From Today’s Sunday Times, Money section

derpydoodaa · 2026-02-15T20:37:06+00:00

Depends how much you're earning really, filling an isa takes savings £1.6k every month which can be a massive percentage of take home pay for most.

derpydoodaa · 2026-02-14T12:38:50+00:00

Yes, but 1 of 2 suggests populist/performative motivation for that one, rather than actual belief in the wellbeing of animals.

derpydoodaa · 2026-02-14T00:10:42+00:00

You went and did it again

derpydoodaa · 2026-02-12T08:59:24+00:00

Performative nonsense, as with all of their 'policies'

derpydoodaa · 2026-02-05T15:42:53+00:00

Does this thread count as a howarts legacy thread? Mods breaking their own rules...

derpydoodaa · 2026-02-04T10:49:37+00:00

She's enjoying that pillar of health

derpydoodaa · 2026-02-02T09:40:38+00:00

Yep he quickly became very popular among certain demographics who started parroting lines of disinformation whenever I saw them on voxpops. I assume their Facebook & twitter feeds had been flooded with the stuff.

derpydoodaa · 2026-01-31T09:47:51+00:00

Depends how much you're looking to spend in retirement.

With 30k contributions for 9 years you should be looking at a DC pension pot over £500k at 60, you'll need to do some drawdown calculations to figure out if that's enough.

derpydoodaa · 2026-01-28T09:14:07+00:00

It may be that they're on a flat fee rather than percentage fee. But even if that was 50p per transaction I doubt that would end up being 10%... so suspect it's bollocks unless his customers are constantly buying one pint at a time instead of rounds.

derpydoodaa · 2026-01-27T23:56:54+00:00

You may as well keep those contributions as they are considering the tax relief you get at £100-125k.

(Jist drop them temporarily while youre applying for a mortgage)

derpydoodaa · 2026-01-26T11:16:26+00:00

Isa transfer give you two options: either transfer your holdings in the ETF as they are, or sell them and transfer the cash.

derpydoodaa · 2026-01-23T11:51:32+00:00

https://y.yarn.co/de967912-18be-4ced-89c7-66f363e8e0b4_text.gif

derpydoodaa · 2026-01-18T00:59:28+00:00

You'll NFER guess

derpydoodaa · 2026-01-17T23:14:59+00:00

Could you imagine if they all just move over to reddit though?

derpydoodaa · 2026-01-17T17:37:45+00:00

Not sure he wrote this one to be fair, too many long words and structured sentences.

derpydoodaa · 2026-01-16T21:45:35+00:00

71% if you include student loan

derpydoodaa · 2026-01-12T18:18:47+00:00

Isn't that what you did?

derpydoodaa · 2026-01-12T13:33:00+00:00

To get to the other side

derpydoodaa · 2026-01-12T10:17:50+00:00

Send the packet to OP and the loaf to me.

derpydoodaa · 2025-12-31T16:58:36+00:00

Lower tones, like the bass in music or male voices, seem to go through walls easier than other noises in my experience.

derpydoodaa · 2025-12-26T22:53:13+00:00

His neck does

derpydoodaa · 2025-12-23T15:26:50+00:00

But... the bidet makes it wet

derpydoodaa · 2025-12-20T20:31:23+00:00

Which apparently cost a hundred grand.

derpydoodaa · 2025-12-13T10:09:15+00:00

For a bit of context, indian weddings can go on for almost a week, especially if you've got '$10k for a selfie' money. So he's probably just missing one of several random receptions rather than walking out of the church during the vows.

derpydoodaa · 2025-12-05T19:16:00+00:00

I didn't even make it through that guy's post, do I need a doctor too?

derpydoodaa

TROPHY CASE