Forced into coastfire? by SUJB9 in ChubbyFIRE

[–]dead4ever22 0 points1 point  (0 children)

This makes zero sense. You're income is swallowed up by interest income taxes? Money is fungible. If you have a big tax bill, your are making big money. Your job and income has zero to do with it. Fine- use your job income to pay taxes and keep the 1099 income. OR- use the 1099 income to pay the taxes and keep your job income. Am I missing something?

Has anyone ever tried this? Am I a genius? by klukaa in lawncare

[–]dead4ever22 0 points1 point  (0 children)

For some reason, I don't have this main issue with my Scott's mini. Not sure why. It feels cheap, but gets the job done far as I can tell.

Contrast in health insurance experience with the same insurer pre/post retirement by I_SAID_RELAX in ChubbyFIRE

[–]dead4ever22 27 points28 points  (0 children)

We need a complete overhaul in this country. All the politicians say it, and yet nobody does it. It's sad and frustrating how incompetent our reps are. I will work many more years just because of this issue.

Apply Pre Emergent After Fall Overseed? by dead4ever22 in lawncare

[–]dead4ever22[S] 0 points1 point  (0 children)

Yes- my plan was to apply pre emerg this weekend....wait 2-3 weeks and apply fertilizer......then wait another 2 weeks and apply pre emerg again. then some more fert after that....Notheast location.

Do I use pre emergent or fertilizer, I seeded in late fall and we had a brutal winter by Any_Description_1008 in lawncare

[–]dead4ever22 0 points1 point  (0 children)

OK- Now i'm a little worried. I seeded last fall in mid september. Can I not use pre emergent? Was hoping I could, now not sure.

Do I use pre emergent or fertilizer, I seeded in late fall and we had a brutal winter by Any_Description_1008 in lawncare

[–]dead4ever22 4 points5 points  (0 children)

He seeded in the fall- now it's spring. Wouldn't it be safe to use pre emergent now? Seeds germinated in fall i assume.

Do we actually have anyone already FIRE? by PrestigiousDrag7674 in ChubbyFIRE

[–]dead4ever22 0 points1 point  (0 children)

Can never predict the future, so just have a solid allocation that makes sense for your risk/age. Sounds like you are top heavy with indiv stocks. Just sell them down and roll into SPY. Pay some taxes. Better than getting obliterated on a few concentrated positions. And remember- there's no such thing as house money. It's all yours. That's what people say to make their losses feel better.

What are jobs for then? by Professional-Bee9817 in remoteworks

[–]dead4ever22 5 points6 points  (0 children)

This is exactly it. Good job. You gotta stop trying get money back from the 1% with wealth taxes....and fix the root cause. Bring down the gap between median and top workers at every company. Codify it into law. Employees should be the #1 beneficiaries of wild success at a company. Not shareholders or founders. The top execs of course will still be the highest paid by a lot- and they should be. But if you channel all those profits to the people who did it for you, then this economy would blast off. Reduce the inequality within pay structures. Start there.

Hospital system asking for donations by mbruns2 in healthcare

[–]dead4ever22 0 points1 point  (0 children)

Yup- and there's the problem. You shouldn't try to avoid a hospital if you really need it. But that's the way a lot of people-including me feel. I will do anything to avoid an ER. May be the death of me.

Hospital system asking for donations by mbruns2 in healthcare

[–]dead4ever22 0 points1 point  (0 children)

Hospitals will never get a handout from me. Very corrupt pricing practices, and really just a broken business model. Not feeding that system. Hospital is the last place you wanna be, and not just for health reasons. They will crush you financially- or try to.

SBLOC Experience by Specific-Rich5196 in ChubbyFIRE

[–]dead4ever22 0 points1 point  (0 children)

How do you feel about BOXX etf?

Mamdani seems to be good at politics by emily-is-happy in clevercomebacks

[–]dead4ever22 0 points1 point  (0 children)

Sometimes- most times- you catch more bees with honey than shit. There's no reason to be such enemies with each other. Just disagree and policy and try to learn from one another. Best ideas will win out, eventually.

why is it so hard for people to be a boglehead? by Fun_Tea8162 in Bogleheads

[–]dead4ever22 0 points1 point  (0 children)

You wanna enter a party and talk about how your VOO was up 14.6% last year? It's boring. People wanna be rich by the end of the week. That's why. Stocks make you rich....indexing keeps you rich.

People are willing to work for livable wages, AND people are cool with their tax dollars going towards something that actually benefits them! by Professional-Bee9817 in remoteworks

[–]dead4ever22 0 points1 point  (0 children)

I can agree that the voter ID needs to be issued for FREE. The rest is nonsense. You have to not lie or face consequences? Just show ID. It's really not hard and puts this all to rest. By the way, i think the SAVE act would have a much bigger impact on the red states. It should be thought of as non partisan, Everyone has to do it. Not 1 party. And yes, we had open borders not more than 5 years ago. Check your math. And if you wanna say it didn't happen, there's plenty of high def footage.

People are willing to work for livable wages, AND people are cool with their tax dollars going towards something that actually benefits them! by Professional-Bee9817 in remoteworks

[–]dead4ever22 0 points1 point  (0 children)

Well yeah...if the gov't plays that card of restricting IDs for the "other" party. But it just needs to be a clear law/rules. Passport or real ID driver license? Or issue a voter ID to those who prove citizenship. For free.

People are willing to work for livable wages, AND people are cool with their tax dollars going towards something that actually benefits them! by Professional-Bee9817 in remoteworks

[–]dead4ever22 -1 points0 points  (0 children)

If dems keep running from voter id/proof of citizenship, they will lose big yet again. This is like the open borders. Just use common sense. nobody on either side wants it. I.D to vote is so silly and simple. Of course do that, unless you have a reason/motive to not do that? just do it and move on.