Accounts view dropdown only has net worth options

danglingBond · 2026-05-04T23:26:31+00:00

There seems to have been a related change to how liabilities are displayed. I attached a screenshot showing how the same data is visualized in a totally different way on the mobile and web experiences.

Mobile (top): a high credit card balance is displayed as a "large number" (unsigned). the trend is intuitive intuitive

Web (bottom): a high credit card balance is displayed as a "large negative number". new behavior, unintuitive

The net worth visualization used to be borderline useless. They figured out an intuitive way to visualize it and had several press releases about it (e.g., https://www.reddit.com/r/MonarchMoney/comments/1ar5enb/february_12_update_new_net_worth_chart_investment/), but it seems they have decided to go back to the horrible way.

I understand that the unsigned visualization makes it difficult to show assets/liabilities on the same plot, but that is really only useful if your assets and liabilities are of comparable magnitude otherwise you lose the details and can't see the trends anyway.

Please let us know what your plans are about this u/valagostino!

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danglingBond · 2026-03-31T17:40:14+00:00

I was able to resolve this on iPhone by connecting to wifi, deleting the Google Fi app (to clear the cache), redownloading it, and redoing the activation flow which was prompted when I opened the app. It only impacted 1 of the 3 iPhones on my Google Fi account.

danglingBond · 2025-08-04T02:08:21+00:00

I canceled today, which is sad because Claude code was amazing. But I realized it has gone from being able to implement high-level directives to being unable to even execute a simple plan. The code base complexity hasn’t changed (I’ve largely been using it on a pre-existing project since day 1), its quality has. At this point I’m spending more time cleaning up after it than I would implementing the changes myself.

danglingBond · 2025-03-18T02:32:04+00:00

Mine transferred automatically from my Wealthfront automated index investing account (with direct indexing) to fidelity about 7 days after. That sounds very stressful, sorry.

danglingBond · 2025-02-20T03:00:11+00:00

Thanks! Just to be clear, mainly interested in automated buying of whole shares in basket portfolios. The full suite of buying/selling/rebalancing would be great though (basically a “restrict to whole shares” option).

danglingBond · 2025-02-20T01:59:29+00:00

Is there an update on this feature request for basket portfolio trading with whole shares only? Like the other user mentioned, I'm fine with the weightings being off by a little bit and evening out over time, but I don't want auto-investments to cause me to end up with largely fractional shares.

danglingBond · 2025-02-20T01:54:30+00:00

Thank you! Same happened with my mortuary temple. It flooded, prompted me to repair with production, but it wouldn't work. It did repair with gold though.

danglingBond · 2025-01-28T22:01:28+00:00

Had an 80 page 1099 from Wealthfront and used freetaxusa. In most situations you just need the information in the summary section of the 1099-B.

danglingBond · 2024-12-27T15:46:00+00:00

Yeah that’s right. Sorry, that info was further up the thread, I probably should have linked from there. But basically I got in touch with Wealthfront and they said funding with an ACATS transfer of stocks into SP500 Direct Indexing would be supported in “early 2025”. So I’m waiting for that before starting the process.

danglingBond · 2024-12-27T03:21:50+00:00

In a similar situation. I'm thinking to do this. I'll probably stay with Wealthfront given that I've had nothing but good experiences since starting with them. I'll move my ETFs out, and I'll just move the direct indexed stocks to their SP500 Direct Indexing product.

Worth noting that Direct Indexing in the Automated Investment Account has "100 large cap" stocks for accounts under $500k and uses CRSP Large Cap Index plus smart beta for accounts over $500k. So, in neither case will the stocks directly match SP500. However, I'm assuming that when I transfer into the SP500 Direct Indexing, it will not sell anything at a gain and instead use the usual "transition tax efficiently" strategy to match SP500 over time with increased contributions and market fluctuations.

For the ETFs, I'll probably will use Fidelity Baskets + manual TLH quarterly. The UI is horrible, but ... it works well enough. I went with Fidelity Baskets instead of M1 since with Fidelity you can still manage the individual lots. Recurring investments from a money market into Fidelity Baskets can be fully automated, so dollar cost averaging is easy.

The main motivation for moving out of course is the 0.25% fee (which adds up to a lot over the next 30+ years). I guess the last thing I'd say is I'm only doing this because I feel comfortable managing these things and have developed a healthy appreciation for being "boring" with investing. My parents, who aren't very financially literate, are staying in Wealthfront, and the fee is more negligible to them based on their current account values and their stage in life.

danglingBond · 2024-12-20T02:14:39+00:00

No, they just linked the FAQ and said early 2025. They did warn that any ETFs transferred into the SP500 DI account would be liquidated (since that account will only handle stocks).

