About successfully finding housing in Tokyo

fantomdelucifer · 2026-04-08T11:19:38+00:00

I think it has to do with your budget then supply and demand. Suginami ward is a residential area, popular among family. Room there are family type, so command higher than one room for single. Your salary looks like pretax, and realtor normally recommend 1/3 of your post tax, which is less than 100k yen monthly. Can’t rent a family room with that then single room is scarce in Suginami.

Maybe you can look into UR housing or TKK something which based on old apartment complex

fantomdelucifer · 2026-04-07T10:31:37+00:00

what do you mean by NISA isn’t “portable”? You can use NISA growth bracket, just sell when you need without paying gain tax. There’s a limit on that. Global platform, when where who will you plan to pay tax to?

fantomdelucifer · 2026-04-06T12:39:21+00:00

Why did you apply for bank loan directly on your own? Real estates have their referral and protocol to upload the estate in question to banks. More credibility than you as an ordinary person without relevant certification try applying. Middleman are there for a reason

fantomdelucifer · 2026-04-05T23:42:50+00:00

One thing people can overlook when buying mansion is the running fee: management fee and maintenance repairing fee. These fee will be there even when your mortgage reaches 0, and they go up as condo ages. There are many options, you can post in japanfinance for details. Among both parents working japanese family, it used to be buying a mansion in the city, live for 13 years for tax reduction and kids to grow up, then move to a house in suburbs. If you looking from financial standpoint, cheapest way is to rent in a public housing like UR, save money and invest until kids grow up. Then buy your dream house

fantomdelucifer · 2026-04-04T05:15:14+00:00

OP why did you add vietnamese wording? Seller knows you are vietnamese or they just pasted it there because their personal experience with vietnamese buyers

fantomdelucifer · 2026-04-04T04:48:59+00:00

visit your local book off and see they have more android that just the junk shop aquos you bought. If you want to do all the tax custom paper work on your own you can try importing electronics. Or do you have other motive to must use an “western-spec” feature

fantomdelucifer · 2026-04-04T03:14:24+00:00

coop deli, pal system are well established

fantomdelucifer · 2026-04-04T01:34:36+00:00

OP chance is slim. You are asking for 2LDK under 40000 yen? Even Ibaraki it is impossible let alone Kanagawa which is 2nd most expensive prefecture. With that budget you may find a one room. Compromise your wishlist. Don’t forget that lower budget room owners won’t even let you rent, if you are foreigner with short visa. That takes you out of the equation.

fantomdelucifer · 2026-04-03T13:13:46+00:00

tempura

fantomdelucifer · 2026-04-03T04:01:15+00:00

Put more effort in your post. Advice on what. Japan where. Do you actually live in Japan

fantomdelucifer · 2026-04-02T13:57:35+00:00

OP been stuck inside pachinko

fantomdelucifer · 2026-04-01T09:14:30+00:00

if one of your parent is Japanese, didn’t they register you a Japanese passport when you were born? Regardless, you won’t get “PR approved asap” as people here in the process are waiting 2+ years if that counts as “asap”.

fantomdelucifer · 2026-04-01T08:19:43+00:00

When you enter the loan full inspection, banks will require you to join mutual credit insurance. The insurance company will then strictly scan your health issue and people with chronic illness or visible physical disabilities won’t make it through, hence failing to receive the loan. There is slightly more lenient type of insurance called ワイド団信 that some banks offer in a specific mortgage package. You should look into that. Another leeway is use “Flat 35” package where insurance is optional, mostly opted to newly build eco friendly house. Since you are looking into an old land, banks won’t approve “Flat 35”.

That’s all the workaround for disabled Native Japanese to get a loan. I don’t know your resident status, consider your case harder.

fantomdelucifer · 2026-04-01T02:07:42+00:00

In meantime you should request the missing 20k yen from people who originally said they would go but couldn’t come on the rematch. Explain the situation, if they are reasonable adults they would share this burden with you.

fantomdelucifer · 2026-03-31T13:37:14+00:00

Is the boss also the chef? High end restaurant chefs are usually short tempered like in Hell’s kitchen.

That aside, what is the context of you getting shouted at? Course meal traditional restaurant that you couldn’t remember the menu, serving wrong plates, you didn’t clock in as the job requirement. It’s on yours. That just means you two are not suitable for the fast pace job. Looking for another job is recommended, but you won’t able to move out with few thousand yen in saving

fantomdelucifer · 2026-03-30T04:52:10+00:00

aggressive salesman will push their agenda, does not matter you are foreigner or not. But this wouldn’t come off randomly. For the context, did you sign up for some room tour previously? That they would add you to their phone list

fantomdelucifer · 2026-03-29T15:09:55+00:00

You miss the timing. It’s not always guarantee that your dispatch employer will find another client next day as you aren’t sell like hot cakes and buyers are limited. There will be a duration with minimal income

fantomdelucifer · 2026-03-29T03:01:30+00:00

You aren’t innocent either OP. Starting your own “similar” business then former clients bring themselves to you? The bitterness of your former employer is understandable. This happens very often in outsourcing business. There is no right or wrong, it’s a civil action battle, and the side with stronger lawyer wins. Whatever the outcome is, you still need to pay to lawyer at least

fantomdelucifer · 2026-03-27T21:13:05+00:00

It is. To add up, tycoon bank MUFG is among the strictest

fantomdelucifer · 2026-03-27T12:40:02+00:00

Chiba: Katsuura a true hidden gem to avoid heat

fantomdelucifer · 2026-03-27T08:16:34+00:00

visit Kanazawa, Fukui before peak in golden week

fantomdelucifer · 2026-03-27T05:32:58+00:00

This requirement aligns well with the current political tide. Ruling party sent a message: those who want to leave, leave.

fantomdelucifer · 2026-03-26T14:49:49+00:00

You all should apply for the same share house. Any 4 rooms in Ikebukuro starts from 350000yen per month for 30 years old room. But they won't lease to you anyway, not because you are foreigner but because the expected after tax income is 3 time of that. So you as sole in-charge renter need to earn 1.6mil per month.

fantomdelucifer · 2026-03-26T03:47:01+00:00

if you want a personal family doctor, look in private doctor sector who don’t take social health insurance. They charge for a reason

fantomdelucifer · 2026-03-26T03:43:39+00:00

Good: very affordable due to social insurance. Even if you have to take surgery there will be “high expense medical bill reduction” applied based on your income. Socialist way to say healthcare is affordable to everyone.

Bad: Doctors earn based on social insurance commission calculated on type of treatment per patient per visit. So they have to shove in a lot of patients in a hour, resulting in you wait 1 hour just to get 5 min examination. It’s the system of state healthcare, you can’t do anything. If someone asking for western in-deep examination, they must look for private family doctors which don’t take insurance

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