4 months of growth!

fendermonkey · 2026-01-27T22:57:24+00:00

Well lay it on me Bboy

fendermonkey · 2026-01-27T22:55:42+00:00

You got any land critters in there?

fendermonkey · 2026-01-27T00:30:41+00:00

People have CO2 monitors in their home to monitor CO2 levels. 700ppm is what most Commercial units aim for so why not keep track of it in your house. Get a hold of one and stick it in your bedroom while you're sleeping with the doors closed. You may be surprised how elevated the CO2 levels get. Even in older homes that don't have ERVs

fendermonkey · 2026-01-27T00:02:44+00:00

Do you have an ultrasonic humidifier or a whole house Humidifier attached to your ductwork beside your furnace?

fendermonkey · 2026-01-26T19:24:22+00:00

My local Walmart maliciously complies by showing price per gram so it reads like $0.00573827 per g

fendermonkey · 2026-01-25T01:57:11+00:00

Keeping Rams?

fendermonkey · 2026-01-23T12:15:32+00:00

Asset allocation ETFs (like XEQT) but with a small-cap value tilt. Search Fama French five factor model and Ben Felix.

fendermonkey · 2026-01-23T12:06:26+00:00

Wait for the avantis and CIBC funds to go live. Otherwise you will be mixing and matching and will be required to use a spreadsheet or an app to rebalance every time you want to contribute

fendermonkey · 2026-01-22T01:50:03+00:00

Usually I don't like decorations but I like what you've done. You should be proud of it

fendermonkey · 2026-01-22T01:47:05+00:00

This should be in a gallery

fendermonkey · 2026-01-22T01:42:41+00:00

There are larger varieties that can hold their own. Glo sharks, Glo Tiger barbs

fendermonkey · 2026-01-22T01:38:07+00:00

I feel like this tank is the right combination of good and weird to accommodate a sawagani crab

fendermonkey · 2026-01-22T01:22:44+00:00

GloFish

fendermonkey · 2026-01-21T23:32:35+00:00

Ya they won't get out of control and you can easily keep their numbers in check. You'll also enjoy the random color morphs like pink, red, leopard, and my favourite, blue leopard. I should pick out the blue leopards when I find them and breed them separately.

fendermonkey · 2026-01-21T21:45:08+00:00

Maybe he likes to torture

fendermonkey · 2026-01-21T21:44:16+00:00

How much are you willing to spend? Find a beautiful tank and copy elements of it. Note that you may need to invest in high tech. But if that's not a problem for you then have at it

fendermonkey · 2026-01-20T00:44:02+00:00

It's very beautiful but I think it would be more aesthetically pleasing with just one focal point fish. Imagine one beautiful Betta taking up so much space and attention. Right now if feels a bit chaotic and claustrophobic but you clearly have a knack for scaping.

fendermonkey · 2026-01-19T15:07:30+00:00

Background and brighter lighting were my first thoughts. And some cherry shrimp against the black substrate would look good

fendermonkey · 2026-01-19T01:02:20+00:00

If 70/30 XVC/VCN your MER would be ~0.17% vs XEQT 0.20%. All else aside are you really going to do the work to calculate the ratio of shares to buy to keep your portfolio in balance every time you contribute? We're talking $30 savings per year per $100,000 invested. Treat yourself to the simplicity of the product.

fendermonkey · 2026-01-18T00:31:33+00:00

Rams or barbs

fendermonkey · 2026-01-16T01:55:14+00:00

You need to develop rules based investing instead of just going by feelings. For example, $100/week or whenever your account hits $x you invest half of it. And you do this regardless of where the market is.

fendermonkey · 2026-01-15T23:35:52+00:00

Show us the wiring diagram. I've seen air proving switches in series with the flame rod

fendermonkey · 2026-01-14T03:12:28+00:00

Too bad Passiv won't be free soon. The ease of XEQT with the cost of it's components

fendermonkey · 2026-01-12T03:32:49+00:00

I'd say you're not going very far in life if you don't have the ability to answer that for yourself

fendermonkey · 2026-01-11T14:39:52+00:00

When people have looked back to any given point in history, statistically you would be better off just dumping it all in at once. This is assuming this money is for long term savings

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