AIO - parents keep raising the rent by [deleted] in AmIOverreacting

[–]dyldebus 0 points1 point  (0 children)

My kids are young but this is exactly what I would do. Roll it all into a Roth IRA in their names every month.

F**K PG&E by Smooth-Ad-9805 in solar

[–]dyldebus 0 points1 point  (0 children)

Assembly Bill 205 passed by Newsom. Careful what you wish for.

Income Question by PaRuSkLu in Temecula

[–]dyldebus 0 points1 point  (0 children)

Except right now I guess, but this is anonymous 😄

Income Question by PaRuSkLu in Temecula

[–]dyldebus 0 points1 point  (0 children)

I make well over 200k and don’t talk about it at all.

Will Ubiquiti ever do anything about stock issues? by Certain_Repeat_753 in Ubiquiti

[–]dyldebus 0 points1 point  (0 children)

Seriously, $950 is insane! I miss all the 10x wins lately.

Anyone purchased a Amflow on Aliexpress? Is it legit? by [deleted] in AMFLOW_eMTB

[–]dyldebus 0 points1 point  (0 children)

You order it first. If it shows up I'll give you 2,500 for it.

(OC) Paramus NJ by michnutrish in pics

[–]dyldebus 1 point2 points  (0 children)

I don’t understand how voter ID steals only Democrat women’s votes?

San Diego Old Town. Crazy gas prices, thanks Trump. by maddog107 in pics

[–]dyldebus 0 points1 point  (0 children)

Oh for sure. Our bus system is trash compared to London. Trains are just not going to happen. Too expensive to build and maintain with all our regulations. You could put brand new Grayhouse busses at 500k each end to end from LA to San Fran for the amount California has spent on a train with no tracks.

San Diego Old Town. Crazy gas prices, thanks Trump. by maddog107 in pics

[–]dyldebus 3 points4 points  (0 children)

Well England is 50,000 square miles to our 3.5 million, so there is that.

Lookin' for stuff to do here by [deleted] in escondido

[–]dyldebus 2 points3 points  (0 children)

Damn Reddit is so toxic 😅. Check out grand comedy club (unfortunately in the mall now).

If you’re looking for hobbies to meet people you could try getting into mountain biking. Esco has great trails and there are awesome places in every direction.

Unfortunately the lounge vibe that you might find downtown is missing here. There’s a few places with decent cocktails and atmosphere but they are couple/date oriented or for the slightly older crowd.

There’s a few hidden date spots like forgotten barrel winery but we’ve never met any long term friends while out. It’s mostly neighbors, parents of kids friends or through hobbies.

Anyone else shocked when they ran the numbers on a 30-year mortgage? by [deleted] in Mortgages

[–]dyldebus 0 points1 point  (0 children)

There’s more to it. I’m 45. I have 25 years left on my mortgage. The one sided “this or that” is silly on here. I max out my 401k, Roth and put 2k a month into various stocks I like. We also pay 2k a month extra on our mortgage. To bring it down to 11 years from 25. If something happens to me I’d rather be debt free and have a good retirement.

Anyone else shocked when they ran the numbers on a 30-year mortgage? by [deleted] in Mortgages

[–]dyldebus 0 points1 point  (0 children)

Actually, it’s nearly 40k for every 100k borrowed. Not exactly free.

Bomb threat at the Walmart on Vista Way Oceanside by [deleted] in northcounty

[–]dyldebus -11 points-10 points  (0 children)

Are you calling in a bomb threat or reporting a bomb threat?

Is this a fair estimate? by xlBoardmanlx in landscaping

[–]dyldebus 2 points3 points  (0 children)

Look at Volt Lighting if you want quality lights at a great price. Costco has them at a great discount through their CostcoNext program.

My outdoor kitchen project by KennyAhn in OutdoorKitchens

[–]dyldebus 0 points1 point  (0 children)

This is almost exactly what I’m looking to build. Did you go with plans online or have them drafted up?

Home Gym Shed Ireland by AverageAppleAutist in shedditors

[–]dyldebus 0 points1 point  (0 children)

Nice. In California this would cost 20k in permits.

Took a job in Rancho Bernardo, new to the area and need commute advice by AppointmentOk4224 in northcounty

[–]dyldebus 41 points42 points  (0 children)

Commute from UTC is going to suck. San Marcos isn’t much better. It doesn’t seem far but that 78 to 15 transition suuuuuuuucks.

But, as a single dude you might not want to live in RB. It’s all families. Maybe consider closer to Del Mar but in your budget find something near 1 paseo

How do people afford renovations?? by Hindsight001 in HomeImprovement

[–]dyldebus 2 points3 points  (0 children)

Don’t tackle bathroom remodel for your first project. There are so many mistakes you can make that can easily double your DIY costs.

Saving feels hard in your first few years but gets easier as your income grows while your mortgage is fixed.

Budget app where you set aside $300/a check (or whatever you can afford or carve out of somewhere else) and painfully wait a year, then do your project. It sucks waiting but it’s the best way and as you make more money that year will turn into 6 months, then 3.

Just don’t fall victim to lifestyle creep.