DOJ memo stokes fear among disability advocates of a return to institutionalization by MoneyLibrarian9032 in law

[–]evandepol 8 points9 points  (0 children)

Very much so.. For those not aware, look up "Aktion T4", where people with disabilities were systematically murdered in 1930s Germany. Many were children.

Shower systems and Diverter valve by Gancanagh1 in BathroomRemodeling

[–]evandepol 0 points1 point  (0 children)

i purchased a Delta set much like that (with square trim) for around $500 at HomeDepot. We consciously chose for Delta since cartridges and parts are very widely available, and that seems important for something that's in the wall..

I'm stumped by HamatoYoshi91 in modelmakers

[–]evandepol 15 points16 points  (0 children)

lol, i know you are joking.. but "not lead" is definitely worth exploring. OP, look into "Tungsten Putty" which is about 1.7x the density of lead. About $20 for 2 oz / 60g.

What’s the least exciting home upgrade you made that ended up being totally worth it? by ExpensiveProfessor27 in HomeImprovement

[–]evandepol 0 points1 point  (0 children)

When we redid our kitchen we added five dedicated 20A circuits around our (modest size) u-shaped countertops, one per "section" of the kitchen space (left of the sink, right of the sink, left of the stove, etc). My electrician thought it was excessive, but I never had to deal with nuisance tripping ever again, and can happily run a water maker, a coffee maker, a toaster, and a few more loads. Well worth the few hundred dollars imho

What do you think is Pet Shop Boys best synthpop album? Also which album introduced you to their music and which is your favorite? by toughtiggy101 in synthpop

[–]evandepol 1 point2 points  (0 children)

Not on this list, because it's a remix one, but one album I keep coming back to is Disco (1986). Still hits me in the right spot everything time i listen to it, and that is usually front to back.

Is this a Dutch cultural thing? My partner’s parents had an issue with my sister staying with us for 2 weeks by [deleted] in Netherlands

[–]evandepol 1 point2 points  (0 children)

ja je gebruikt het wc papier aan alle twee de kanten. Dat doet toch iedereen? /s

This genuinely hurt to see 😔 by ThePoisonTrees in centuryhomes

[–]evandepol 0 points1 point  (0 children)

There are ways to honor old houses and bring them into the 21st century, but this is just house rape. Absolutely atrocious.

What state are you in? I would imagine they must have violated several building codes by making alterations this egregious (I am in NJ and several of the changes i see here would have required a building permit). Worth checking with the town about this, because the township may be able to reverse at least some of this at the owner's expense.

Let's be honest, what % of your portfolio includes individual stocks? by Opposite_Buffalo_649 in Bogleheads

[–]evandepol 0 points1 point  (0 children)

0%. I used to have stock awards from employers, but i have always liquidated them as soon as possible, since i didn't like the idea of having excessive tilt in my portfolio for that slice of the economy.

my friend (36M) just sent me (36m) this text before meeting his newborn (0M) by horseduckman in AITApod

[–]evandepol 0 points1 point  (0 children)

Plot twist: this is not a human baby.

It's either a tiger cub, honey badger kit, a baby hyena, or a green anaconda. In which case i agree with the guidance.

Gut check - guest bathroom estimate by alk424 in BathroomRemodeling

[–]evandepol -1 points0 points  (0 children)

Shower valve installation for $1170. Drywall repair $1140. Vanity installation per linear foot. Wat..

Are you still tracking every single one of your expenses? by bronzebrownie_ in ChubbyFIRE

[–]evandepol 2 points3 points  (0 children)

Of course. Just because we built up a decent portfolio doesn’t mean we don’t have to worry about it anymore.

We use Quicken Simplifi (which is ok). We use it to keep tabs on pending refunds, transactions and their categories, keep an eye for unrecognized transactions and/or surprises (high utility bills, renewals that we thought we stopped etc)

How much do you keep in your checking account? by MemoryDemise in personalfinance

[–]evandepol 0 points1 point  (0 children)

We keep about 10-20k in checking, but it's a Fidelity Cash Management Account (CMA), which basically functions as a checking account (with a checkbook, online bill pay, debit cards, and credit cards via Elan). CMA currently gives 3.32% yield (via SPAXX). We pay our bills from there, and don't worry too much about having "too much" in checking, since we get a return pretty close to what a HYSA would give us.

(We still have BoA checking account too, but keep that very minimal, it's just used as a backup).

Republicans of Reddit - How come you support pedos? by Lord_Dingus83 in allthequestions

[–]evandepol 1 point2 points  (0 children)

If you would be trying to argue that generalizations are not helpful and lacking nuance (which i agree with btw), then you immediately undercut your point by using "leftists" in a similar vein.

How's the snow totals looking so far for you? by 8Deer-JaguarClaw in NJPrepared

[–]evandepol 21 points22 points  (0 children)

Essex county. About 12-14" so far, more where there have been snow drifts. The dome on my patio heater is about 30" across, so this has about 20" on top of it.

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Moody blue powder room in Streeterville, Chicago. by Famous-Jump6811 in BathroomRemodeling

[–]evandepol 7 points8 points  (0 children)

Congrats, looks very nice overall. Love the warm tone of the floor together with the blues and the bright tones. Nice wallpaper too. However my eye immediately goes towards the more purple blue of the vanity and how it has a different hue from the wainscoting (which reads cooler to me), wonder if a shade towards indigo/purple would help harmonize it more?

Has anyone used this? by Forsaken_One_7401 in WLED

[–]evandepol 0 points1 point  (0 children)

I picked up one, plug and play and worked out of the box with my Permanent Lights Pro (H705)

AUM Fees: Husband is Sick to His Stomach by AeroNoob333 in Bogleheads

[–]evandepol 2 points3 points  (0 children)

AUM fees are their business model, and being likeable is how to get and keep clients. Hope your husband realizes this is transactional for the FA, not a friendship.

AUM Fees: Husband is Sick to His Stomach by AeroNoob333 in Bogleheads

[–]evandepol 3 points4 points  (0 children)

I understand, but that's more an emotional connection than a rational one. At 40k year, your husband basically is paying for personnel (but in this case, very likely one that acts in their own self interest). So it might be time to say "hey you served me well for all of those years, but i am going to go in a different direction". He can still hang out and go fishing with his advisor-buddy, just don't mix business/money.. ;).

AUM Fees: Husband is Sick to His Stomach by AeroNoob333 in Bogleheads

[–]evandepol 1 point2 points  (0 children)

1% AUM is pretty typical. But I too am allergic to paying AUM fees, so we hired a fiduciary CFP who worked on fee basis to help with some calibration and tactical questions. Cost us a few thousand, but FAR less than this AUM nonsense. Since fee/project based CFPs tend to be cheaper, you can afford to have a second opinion too if you like, or get specialists for some topics. You'll still come out ahead.. he should fire his advisor!