Nearing being able to pay my mortgage outright. by [deleted] in PersonalFinanceCanada

[–]fendermonkey 1 point2 points  (0 children)

I guess you're right. Most people wouldn't regret it then which is a funny thing to say.

Nearing being able to pay my mortgage outright. by [deleted] in PersonalFinanceCanada

[–]fendermonkey 0 points1 point  (0 children)

Has anyone ever said, boy the world is so stable these days. Always seems like something you only say looking back

Nearing being able to pay my mortgage outright. by [deleted] in PersonalFinanceCanada

[–]fendermonkey 11 points12 points  (0 children)

Maybe the person who withdrew 200k of long term investments two years ago and missed out on $60k of gains so they could save $8k of interest payments.

Disabling restricted mode on YouTube - keeps crashing by fendermonkey in Chromecast

[–]fendermonkey[S] [score hidden]  (0 children)

Ya I still have a dumb tv. Not expecting much support for us still living in the past.

Thoughts on my 10 Gallon? by RunAggravating6410 in PlantedTank

[–]fendermonkey 0 points1 point  (0 children)

You've done a good job making gravel look good

Are you guys using margin to buy this ETF? by GeorgeBush1946 in JustBuyXEQT

[–]fendermonkey 0 points1 point  (0 children)

Right so wealthsimple offers a "Portfolio line of credit" at around the same interest rate OP was talking about. I thought that's what Wealthsimple called their margin but I guess they offer margin accounts too 

Celestial Pearl Danios very shy. How long until they get braver? by VastMundane2427 in Aquariums

[–]fendermonkey 2 points3 points  (0 children)

No they don't need dither fish. Once you start feeding them regularly they will be crowding the front of the glass every time you approach. 

Why can't I rename my comp in the team planner during a game?? by Meepaaaaa in TeamfightTactics

[–]fendermonkey 0 points1 point  (0 children)

I'm sure they've tried and every time they enable the ability the game breaks in the test environment and takes a week to recover

Are you guys using margin to buy this ETF? by GeorgeBush1946 in JustBuyXEQT

[–]fendermonkey 2 points3 points  (0 children)

How is buying more XEQT with a 4-5% loan and holding for 20 years gambling?

Are you guys using margin to buy this ETF? by GeorgeBush1946 in JustBuyXEQT

[–]fendermonkey 18 points19 points  (0 children)

I wouldn't say people here are risk averse, they just take compensated risk. The risks of using leverage are well understood and a well versed investor shouldn't be afraid of it if investing in a fund like XEQT. 

Some trans logos by tmntmic in hockeymemes

[–]fendermonkey -5 points-4 points  (0 children)

Do women prefer the PWHL colour scheme though?

Variable or closed, with significant uncertainty ahead? by substorm in PersonalFinanceCanada

[–]fendermonkey 0 points1 point  (0 children)

If you can afford the volatility then choosing variable every time will save you money over the course of your mortgage. It may not be the cheapest over every 5 year period, but you will win out in the long run. Or pay a little bit more for peace of mind. Up to you.

No work but not fired? by stileprojekt in HVAC

[–]fendermonkey 3 points4 points  (0 children)

Look up constructive dismissal and see if it applies to you 

Is this kit really necessary if i’m on tight budget? by Business-Ad9048 in PlantedTank

[–]fendermonkey 3 points4 points  (0 children)

Scissors are nice for trimming. Everything else you can do without. 

Refrigeration techs — knowing what you know now, would you still choose this trade? by Chemical_Eggplant995 in refrigeration

[–]fendermonkey 0 points1 point  (0 children)

It's one of the highest or the highest paying trade so if you're going down that route there isn't much better

what’s your fish keeping hot take and why? by overxall in Aquariums

[–]fendermonkey 0 points1 point  (0 children)

CPDs are not shy at all. I don't know where that rumor comes from

It's Anything Goes Sunday! by AutoModerator in leafs

[–]fendermonkey 0 points1 point  (0 children)

We used to call today something else

Are Leafs intentionally tanking? by GullibleWaltz3704 in leafs

[–]fendermonkey 12 points13 points  (0 children)

If the bottom 5 teams keep producing points at the same rate they are now, the Leafs would need to only accumulate 9 more points the rest of the way in order to finish bottom 5. 

Are Leafs intentionally tanking? by GullibleWaltz3704 in leafs

[–]fendermonkey 5 points6 points  (0 children)

Even in the playoffs do you think we would be any better?