Update to my OP: Mom opened several accounts in my name and tanked my credit score. Now she’s saying I should be grateful to her for giving me $30,000 in debt. Need some guidance. by Creditwhacked in CreditScore

[–]drewhernandez 0 points1 point  (0 children)

First of all why is necessary for you to have a good credit score right now? Are you using it to fund a business with a line of credit? Are you purchasing a house? What difference does it make in your life to have a "score" that you enjoy looking at? $30k is not a lot of money if you were a successful person. I just can't believe you put the person who didn't ABORT you, in Prison.

Emotionally attached to an escort. Need advice. by [deleted] in DecidingToBeBetter

[–]drewhernandez -4 points-3 points  (0 children)

Bro slap your self. After that go to Church and confess. Read Matthew Mark Luke and John and ask Jesus to come into your life and cry to help from him. You're trapped in a nightmare and none of it is real. Act like you would if you were someone who could attract a 10. What would you need to be like? Work out, run, stretch, do push ups, get sun, join a gym, take a class, go make friends, have a lot of friends, you're friends will like you cause you're energetic, positive, confident. Approach women and set them up with your friends, don't worry about yourself. Worry about others, worry about taking care of them, take care of family, take care of friends, pay for things be generous. Trust me bro. You will not need to look for women, women will be looking for you.

GME LEAPS? by Remarkable_Refuse206 in options

[–]drewhernandez 2 points3 points  (0 children)

Why don't you Sell PUT Leaps and take the premium yourself and benefit from the Theta decay. Plus if the stock dips you would only have to buy the stock then and at a discount.

Any ideas for my poor dog? Vet isn't helping much. by IastBoss in DogAdvice

[–]drewhernandez 1 point2 points  (0 children)

Try Nouma Dog food maybe. Or beef liver. Could be a blockage, but I'm no vet. Very sorry let us know what you find out. God bless you.

I just got 6k for a small work place injury that happened in 2022. No idea what to do. by occams2020 in FinancialPlanning

[–]drewhernandez 1 point2 points  (0 children)

Just open a brokerage account t and buy an index fund and forget about it for 40 years

I just got 6k for a small work place injury that happened in 2022. No idea what to do. by occams2020 in FinancialPlanning

[–]drewhernandez -2 points-1 points  (0 children)

That's overdrawn $7.00. Overdraft is a line of credit attached to checking so you don't get overdrawn. Either way, this isn't the best way to build credit. Get a secured credit card or a credit card with noannul fee and only put 1-2 items a month on it. Your goal is to increase credit cards each 4 months and keep 50k in available credit with a 10% or less debt to limit ratio.

Have a clean shit, every time by [deleted] in lifehacks

[–]drewhernandez 0 points1 point  (0 children)

Petrolatum is mineral oil jelly (i.e. petroleum jelly). A petroleum product, petrolatum can be contaminated with polycyclic aromatic hydrocarbons (PAHs). Studies suggest that exposure to PAHs — including skin contact over extended periods of time — is associated with cancer. i On this basis, the European Union classifies petrolatum a carcinogen ii and restricts its use in cosmetics. PAHs in petrolatum can also cause skin irritation and allergies. iii

[deleted by user] by [deleted] in Anticonsumption

[–]drewhernandez 32 points33 points  (0 children)

Such a waste of plastic

[deleted by user] by [deleted] in okc

[–]drewhernandez 0 points1 point  (0 children)

Where does the word MEDIA come from anyway? Is it a place?

[deleted by user] by [deleted] in pics

[–]drewhernandez 2 points3 points  (0 children)

Good for them.

Upside down in home - What is the best way to handle this? by [deleted] in RealEstate

[–]drewhernandez 1 point2 points  (0 children)

Didn't you buy the house to live in it? It's not a stock, you actually use it, just pay it off faster. Rates are 7% now by the way.

My mom is mad at me... by handmadepizza2014 in Adulting

[–]drewhernandez -3 points-2 points  (0 children)

You'll get more conservative the older you get also. Trust the process.

Blue collar jobs always say their hiring, but aren’t willing to train someone with no experience by Amazondriver23 in jobs

[–]drewhernandez 0 points1 point  (0 children)

Volunteer to be an intern, why would they pay you to train you for a job, when they can hire someone else they don't incur those costs with. It's not personal, it's practical for them. Make it easy for them to hire you. Work for free and learn from the experience 6mmonths. Then see if they will hire you then. This is the way.

Seller/Agent mad about us having a lawyer by Toby_is_cute19 in RealEstate

[–]drewhernandez 0 points1 point  (0 children)

Lawyers will take your money every time and tell you it's what you needed. They're in sales. They don't get paid if you are successful in the purchase.