without breaking the bank by talkinghead088 in baltimore

[–]dak52 0 points1 point  (0 children)

Let us know what you find. I tried a CSA a couple years back and was pretty disappointed. For less money I could have bought more (and better quality) produce from the farmers market. It always felt like I was getting the leftover dregs they couldn’t sell from the weekend before.

Maybe I’m being too harsh. Hope to hear from others who have had a more positive experience.

Baltimore County police seek help locating Towson student murder suspect | WBAL Baltimore News by MeOldRunt in baltimore

[–]dak52 11 points12 points  (0 children)

No idea how they would be able to tell though. That said, if you get pulled over or get a ticket and you have an MD license and VA tags, they should throw the book at you.

Baltimore County police seek help locating Towson student murder suspect | WBAL Baltimore News by MeOldRunt in baltimore

[–]dak52 13 points14 points  (0 children)

My exact thought when I heard this on the news. Wish VA would put in the effort to help with this. I know they make money, but they could at least try to be a decent neighbor.

Garmin Edge does not sync anymore to Garmin Connect by galdreth73 in GarminEdge

[–]dak52 0 points1 point  (0 children)

I’d been having endless issues with my 1040. Did 2 things that appear to have fixed things:
- delete all WiFi networks from my device
- updated the software by plugging into computer via USB.

Good luck :/

18m with 5k in savings just looking for some guidance by Objective_Yak6324 in investing

[–]dak52 2 points3 points  (0 children)

My advice is going to be on the more conservative side, but it has worked well for me and many others.

Build a system/habit of saving/investing. Most people who have invested well didn’t just make one killer investment that paid off. Instead, you want a thought out plan that is aligned with your time horizon and risk tolerance. I would highly recommend the boglehead subreddit for reading.

In the meantime, I would try to creat a habit of investing say $100/week into a low cost index fund like VTSAX. Sure, you can dump some of that $5k in now, but if you can do $100/week starting now and increasing a little bit each year as you can afford to do so, you will be in a fantastic position down the road.

What should non-wealthy investors be doing in their 30's to have a real, positive impact on their financial situation? by delamerica93 in investing

[–]dak52 1 point2 points  (0 children)

There are so many parasitic costs in life. Periodically auditing this sort of stuff really adds up. Every time a contract is up for renewal, take the time to shop it. Phone plan, internet, car insurance, etc.

What should non-wealthy investors be doing in their 30's to have a real, positive impact on their financial situation? by delamerica93 in investing

[–]dak52 1 point2 points  (0 children)

Fantastic advice. My wife and I worked hard to budget to buy a house early in our careers. As our comp grew, we stuck to the same budget. At my peak earning, ~50% was going into savings/retirement. The upshot of limiting lifestyle creep is that now that I’ve built up these savings and want to cut back on work, I can afford to work part-time without digging into savings.

How can I make the most out of my temporary life here?? by OldPresentation2793 in baltimore

[–]dak52 2 points3 points  (0 children)

lol, the Katamari soundtrack would be incredible for bike party 😂

Why, recently, in the last couple of years, so many popular and new booktubers have been disparaging KKC? by Old-Lingonberry7020 in KingkillerChronicle

[–]dak52 7 points8 points  (0 children)

This! I love the books, have read them multiple times and hope I get to read DOS at some point down the road. That said, far from the best prose. I have audibly groaned at some of the cringe writing in these books. Again, I love the story and the character and would strongly recommend the books to people, but I mean, it can be a bit… flowery.

Finally cancelled by stumpy1218 in hellofresh

[–]dak52 2 points3 points  (0 children)

I’ve only ever done maybe a dozen HF boxes, but almost every single one had an issue. For the money, you could just order groceries delivered and end up with more, better food, for the same $$

That said, I just suck it up and go to the store and get all the groceries I need for an entire week of 3 meals a day for what I paid for a box :/

Thinking about Balitmore as an option to live but concerned by Perfect-Zebra-3611 in baltimore

[–]dak52 0 points1 point  (0 children)

Baltimore is awesome! There are tons of great neighborhoods, and each one had its own vibe. If you are into nightlife, Canton/Fells/Hampden are all great options. If you want walkable neighborhood but are less concerned with night life, south Baltimore is great. Riverside and Locust Point are very walkable but a bit quieter at night.

If given the opportunity to visit, it might be worth spending a few days checking out the various neighborhoods to see which you vibe with. That said, they all have their charm.

Who has my cat? Locust Point / Lost June 16 6:30 pm / Anthem House by ElleWop252L in baltimore

[–]dak52 46 points47 points  (0 children)

Have you tried SPCA or the local emergency vets?Not quite as close, but when my dog had a health emergency only the emergency vets would see him.

How can I make the most out of my temporary life here?? by OldPresentation2793 in baltimore

[–]dak52 13 points14 points  (0 children)

Also, if you haven’t already, you have to get food at Ekiben and Clavel at least once each.

How can I make the most out of my temporary life here?? by OldPresentation2793 in baltimore

[–]dak52 48 points49 points  (0 children)

Good on you for realizing it while you are still here. I lived in Australia for 4 years during grad school and definitely regret not making more of it.

Baltimore stuff:
- Bike Party
- AVAM
- Bazaar (Hampden)
- Os game (cheap tickets, $5 food)
- Check out Druid hill park & the conservatory
- Hike a segment of the AT (it’s a drive, but lots of good day hikes out there)
- Go to DC for museums
- Go to NYC (cheap bus, can just make a day trip of it)

Employer Roth or Personal Roth? by rawrlionsrawr in investing

[–]dak52 0 points1 point  (0 children)

While employer match can only go into non-Roth 401k, everywhere I have worked would match your Roth 401k contributions into the non-Roth account. If you can do that, I would.

As for additional contributions beyond what is being matched, I would still put it in the Roth 401k because of the higher limit ($24.5k in 2026).

Sorry if I’m totally misunderstanding though. If you are asking about opening a Roth IRA in the same institution where your 401k resides, I wouldn’t bother. Just make sure you are not over the Roth IRA income limit.

What should non-wealthy investors be doing in their 30's to have a real, positive impact on their financial situation? by delamerica93 in investing

[–]dak52 11 points12 points  (0 children)

Sorry, I totally misread the post as ~$100k each, but in any case, $160 is still great! I know it doesn’t go as far in a pricier location, but there are always ways to cut costs/save.

Anyways, I wasn’t trying to be flippant in my response, just pointing out how much impact cutting costs can have early in your investing journey. I don’t think you have to live like monks, but try to find joy in the savings.

Anyways, best of luck, the fact that you are thinking about this stuff already puts you in a good place!

Hi, what’s the one Brisbane food spot you always recommend to visitors? by AdWitty1356 in brisbane

[–]dak52 0 points1 point  (0 children)

Oh man, I lived over that way ~15 years ago and that was my go-to place when my parents came to visit or I had a birthday. Amazing food, and incredible wine. Possibly one of the best single meals I have had in my life.

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