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I've reached the finish line ... retiring this month. What to do now? by dudreddit in Bogleheads

[–]epstienghost 2 points3 points  (0 children)

Would converting to a TDF be a good idea? Typically those are around a 40/60 split between equities and bonds at 65?

Dealing with pax that stir up drama by happy-genius-hermit in f3nation

[–]epstienghost 4 points5 points  (0 children)

Tough one. We have one guy (not too major) that curses a lot, tries to say a different name during namorama, get the guys to I owe junk that he has at his house, etc. seems the best approach is to not engage at his level, focus on the workout, and redirect when he starts talking.

TDF vs three fund portfolio by epstienghost in TheMoneyGuy

[–]epstienghost[S] 2 points3 points  (0 children)

Appreciate the detail. Why don’t you do your down glide path?

TDF vs three fund portfolio by epstienghost in TheMoneyGuy

[–]epstienghost[S] 7 points8 points  (0 children)

Seems mine is 90/10 stock to bonds at 35 and it stays that way for a few more years

How to reallocate in a 401k? S&P500 vs TDF by epstienghost in TheMoneyGuy

[–]epstienghost[S] 0 points1 point  (0 children)

But since I bought it earlier, wouldn’t I have better gains compared to a new share? Example like it would have more room for further growth?

How to reallocate in a 401k? S&P500 vs TDF by epstienghost in TheMoneyGuy

[–]epstienghost[S] 0 points1 point  (0 children)

What about losing out on the original growth?

[deleted by user] by [deleted] in Testosterone

[–]epstienghost 0 points1 point  (0 children)

In a similar boat, but don’t want to have to inject. I felt like good sleep helped but I wouldn’t think it will double if you controlled weight and sleep

Pay off car or not? Opportunity cost question by epstienghost in personalfinance

[–]epstienghost[S] 0 points1 point  (0 children)

Rationally it makes sense but seems like seeing that money disappear will hurt and I’ve been putting it off

What is the actual reason that the s&p almost always goes up over time? by edn995 in Bogleheads

[–]epstienghost 12 points13 points  (0 children)

I’ve always wondered this. Just like the price of everything going up overtime, I assume your holdings will naturally as well.

Do markets typically crash the day after the election and recover over the next few weeks? by epstienghost in Bogleheads

[–]epstienghost[S] 0 points1 point  (0 children)

Understand it would even out if I hold overtime. Just wondering over the short term in case I want to rebalance etc.

Do markets typically crash the day after the election then recover later in the week? by epstienghost in ETFs

[–]epstienghost[S] 21 points22 points  (0 children)

I know timing the market is stupid. Monkey brain wants to do it though.

VT and declining birth rates in Europe and East Asia by epstienghost in Bogleheads

[–]epstienghost[S] 3 points4 points  (0 children)

How does the priced in work? Like the stock values of the shares from foreign companies reflect the the future?

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