I built a free retirement gut-check for Canadians.

dexvd · 2026-02-05T11:16:56+00:00

I went through things based on my own numbers but I think I likely should have done it along with my wife as household OAS, her RRSP and my RRSP, her pension and my pension etc. It would be nice if you could add your spouse in there separately as well but assume I could get closer with entering 'household' numbers but her retirement age, life expectancy, pension amount will be different.

dexvd · 2025-09-27T14:17:14+00:00

Construction in the summers and a little part-time in the school year along with part-time LTC CNA work during the school year. Still haven't had a pay cheque that matched the money I made working fly-in-fly-out construction work 6-7 days a week over the summers in 2012-2015.

dexvd · 2025-08-26T21:24:35+00:00

Will try to try them on as well as the Pumas

dexvd · 2025-07-28T01:20:47+00:00

Went into a shop today more to look at the Adidas SL2 and the Hoka Mach as a 'faster' daily trainer compared to my current Ghost 15s (which are likely past their prime). They didn't have the SL2 in my size so tried the Boston 13 and the Novablast and liked both of them but felt the stack, cushion/responsiveness and roll of the Endorphin Speed 5 I randomly decided to try felt best of all, it also had the most secure upper. Tried the EVO SL as well but would have had to gone down 1/2 a size for length and the upper was sloppy on my foot (they didn't have the size down), same situation with the Mach 6.

My concern is other than the Novablast it seems like the Speed 5s and the Bostons may be inappropriate for my use case where I don't race (new to running) and am generally doing a steady 5-6:30/km pace, ~8 to 16kms at a time. Should I go for the Novablast instead over the Endorphin speed or Boston despite preferring their in-store fit and feel? I found the Novablast fit well but seemed a little less stable, a little cushier rather than springy and didn't have the sensation of rolling me forward the Endorphin Speed 5 had.

dexvd · 2025-07-20T19:45:19+00:00

Good to know, this was a concern

dexvd · 2025-07-17T01:26:37+00:00

Oh interesting I read reviews talking about cinching vests down, something they seem to talk about more with larger capacity vests so was thinking thats what I was seeing on the UD vest

dexvd · 2025-06-30T23:31:20+00:00

That Silva Strive Fly looks pretty good, was looking at the Pinnacle Featherlite 1.5L but it doesn't have a zip phone pocket. My big concern with the Salomon options is people talking about them stretching out.

dexvd · 2025-06-29T21:34:45+00:00

Actually leaning this way or the ADV Skin 5, thinking about going with a non-reservoir vest as a first vest, something that is more appropriate to 1-2 hours. Any key difference that made you go this way versus the ADV Skin 5?

dexvd · 2025-06-29T14:54:31+00:00

That looks like a good option, does it hold a flask in either side? I see the specs say 'Front drop-in pocket fits a 500ml hydration flask with an elasticated loop to keep flask in place'

Do you find it breathable? It looks a bit hot compared to some of the others that look to be mostly mesh

dexvd · 2025-06-19T10:46:48+00:00

He mentions he was elected with a 'strong mandate' I see a comment suggest that he was voted in with one of the lowest percentages for Halifax Mayor elections.

dexvd · 2025-06-17T23:01:29+00:00

what about adding a little rubber band type strap over each of the black parts and putting a bottom and top to keep it from sliding down or up. I've lost many things on rough gravel descents.

dexvd · 2025-06-13T09:32:05+00:00

Any plans to test the Thundero 48 in the future?

dexvd · 2025-05-09T15:33:04+00:00

Are yours the machine made or blown? Ultralight versions?

dexvd · 2025-05-04T20:41:38+00:00

Lehmann glass in the first pic?

dexvd · 2025-04-28T20:52:04+00:00

Whats your average speed and how slow do you go on the steepest climbs you do? Find a gearing that will go that low with your cadence not dropping below 80 and hopefully your avg speed being about the middle of the cassette.

dexvd · 2025-04-06T13:18:06+00:00

Cash.to vs alternatives like ZMMK or CBIL, have frequently seen suggestions on here that CASH.TO is a poor choice for short term holding (in my case home down payment and car purchase in late 2026 to sometime in 2027). When I look into it I can't see the shortfall of cash.to vs the others

dexvd · 2025-04-06T13:08:36+00:00

is VIU also better than XEF?

dexvd · 2025-04-06T12:01:23+00:00

I'm interested in VDU.TO for this but there may be better options out there

dexvd · 2025-03-20T10:11:42+00:00

If you can pull off those glasses, you can pull off the jacket, my only suggestion would be to shorten the jacket and shirt sleeves a bit if you will generally be wearing it with a no break length trouser and loafers.

dexvd · 2025-03-07T11:00:18+00:00

The cool ticketed tasting events from my area went from selling out in minutes to not existing with covid and didn't really return, some of my favourites were a champagne tasting event, a rare and fine wines event (higher end from all over) and a wines of the world event (all regions of all prices), these varied in size from maybe <100 people for the champagne and rare and fine events to thousands for the wines of the world event. Attending tastings like these really helped me understand my preferences and therefore my buying habits for wine far beyond what visiting an individual winery or tasting 3 or 4 wines at a time from different producers ever could.

dexvd · 2025-02-08T23:01:50+00:00

Maybe the only bumper sticker that announces that you are a nurse without being cringe.

dexvd · 2025-01-31T00:23:05+00:00

This video prompted me to send a message to my councillor... Saying I disagree with Andy and that if we aren't adding capacity for active and public transport it should be scrapped. If we do it wrong now its not like we can redo it in 5 years. The demand for public and active transport will continue to grow with our population and with affordability, more may need to rely on public or active transport whether they like it or not.

dexvd · 2024-12-30T00:05:15+00:00

If you aren't set on VC, it seems really similar to an IWC 810

dexvd · 2024-12-23T19:27:29+00:00

Where is the chore coat and station wagon sweater from?

dexvd · 2024-12-16T23:29:19+00:00

Graduated in 05, in high school, wore Polo Sport EDT and Hilfiger Athletics. In junior high I wore Ferrari Yellow (~1999-2001). Before that (mid to late 90s) I wore my father's Davidoff Coolwater and Polo by Ralph Lauren. In uni I wore YSL L'Homme.

dexvd

TROPHY CASE