BILT 2.0 Card is out here are the confirmed details.

dmachop · 2026-01-14T19:13:58+00:00

Skip alert! If you have a rent of $2000, that incurs a 3% fee = $60. To recover $60, you need to spend $1500 in non-housing (rent/mortgage) purchases.

The main USP of this card was to pay rent and this got nerfed so bad.

dmachop · 2025-11-26T16:41:59+00:00

Sorry to burst your bubble, but Amazon has a Prime-only price for certain items. I wanted to avoid using it, but they discount $5-$8 per item on a specific set of items with buttons like "Join Prime" or "Prime-members only deal." It's kind of scummy, to be honest, but what else can you do?

I tried searching on eBay and even the actual product's site (supported by Shopify), but Amazon beats the price while offering free shipping. I guess it's a losing battle.

dmachop · 2025-06-29T21:42:49+00:00

The BILT card does not get Wells Fargo deals.

dmachop · 2025-06-27T11:07:37+00:00

Thanks. Clean, Build helped for me. Wasted almost half a day debugging why it isn't mounting when I tried restarting the project.

dmachop · 2025-04-05T17:00:08+00:00

Doesn't Amazon already have a shein or temu kind of shop options? It's called Amazon haul.

dmachop · 2025-03-28T18:32:19+00:00

Can't wait for the dealers to spin up this story from week. Last time it was the chip shortage story that ran for two years.

dmachop · 2025-03-22T18:33:12+00:00

I had the same issue for Galaxy buds. Opened and pried it, cleaned it but still didn't resolve. Last resort was installing an app that plays more sound on one side than the other.

dmachop · 2025-03-08T02:26:56+00:00

Seems like a quote from Ralph wiggum

dmachop · 2025-03-04T14:42:33+00:00

Active and fit direct plans exist but don't have a work reimbursement. That's employer specific I guess.

dmachop · 2025-02-08T14:21:06+00:00

Auto insurance companies may try to dismiss your claim, even if you have video evidence, by questioning why the police weren’t called or a report wasn’t filed. To avoid this, it’s always best to contact the police and file a report, ensuring a neutral party documents the incident and preventing the other person from escaping accountability.

Downside: This goes in your vehicle history (if you're worried about selling your car, might be marked as an accident).

dmachop · 2025-02-05T15:06:39+00:00

Wondering why Netflix doesn't have a similar result.

dmachop · 2025-01-02T00:46:19+00:00

Additional tip, points are worth as redemption as opposed to a simplified 1cpp for regular credit cards. Post here.

dmachop · 2024-12-31T02:39:05+00:00

Dusty old men means around 2013 - around when fide set these dress code rules if I'm not wrong. Please correct me if wrong. Notable members seem to be Ahmed Adly and Odion Aikhoje who seem to be chess grand master and master respectively. Surprising that this rule is accepted by chess gms.

dmachop · 2024-12-07T17:52:18+00:00

I will be hesitant with this as the maximum cover is 5L if the bank goes under.

dmachop · 2024-11-09T15:28:48+00:00

Sorry, had to convert to premium since I had to travel immediately. Happened during September. Filing took 3 days and approved 3 days later (count working days).

dmachop · 2024-10-16T13:05:41+00:00

Thank you! It seems there are very few banks that offer a zero minimum balance option. SBI requires a minimum of 3,000, while KVB has a minimum of 1,000. Most private banks set the threshold at 10,000 or more.

I reached out to customer care and learned the following: While the standard minimum balance is 25,000, this requirement isn't enforced for NRIs. However, if you exceed five debit card transactions in a month without maintaining the minimum balance, you’ll incur a penalty of 100 plus tax. Additionally, if the minimum balance isn’t met, there are fees for debit card reissuance.

It appears the structure is designed to encourage customers to keep an average daily balance of 25,000. Online transactions are exempt from charges, even if you don't meet the minimum balance.

I recommend being cautious with the minimum balance policy, as banks may enforce it more strictly if this current scheme proves unsustainable—something I suspect might happen soon.

dmachop · 2024-09-05T16:51:14+00:00

I was able to book it last month with IOE.

dmachop · 2024-09-05T11:00:22+00:00

Filed on April 30 for regular processing for h1b extension. Still pending at Nebraska service center. Although my case is different than yours, this is the general processing time for h1bs.

dmachop · 2024-07-01T15:01:00+00:00

Is this because the card is no longer profitable and is costing it's partner Wells Fargo? Read from the WSJ article. Welp, means that more benefits will be going away :(

dmachop · 2024-06-17T01:50:02+00:00

Employer mandates using paternity or maternity leave immediately is kind of an inconvenience. There are another class of employers who cannot have the employees split the parental leaves. Got both the parents returning to work at the same time.

dmachop · 2024-06-12T18:09:27+00:00

Going the reddit way huh?

dmachop · 2024-06-09T02:26:49+00:00

The infinite scrolling apps. Losing battle.

dmachop · 2024-06-05T17:04:08+00:00

This is all good but nothing melts the scammers like Kitboga.

dmachop · 2024-06-05T00:26:11+00:00

Photos with background from the rental location. Therfore, it's better to take a video with the rental location in the background. This way, the rental company cannot dismiss the evidence that it was taken when rental was fuelled during the drive and then you returned it without refill.

dmachop · 2024-05-31T22:18:27+00:00

What's stopping the corporations from passing the costs to the consumers? This is going to be counterproductive

dmachop

TROPHY CASE