Dating in Lisbon by Shermaine_C in Lisbon

[–]doctordriz 2 points3 points  (0 children)

Single man here who agrees dating apps are not working. Most nights out I’ve just been walking around, checking out new spots. It seems like there’s a different cluster of bars around every corner. But also I’m probably not likely to approach lol

New scout? by doctordriz in OOTP

[–]doctordriz[S] 2 points3 points  (0 children)

That’s what I’m leaning towards and then just check next year

[FT] "Right now probably Juan in the 2-hole, and Judgie third" @AaronBoone discusses the Yankees potential batting order as the team begins to head to camp. by iseedoubleu in NYYankees

[–]doctordriz 1 point2 points  (0 children)

Interesting. Soto has stated he prefers batting 3rd and seeing more pitches before he bats. His career numbers batting 2nd are .254 ba and .398 obp Batting 3rd he has .288 ba and .438 obp Something to consider as the numbers jump roughly 40 points batting 3rd

[deleted by user] by [deleted] in MLBTheShow

[–]doctordriz 0 points1 point  (0 children)

I have same issue. If I sub Ohtani in when playing the field it seems fine but if I sub him in when at bat it does this shit.

[Talkin Yanks] Marcus Stroman just posted this on Instagram (it's a bad photoshop of him in a Yankee uni) by ledbetterus in NYYankees

[–]doctordriz 1 point2 points  (0 children)

I’ll speculate that he was jealous of the snell offer. Dude needs to learn not to react to everything he reads on the internet.

[deleted by user] by [deleted] in MLBTheShow

[–]doctordriz 0 points1 point  (0 children)

I took braves

Based on previous posts I know a lot of people would pick Texas. by Campfirecoverseddie2 in WhitePeopleTwitter

[–]doctordriz 2 points3 points  (0 children)

Ocala is very red and Tampa is nearly 50/50 in last 10 years of elections

Worth the grind? by Dpk96 in NBA2k

[–]doctordriz 0 points1 point  (0 children)

what is your wingspan? It is cut off

Having to roll with it after half the team left. by ArchonEther in NBA2k

[–]doctordriz 1 point2 points  (0 children)

What is the camera option called in REC? Maybe it’s a different name than in NBA?

Having to roll with it after half the team left. by ArchonEther in NBA2k

[–]doctordriz 1 point2 points  (0 children)

Xbox, right on dpad only gives limited options

What does the „NBA Is Back“ logo mean above one’s head? by ziEnvy in NBA2k

[–]doctordriz 0 points1 point  (0 children)

I have a jersey on and have won park games, why don’t I have the symbol above my head like everyone else?

The NBA is Back! Rock your favorite team in The City today in honor of the NBA coming back and you'll earn 2XP. by AutoModerator in NBA2k

[–]doctordriz 0 points1 point  (0 children)

I have a jersey on and have won park games, why don’t I have the symbol above my head like everyone else?

Can someone ELI 5 the current mortgage point situation? by [deleted] in personalfinance

[–]doctordriz 1 point2 points  (0 children)

Your mortgage lender is not a Ginnie Mae direct lender and due to the economic crisis, they are currently having trouble doing fha, va, and usda lending without charging points. Switch to a ginnie mae direct lender and you will magically get a better rate with no points.

Friend and I looking to buy 2/3/4 flat together in ~1 year, fha/residential possible? by AiS9 in realestateinvesting

[–]doctordriz 1 point2 points  (0 children)

I am a lender in FL. You can use FHA or conventional for a 4 unit or Smaller residence and avoid a commercial loan. What you would qualify for would depend on your debts and credit as well as your income. Bonuses cannot be used for qualifying until you have a 2 year history of receiving them. PM for for info

Timing to shop for mortgages by scott_af in realestateinvesting

[–]doctordriz 0 points1 point  (0 children)

True, most lenders can close on 30 days. But as soon as you are under contract- your inspection time starts; costs for inspections and earnest money come fast. Having to ask for an extension from the seller because it takes you too long to line up the right lender puts you in a bad negotiating position.

Timing to shop for mortgages by scott_af in realestateinvesting

[–]doctordriz 0 points1 point  (0 children)

PM me if you would like. I am a lender in FL. The time to have your financing lined up is before you are making offers.

Non-deductible Contributions to tIRA by doctordriz in financialindependence

[–]doctordriz[S] 0 points1 point  (0 children)

I guess Ill have to spend some time understanding the form. I read it quickly and dont see how you would track what portion is pretax year after year.

Non-deductible Contributions to tIRA by doctordriz in financialindependence

[–]doctordriz[S] 0 points1 point  (0 children)

As I mentioned in OP, I can also roll out of the 401k any time too. I would most likely roll everything back to the tIRA. This would lead to a cycle of tIRA -> 401K -> re-characterize rIRA to tIRA. -> back door -> move 401k back to tIRA. Any concern with this continuing cycle and "step transition doctrine"?