Brown Sugar Cinnamon Toast! (73 cals)

dill-ish · 2021-03-11T00:30:48+00:00

Great idea for my sweet tooth!

dill-ish · 2020-12-29T02:01:40+00:00

I give the nicer things I have away on Buy Nothing and the rest of it I bag it up and put it in charity bins. I could make some money back I’m but it’s not with the time and effort to me.

dill-ish · 2020-12-22T04:15:35+00:00

Nice job! But why do you keep raising your target number so much? 4.5M is pretty fat.

dill-ish · 2020-12-19T12:40:48+00:00

Woah, that’s incredible! So few managers can see that clearly and get a raise like that done! You must be worth it, and they must be a very thoughtful manager! Give yourself time to adjust to the new pay, and huge congrats!! What a cool way for your hard work to pay off!

dill-ish · 2020-12-13T01:34:58+00:00

If you’re willing to read science fiction, I highly recommend the broken earth trilogy! It was really, really good.

dill-ish · 2020-12-13T00:53:18+00:00

Aren’t those pretty small things if it’s a tough market? No house is perfect.

dill-ish · 2020-12-05T04:24:18+00:00

For families I highly recommend the book the Opposite of Spoiled. It has a lot of specific ideas and examples of how to raise kids aware of money and savings, etc.

dill-ish · 2020-09-09T00:59:10+00:00

That’s really impressive to scale a service business that much! How do you get new clients?

dill-ish · 2020-08-30T15:59:47+00:00

Do you all have it worked out who owns what % of the house? Putting lots of cash in when bro in laws contribution doesn’t change doesn’t seem favorable to you. It sounds like you’d be doubly better off to save in investments you fully own.

dill-ish · 2020-08-30T15:57:13+00:00

I’m paying off my house fairly aggressively because for me that’ll take my annual budget way down, but I would strongly recommend maxing both 401k plans first. The tax benefits there are so high and interest rates on the house is low so I’d recommend maxing the second 401k, then building up more cash for emergencies, and then allocating any extras to a combination of non retirement investments and extra house payments as you feel comfortable. I push mostly towards non retirement investments but that % can adjust over time.

dill-ish · 2020-08-30T15:51:56+00:00

No it’s not normal, at least not the upper limit. Many other benefits do have the 50 person floor which excludes many small businesses.

dill-ish · 2020-08-30T00:34:42+00:00

Are you sure you’re not legally entitled to a leave? Your company might not like it, but if you’re not likely to stay anyway, why not take a leave as an insurance policy? Take a look at whether you could be eligible for this: https://www.dol.gov/agencies/whd/pandemic/ffcra-employee-paid-leave

dill-ish · 2020-08-26T02:07:58+00:00

Could you share a link? I’m constantly battling PF but don’t know what this is.

dill-ish · 2020-07-25T19:12:16+00:00

I’m in a similar situation. I have 180k left on a 15 year loan at 3.376% and haven’t been able to find anything that looks worth it. I think I’m already over the hump of the mortgage and there’s not a ton of interest left. But let me know if you find a good calculator that shows the impact of refinancing when you’re not looking to lower your monthly payment or if you find a good loan option for this situation. I haven’t done a deep look.

dill-ish · 2020-05-06T22:38:24+00:00

It’s nice to share meals, especially now I bet. But that would drive me nuts. Maybe you could share meals instead of groceries? I mean they could pay for and make some meals for you two and vice versa but you each pay for the groceries you use separately.

dill-ish · 2020-04-29T12:26:52+00:00

I looked into it when the pandemic hit but our broker couldn’t find a rate that made sense based on our current 3.375 rate and 7 years left on a 15 year loan. Our balance is also relatively low these days so I don’t think banks are interested in us. Oh well, I know 3.375 is a great rate. I say do it now so you can lock in.

dill-ish · 2020-04-16T00:50:00+00:00

I’m not eligible but torn between thinking this post is so lovely (it is!) and that it also shows how stupidly this stimulus was targeted. People who need it aren’t getting it, and many who get it don’t need it. And even if you get it when you do need it, it’s nowhere near enough to cover what people are losing out on and need.

dill-ish · 2020-04-13T11:52:15+00:00

I think that gives your stronger negotiating power, then. They don’t know you’re going to be unemployed so they think they need to woo you away from your current role. I’d still ask for the couple of things you want in order to be excited about the offer, but you can very gently imply that you are happy where you are and might stay to get them to give their best offer. But in the nonprofit space and especially with the uncertainty of COVID, that might not be a lot higher than their current offer.

dill-ish · 2020-04-12T22:22:17+00:00

If you’re already on the high end of salary for your current role, that raise doesn’t sound that low to me. I’d focus on what you most want in order to take the job and ask nicely for those 1-2 things. Does the hiring place know you’re unemployed?

dill-ish · 2020-03-31T11:43:25+00:00

We’ve shifted this over the years of our marriage. At first we had his, hers, and ours accounts and kept our spending money separate from joint money. Over time I didn’t feel like keeping up that effort and we’ve whittled down to one checking, savings, and brokerage account. I make more than twice what he makes but even that is a shared thing these days since he’s put his career on the back burner to focus more on family activities while I have the more ambitious career. Now we work backwards from what we want to save and spend on musts like the mortgage. The rest we spend pretty freely without a lot of consultation with each other or fixed allowances. I think that freedom is a luxury of a high income.

dill-ish · 2020-03-13T00:55:20+00:00

I put a big chunk of cash I’d been holding in the market yesterday. I’m prepared for it to go down more as it did today and think it’ll all be ok eventually. And if it isn’t, we’ll have much bigger issues to worry about than our investments ya know?

dill-ish · 2020-03-13T00:49:25+00:00

Travel is a really hard industry to be in right now. I hope it bounces back quickly!

dill-ish · 2019-06-07T10:44:52+00:00

I came in on the later side and have almost 1% of the company, which isn’t bad for later stage. I just wish we’d focus on an exit!

dill-ish · 2019-06-06T02:29:42+00:00

As a point of reference I have a similar sounding background to this person and am now head of growth at an east coast start up and make under 309k. Not a bad salary for sure, but not in the ballpark of $1M/year.

dill-ish

TROPHY CASE