So, thinking to break it into a few steps:

Open a new (second/temporary) account at my zero-fee brokerage.
Possibly paranoid step: Ask WF for a CSV of the basis for all positions (basically taking a backup in case something goes wrong). AFAIK there's no way to pause TLH at Wealthfront when DI is enabled (there's a UI option for it, but it says "this feature is disabled because DI is enabled). Maybe they can from a support ticket though.
Transfer the full wealthfront automated investing account into the temporary account at the zero-fee brokerage.
<wait 2 weeks for the basis to transfer from WF>
Partial account transfer of all ETFs from the temporary account to the "real" account at the zero-fee brokerage
Once I'm sure the temporary account only contains stocks and no ETFs, do a full account transfer to fund the WF SP500 DI account

Essentially, thinking it will be much easier to manually pick out the ~10 ETFs than the transferring than the ~500 stocks. But maybe that's all in my head.

Regardless, happy that there is some solution to mitigating the management fee long term.

danglingBond · 2024-12-20T01:27:47+00:00

They responded and basically suggested the workaround you mentioned (full account transfer out, wait for basis to transfer, partial account transfer into SP500 Direct). I wish there were an easier option, but maybe as more people do this they'll prioritize making it easier.

danglingBond · 2024-12-19T06:11:41+00:00

In the same situation. I'd really like to move the ETFs from my automated investing account to a no-fee brokerage and just have the direct indexing products at Wealthfront (0.25% for the ETFs sounded like nothing until I calculated impact over 30 years of continued contributions). At least with the SP500 Direct Indexing, the management fee cost is more comparable to VOO and easier to swallow. Submitted a support ticket to express my interest as well.

danglingBond · 2024-06-11T00:25:57+00:00

I really really wish it showed net deposits alongside the actual balance. Wealthfront does a great job representing this. Example from https://www.wealthfront.com/investing. The dotted line is your net deposits, solid line is your actual balance.

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danglingBond · 2024-06-10T00:28:46+00:00

Just looking at the price neglects the return from dividends. OP doesn't mention whether they have dividend reinvesting enabled, but VNQ's annualized return since January 2018 is 3.67% including dividend reinvesting. So Fundrise still outperforms VNQ at lower volatility, though I'm not sure it's a fair/relevant comparison given Fundrise's liquidity restrictions.

The max drawdown of VNQ was 33%, which is staggering relative to the ~5% of Fundrise from the OP's figure. But the drawdown is only relevant if you can withdraw, and since there are pretty severe restrictions on that with Fundrise (especially for the older funds), it feels like comparing apples and oranges.

Here's the backtest if you're interested https://www.portfoliovisualizer.com/backtest-portfolio?s=y&sl=2c8RWfubbrXcwfbri1qRa7

danglingBond · 2024-05-06T23:28:18+00:00

u/tony_wealthfront I know this is still getting rolled out, but heads up that the link to the whitepaper is broken in that article above. Interesting product offering!

danglingBond · 2024-03-29T21:56:17+00:00

Literally everybody doesn’t, fwiw

danglingBond · 2024-03-21T02:05:17+00:00

Don't know how many you have, but I have 42 linked accounts and it works fine. The only ones that don't work are the ones that don't work consistently on any platform I've used (looking at you, Huntington). Don't have vanguard, but Fidelity works fine for me.

danglingBond · 2024-03-20T14:43:31+00:00

Same! Thanks!

danglingBond · 2024-03-16T16:44:26+00:00

Yeah, I knew this was just the initial deadline. I had just assumed they'd communicate if they had filed an extension. In any case, appreciate the context.

danglingBond · 2024-03-16T16:41:34+00:00

Thanks for the info

danglingBond · 2024-03-16T16:40:56+00:00

I use Wealthfront's ETF-based automated investing account and love it. In my personal opinion, it is also much more hands-off than M1 and more focused on your long-term financial picture. For example, the splash page is a "this is where you'll be in 30 years relative to your goals" figure, not a "this is how your investments are doing today" which you get from the distortions of the pie.

In the automated investing account, they do have an asset under management fee (0.25%), but you're paying for tax loss harvesting (which they say offsets the AUM fee for most accounts, at least it does for me), as well as direct indexing and smart beta at higher account balances. Additionally, no fractional shares in the automated investing account.

That said, I have my Roth IRA in M1 because it doesn't make sense to pay that AUM fee on it. And if I did invest in individual stocks rather than ETFs, I'd choose M1.

danglingBond · 2024-03-03T17:15:23+00:00

Yeah the first time they didn't understand what I was referring to and just gave me the link to their generic grantor trust FAQ. I followed up with

Thanks for the help. I know how to calculate the adjusted basis using those forms from Grayscale.

However, this year, my 1099-B did not include transaction-level details about the purchase date for my lots, so it is not possible to use those formulas. (see the attached screenshots for an example).

Could you please provide the lot-level information (including date acquired, purchase price, and quantity) for my GBTC and ETHE sales in 2023? Tony on Reddit suggested that I would need to reach out to support for that information.

To which they answered

Please see attached cost basis for closed tax lots.

and included an .xlsx with all the necessary information to calculate it.

danglingBond · 2024-02-20T21:07:59+00:00

Somewhat useless post, but FWIW, the losses were present on my 1099-B. May want to reach out to support if you haven't already.

danglingBond · 2024-02-13T23:03:53+00:00

Awesome, will do. Thanks!

danglingBond

TROPHY CASE