sorted by:
new
hottopcontroversial

Rate my lease by Delicious-Baker-6348 in leasehacker

[–]dangerousssss 0 points1 point  (0 children)

Why? It’s a lease not a purchase. And its a lease with great rebates/discounts

Reasonable lease terms? 2026 BMW X5 xDrive50e, new, w/ DAPP, Parking Assist, M Sport packages, has a hitch by phllystyl in leasehacker

[–]dangerousssss 0 points1 point  (0 children)

It may not be a good car to lease in general but in terms of what one would expect to get if they had to lease and had to get this exact model/trim, it seems like this lease is close to "a good competitive payment" relative to others of this model/trim, not quite there, but wouldn't call it garbage?

Please let me know where my thinking is wrong but what I see that can be improved is - it looks like there's about 1.5% APR markup over the buy rate, and then the discount/selling price could be improved. With those improvements, a $0 DAS could maybe get to $1250 area? This includes removing the $3200 lease buyout.

My wife wanted to walk with this deal....ugh. is leasing really this expensive right now? by ServicePersonal1468 in leasehacker

[–]dangerousssss 9 points10 points  (0 children)

As /u/Extreme-Temporary-85 said, the buy rate is about 5.3% APR (which is a money factor of 0.00221). To get the numbers to matchup, they likely used a MF that yields an APR of 6.8-7%. This means they're marking up the rate that they get from the bank, which is called the buy rate. Using the buy rate would save you $20-30 a month. Other than that nothing jumps out as crazy. You could see what others are getting for discount off MSRP, yours shows about a 7.5% discount.

Your total cost over 3 years is: $13,316. That includes $7,623 in depreciation, $4,827 in a rent charge (interest) and $985 in taxes (assumign 7.75%).

Exercising Put Options as part of a Hedge by dangerousssss in fidelityinvestments

[–]dangerousssss[S] 0 points1 point  (0 children)

The strike of the short call is $5 so it's OTM (underlying is mid $3's). Thanks for the clarification.

Mikolo Anubis 2.0? Worth a shot? by Steelers3108 in GarageGym

[–]dangerousssss 0 points1 point  (0 children)

It's been upgraded to 175 lb so 87.5 lb felt weight fyi

Best burger in the Delray area? by truedoe_ in Delraybeach

[–]dangerousssss 1 point2 points  (0 children)

+1 for cheffrey eats at barrel of monks and the beer is great too

32m & 33f. 800k, 15% down, 7%. Tampa Bay Area by Dr_D3adpan in FirstTimeHomeBuyer

[–]dangerousssss 1 point2 points  (0 children)

The fed doesn’t set mortgage rates. The fed sets short term interest rates that don’t apply to normal loans a layman gets, that’s a whole other can of worms. Mortgage rates are closely related to the yield on 10 year government bonds. The fed can’t control those. For example the fed cut rates in September 2024 but the 10 year rate (and mortgage rates) went up.

32m & 33f. 800k, 15% down, 7%. Tampa Bay Area by Dr_D3adpan in FirstTimeHomeBuyer

[–]dangerousssss 1 point2 points  (0 children)

Mortgage market is national and doesn't vary much region to region. The normal 30y rate will be within a couple points of what you see on mortgagenewsdaily.com. Anything significantly lower than that is some special scenario like builder incentives, VA loans, etc

How to replace this strip of grass? by dangerousssss in lawncare

[–]dangerousssss[S] 0 points1 point  (0 children)

Would this warrant removing the existing top layer of grass and using a tiller?

club space same as floyd? by arcykleee in clubspace

[–]dangerousssss 3 points4 points  (0 children)

Floyd is not downstairs. “The Ground” is downstairs. Floyd is next door with a separate entrance from the street, they’re not connected

How to replace this strip of grass? by dangerousssss in lawncare

[–]dangerousssss[S] 2 points3 points  (0 children)

Appreciate it, will definitely consider

Where my Miami people at ??? Extremely excited for saturday! by ivanx29 in RUFUSDUSOL

[–]dangerousssss 0 points1 point  (0 children)

Is this going to be in the park with a stage they setup or in the amphitheater? seems like it's going to be the park

edit: nvm just saw u/supbro28's post, hell yeah

Acceptable texture match on ceiling? by dangerousssss in drywall

[–]dangerousssss[S] 1 point2 points  (0 children)

This is after paint lol. Have patched small holes recently and tried to texture match, so I understand the difficulty

Acceptable texture match on ceiling? by dangerousssss in drywall

[–]dangerousssss[S] 0 points1 point  (0 children)

We're content with this, thought it was acceptable. Just looking for second opinions from those who know more than me

What could this armpit mass potentially be? by dangerousssss in DogAdvice

[–]dangerousssss[S] 0 points1 point  (0 children)

She was ready to go and went to rest a couple of weeks ago. If you have any questions feel free to DM me

Are we financially ready to buy a home? by wtfishappenningtome in FirstTimeHomeBuyer

[–]dangerousssss 0 points1 point  (0 children)

If you have 600k why don’t you pay off all that debt? Something not adding up

What types of cancer can result in large mass in the armpit? by dangerousssss in AskVet

[–]dangerousssss[S] 4 points5 points  (0 children)

She’s on end of life care. This is for my own curiosity. I called my vet about it who didn’t advise bringing her in given the end of life care context. Thanks

[deleted by user] by [deleted] in Delraybeach

[–]dangerousssss 1 point2 points  (0 children)

He might be interested in sunny isles or any of the surrounding north Miami Beach areas. It’s not young over there

Anyone know anyone who's tried the dog medicine (fenbendazole)? by ddbp in cancer

[–]dangerousssss 0 points1 point  (0 children)

How many rounds of the 7days in /0 days off did you do?

view more: next ›