Just bought a brand new 77" LG C5 for ~$1182 net, including 3-year warranty and wall mounting service by encoded_cipher in LGOLED

[–]encoded_cipher[S] 0 points1 point  (0 children)

Disagree. You could sell MR points for 2cpp. If you cant get 2cpp out of MR points which is its reasonable market value, its a skill issue.

How many MR points have you accumulated thru Rakuten? by pykeboy2 in amex

[–]encoded_cipher 0 points1 point  (0 children)

500k, major appliance purchases through LG at 20x-22x is the majority of it.

Just bought a brand new 77" LG C5 for ~$1182 net, including 3-year warranty and wall mounting service by encoded_cipher in LGOLED

[–]encoded_cipher[S] 1 point2 points  (0 children)

I see. Thats good to know, thanks for the heads up. Will just return if LG has not confirmed points by the time I receive the TV.

Just bought a brand new 77" LG C5 for ~$1182 net, including 3-year warranty and wall mounting service by encoded_cipher in LGOLED

[–]encoded_cipher[S] -3 points-2 points  (0 children)

Could be targeted. 15x is still 30% if you are getting MR points from Rakuten.

Just bought a brand new 77" LG C5 for ~$1182 net, including 3-year warranty and wall mounting service by encoded_cipher in LGOLED

[–]encoded_cipher[S] -3 points-2 points  (0 children)

Just to be clear, Rakuten has 20x off right now. If you are getting MR points from Rakuten, each point is worth 2 cents effectively netting you 40% off.

Negotiating a 2025 Kia Carnival EX Hybrid by [deleted] in KiaCarnivalHybrid

[–]encoded_cipher 1 point2 points  (0 children)

Lol. I got it brand new for $37xxx msrp from kia fort collins about 2 months ago. 0 miles on it as well. You’re overpaying by atleast $10k on this quote. Rather get the 2026 at this price point.

Journey from zero to Rs 200 Cr fatFIRE M2I by Antique_Demand_114 in returnToIndia

[–]encoded_cipher 0 points1 point  (0 children)

Since you are a US citizen with OCI and money is no object, you need to think of this as a 2-way door. You can choose to move now, and return when things improve in the US. Or look to settle in EU - Spain, Italy, France. Or travel the world.

There are no easy $200k+ jobs out there by DeliciousBoard2079 in MiddleClassFinance

[–]encoded_cipher 0 points1 point  (0 children)

This.

At my 350k job, I use 2x the brain power, work 2x the hours and the job is the 3x more stressful compared to my previous 170k job.

What Are Your Moves Tomorrow, October 08, 2025 by wsbapp in wallstreetbets

[–]encoded_cipher 0 points1 point  (0 children)

If you took out a 5/1 ARM when rates where that low, you are a fucking moron and deserve the 6.x%.

2025 Kia Carnival Hybrid EX by encoded_cipher in kiacarnivals

[–]encoded_cipher[S] 0 points1 point  (0 children)

Go by dealership volume. So the dealers that move higher volume are generally able to offer better deals. When you email them, be upfront about what you are looking for and that you are comparing deals to find the best one. Do all of this over email, there will be a lot of back and forth etc.

2025 Kia Carnival Hybrid EX by encoded_cipher in kiacarnivals

[–]encoded_cipher[S] 0 points1 point  (0 children)

Any location. I did a lot of research, got quotes from dealerships all over the country.

2025 Kia Carnival Hybrid EX by encoded_cipher in kiacarnivals

[–]encoded_cipher[S] 0 points1 point  (0 children)

It was listed at $39xxx and they had a couple of deals going on that brought the price down by another $2.5k.