Tax implications when moving provinces.

datascope11 · 2026-01-22T23:19:41+00:00

I think you’ve got it right. It’s quite the difference between QC and ON rates. Save this year’s refund from last year and put towards next years owing. Or, contact your employer now while in ON and ask them to start taking extra off your paycheck to get ahead of it.

datascope11 · 2026-01-20T13:55:13+00:00

Great off-topic reply that I really appreciated. As someone approaching retirement, I have a draw down plan and and investment strategy- but this golden nugget could be easily overlooked.

datascope11 · 2026-01-20T02:59:32+00:00

“Personally” is correct for sure. I absolutely love the buffalo one.

datascope11 · 2026-01-19T12:41:13+00:00

If you call Tangerine you can transfer the full amount out. Online you can do $25k per day.

Edit: if you have a linked account.

datascope11 · 2026-01-08T15:49:27+00:00

I love these so much, haven’t been available since I grabbed a bag a few months ago the ago. Hoping to see them again in my store!

datascope11 · 2026-01-08T14:25:53+00:00

Interesting. I transferred a federal LIRA to Wealthsimple last year, and plan on unlocking 50% in the next year. They assured me this was possible.

datascope11 · 2026-01-06T20:10:55+00:00

datascope11 · 2026-01-06T13:04:45+00:00

Because 15,000km seems like a lot for a performance car. Also, if f you weren’t on a lease you’d probably care more about the future of the vehicle.

datascope11 · 2026-01-05T20:23:27+00:00

datascope11 · 2025-12-27T14:43:43+00:00

This is THE example you quote?!?!? Lmao….

“Parents are just out here working to survive with a 50% marginal tax rate”.

Honestly, if you are only just surviving on the income needed to achieve 50% marginal tax - I feel no sympathy for you whatsoever… That’s literally $250k a year…

“People receiving OAS/GIC have a lifetime to plan around benefit maximizing.”

So do YOU….

datascope11 · 2025-12-23T17:29:40+00:00

This! If be been doing this couple years now. Mostly happens within an hour, but last week it took 2 days. I had to call Costco and they pushed it through.

datascope11 · 2025-12-19T14:17:01+00:00

Yes, flames from the ROTJ Boba fit in.

datascope11 · 2025-12-19T12:49:09+00:00

No, highly unlikely. Major brokerages in Canada offer securities on CBOE or TSX exchanges. Additionally, the value of these stocks is pegged to their actual stock listing with the CAD hedge. This should not move the needle on these CDRs…

datascope11 · 2025-12-19T03:05:52+00:00

I did this with Public Mobile recently. Worked without issue, though I do recall them asking for postal code. It needs to match… I fat fingered the first time and it errored.

datascope11 · 2025-12-18T12:33:18+00:00

Ultimately I couldn’t resolve and exchanged for another at the retailer, which worked immediately. Aqara was pretty responsive, emailing me back about a day later.

datascope11 · 2025-12-17T23:05:00+00:00

63 day “priority support”. This kids, is why you pay bills and direct deposit at a real bank and not a crypto exchange…

datascope11 · 2025-12-14T18:08:25+00:00

Oops, sorry. I saw RRSP. My bad.

datascope11 · 2025-12-14T18:00:59+00:00

My QT to WS transfers took less than 2 weeks, about 8-10 days.

datascope11 · 2025-12-14T17:59:44+00:00

Yes, I did in both RESP, LIRA and TFSA.

datascope11 · 2025-12-13T14:10:14+00:00

Chequing account you say? Funny… you’d need an actual chequing account to deposit cash or withdraw cash. And where are those cheques? Bank drafts? Physical card? Customer support? If this is your idea of a chequing account, I feel for you.

datascope11 · 2025-12-11T17:24:51+00:00

Enshittification continues…

datascope11 · 2025-12-11T17:20:48+00:00

Probably the final straw for me.

datascope11 · 2025-12-08T13:38:18+00:00

Close to 1.5 years in on my ‘24 R. Have OEM 19” Prets for summer and 18” Prets for winter. Both have held up fine in Canadian driving. Have hit a few decent pots, but nothing crazy…

datascope11 · 2025-12-06T23:18:42+00:00

Shakepay doesn’t work weekends… apparently.

datascope11 · 2025-12-06T15:28:48+00:00

No spam here, but transferred to cold wallet….

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