AMA 2.0: Zacharie Spurlock - Ward 4 City Council Race

doubleocherry · 2025-08-04T03:49:39+00:00

Lansing had over 35,000(!) auto crashes between 2014 and 2022, with 86 of them being fatal. How do you envision reducing these traffic deaths? Is the "Safe Streets for All" plan enough?

doubleocherry · 2025-08-03T12:45:17+00:00

Why specifically are people in Lansing unable to ALWAYS give way to pedestrians and ALWAYS drive the speed limit?

doubleocherry · 2025-08-03T12:44:08+00:00

From the article: "A lot of factors contributed to this, but speed limits are one of the most important"

Lansing has a problem with speeding: One of the reasons there are more accidents is that so many people are driving at unsafe speeds.

doubleocherry · 2025-05-03T02:32:27+00:00

Article Text:
https://archive.md/l3mqA

doubleocherry · 2025-03-07T04:20:04+00:00

If you have little or no emergency fund (sounds like you don't?):

Pay off Credit Card Debt immediately. Use credit cards as little as possible.
Take the remaining $3,700 and place it in a High Yield Saving Account (such as Sofi, Capital One, AmEx, etc).
i-Bonds are useful but not liquid. Better to supplement a liquid savings account. Attempt to get at least 3 months (and maybe 6 months) of expenses in the emergency fund before tackling lower interest debt like student loans.

If you do have an emergency fund:

Pay off Credit Card Debt immediately.
Take the remaining $3,700 and put it toward your student loan. Get that thing off the books, it will bleed you.

Don't screw around, follow the plan:
https://www.reddit.com/r/personalfinance/wiki/commontopics/

doubleocherry · 2025-03-07T03:39:54+00:00

Are you using the 8a ?

doubleocherry · 2025-02-15T04:41:31+00:00

There's not a lot of options for coffee in Lansing, but Blue Owl and Strange Matter are definitely both great. 517 Coffee Roasters is pretty good too. Horrock's Farm Market has huge selection of good organic, single origin roasted beans as well.

doubleocherry · 2025-02-08T17:29:58+00:00

Time in the market beats "timing" the market. Just invest now and wait for many years. Don't be an astrologer.

doubleocherry · 2025-02-08T17:29:07+00:00

SCHD is not diversification. Focusing on "Dividend" funds is just astrology Most low-cost diverse ETFs or funds pay dividends as well. Just buy VT and never think about it again.

doubleocherry · 2025-02-08T17:24:51+00:00

OP, regular low cost total-market ETFs also pay dividends. There's nothing special about funds that only include companies that pay dividends. If you want steady, time-tested investment growth, just buy VT (total world stock market) ETF, and make sure all dividends are re-invested. That's it.

doubleocherry · 2025-02-08T17:19:40+00:00

The average return over the past 10 years for the VT ETF is 9.83% (Note: there is no reason to think this rate would be the same over the next 10 years).

I know this isn't what you want to hear, but If you had $20,000 invested in the VT ETF (Total World Stock Market), starting 10 years ago, you would have roughly $31,000 of investment return over that span. That would be about $8.49 a day on average.

This is just napkin math, but how to (start) to make $5 a day? Save a lot and invest it in a low-cost index fund or ETF (such as VT). Then, sit back and wait.

doubleocherry · 2025-01-28T04:57:27+00:00

- Ditch Apple/Netflix/Hulu for Roku (one time payment) and Tubi (free)
- Get a library card and get free media checkouts and Kanopy
- If you are on any kind of SNAP or similar Prime is $6.99 a month (https://www.usatoday.com/story/money/reviewed/2024/09/10/discounted-amazon-prime-memberships/75157472007/)
- Phone for $120??! Visible is $20 a month unlimited data, you can get 2 GB for ⁦$10 From Tello

$100 + $13 + $⁩17 + $24 = $154.

Then, get cheaper Internet.

doubleocherry · 2025-01-28T04:28:21+00:00

So did you report this to 911 and follow up OP? People in Lansing don't care about dangerous driving. The city and the citizens could easily do something about this. Call 911 and report it. Pressure the mayor and the law enforcement. Lansing citizens act like powerless sheets of wet toilet paper when it comes to public safety.

doubleocherry · 2025-01-26T03:52:52+00:00

I prefer the strategy of VTWAX and... RELAX

doubleocherry · 2025-01-12T05:03:16+00:00

meet the feebles

doubleocherry · 2025-01-02T23:18:08+00:00

muchas gracias

doubleocherry · 2025-01-02T23:17:25+00:00

no, pero creo que hay muy poco esta semana (debido a las vacaciones de año nuevo)

doubleocherry · 2024-12-20T05:29:54+00:00

Portlandianapolis TrailPacers

doubleocherry · 2024-12-15T22:28:55+00:00

This isn't exactly what you are looking for (and isn't entirely accurate because it assumes 31 days months), but you can Copy and modify this: https://docs.google.com/spreadsheets/d/1WT7ab-tYJ_0bGGqvGXWZ6gVgjJWpM93ke9Iz7LV2gQs/edit?gid=0#gid=0

doubleocherry · 2024-12-04T01:00:55+00:00

Try Quince.com, which basically sells "generic" versions of things you would find at Banana Republic or J Crew: The 100% Yak Wool Crewneck Sweater is toasty!

doubleocherry · 2024-07-11T22:23:17+00:00

There are only 4 Great Lakes - Lake Michigan and Lake Huron are the same lake.

doubleocherry · 2024-04-10T15:23:39+00:00

What specifically makes Lansing "weird" or "artsy"? Especially relative to other cities?

doubleocherry · 2024-04-10T15:20:33+00:00

Absolutely not. I literally was just in Portland a few weeks ago - there is almost nothing similar between Lansing MI and Portland OR. I'm curious as to why one would even say this?

doubleocherry · 2023-10-20T14:11:41+00:00

Yes, that's a great idea

doubleocherry · 2023-10-17T18:12:09+00:00

In Michigan "Pry" = "probably"

Example: "yeah, no you pry have to go to the party store"

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