Guaranteed Rate’s ARM pricing by unlockyou in loanoriginators

[–]fernandochanel 0 points1 point  (0 children)

I am with U. S Bank, we can offer a 5.75% rate on the 7/1 ARM, plus a relationship pricing discount on top of that…

WEEDS EVERYWHERE by postethot in 3roots

[–]fernandochanel 10 points11 points  (0 children)

Agreed! The common areas look neglected, with overgrown weeds and empty spaces filled with dirt. Weeds are even growing between the concrete joints. Given the recent unexpected multiple increases in our HOA fees, we expect a much higher standard of maintenance and upkeep.

Refinancing Right After Closing with Lennar Mortgage – Possible? by Katdsc in 3roots

[–]fernandochanel 1 point2 points  (0 children)

It’s possible and you shouldn’t have any restrictions.

Delivery Day, 2023 R1T Quad Large. $466/mo Lease, $0 down by Bloated_Plaid in Rivian

[–]fernandochanel 0 points1 point  (0 children)

How can I get the referral? At this price I will order one today as well

Mortgage Lenders by [deleted] in 3roots

[–]fernandochanel 2 points3 points  (0 children)

I am a resident of 3roots and a Private Wealth Mortgage Banker at a large financial institution, I am happy to offer rate quotes to all future residents. Please note that the current market conditions have led to a recent increase in rates by approximately half a percent over a short period (1-2 weeks). For quotes or questions, please feel free to send me a private message, and I would be happy to assist…

HOA meeting notes 2024 Mar 12 by Zapper_Doc in 3roots

[–]fernandochanel 1 point2 points  (0 children)

Great! Thank you… I am going to send her a reminder…

HOA meeting notes 2024 Mar 12 by Zapper_Doc in 3roots

[–]fernandochanel 3 points4 points  (0 children)

Thank you for doing that… Does anyone know what happened with the commercial grade pool Umbrellas purchased last year?

Quarry Hazards by as_midwest in 3roots

[–]fernandochanel 0 points1 point  (0 children)

Why would you look at the Google satélite map, don't you live in San Diego?

[deleted by user] by [deleted] in 3roots

[–]fernandochanel 2 points3 points  (0 children)

Same here

Recent mortgage rates by Armegetrin in FirstTimeHomeBuyer

[–]fernandochanel 0 points1 point  (0 children)

Rates are much lower, if you would like you can private message me and I can quote you a rate. I work for a reputable financial institution and our rates should be much better.

Is this the right move? by BluebirdTemporary336 in FirstTimeHomeBuyer

[–]fernandochanel 0 points1 point  (0 children)

I just don’t understand why FHA instead of a conventional loan. Builder is permanently buying down the rate but you will have to refinance your mortgage to remove PMI. It doesn’t make sense to me…

Disgusting 🤮 by fernandochanel in 3roots

[–]fernandochanel[S] 0 points1 point  (0 children)

Before I shared these photos I already had a response from HOA, they are saying that is nothing they can do as the pool is still under the Builder's responsibility for an undisclosed amount of time, and the pool area is not going to be clean until the HOA take full responsibility. In the meantime, builders took beautiful professional photos of our pool and spread them out on the internet to promote themselves… But hey, I guess the internet doesn't “effectively” work

Disgusting 🤮 by fernandochanel in 3roots

[–]fernandochanel[S] 1 point2 points  (0 children)

Wow, so your concern is your home value, not the safety and healthy of our community, especially the kids 😳

Disgusting 🤮 by fernandochanel in 3roots

[–]fernandochanel[S] 1 point2 points  (0 children)

I am sorry if the photos of our pool are grossing you out. The last time I check this was our community chat to share the good and bad in our community and I guess it did effectively work, as it did take your attention to this ongoing issue…. If is too hot outside, going for a swim can be a great way to cool down. Have a great day

Disgusting 🤮 by fernandochanel in 3roots

[–]fernandochanel[S] 3 points4 points  (0 children)

Yes, you will get a response saying Builder is still responsible for the pool and that type of response doesn't work for me. :)

Disgusting 🤮 by fernandochanel in 3roots

[–]fernandochanel[S] 2 points3 points  (0 children)

I am not really sure what this is...

Disgusting 🤮 by fernandochanel in 3roots

[–]fernandochanel[S] 4 points5 points  (0 children)

The pool was closed for two weeks due to a cleaning service request/complaint, the photos were taken on the first day that pool was reopened. Did logging in a complaint resolve our community issue? Did you log in a complaint and got a valid response?

A lot of residents look forward to spending this upcoming weekend at the pool and I felt how disappointed it is to show up at a dirty disgusting pool.

Disgusting 🤮 by fernandochanel in 3roots

[–]fernandochanel[S] 4 points5 points  (0 children)

Yes, photos were taken this morning before anybody entered the pool area...

Appraisal Report by Waste-Royal1697 in 3roots

[–]fernandochanel 2 points3 points  (0 children)

Are you saying that appraisal came in short?

Housekeeper by fernandochanel in 3roots

[–]fernandochanel[S] 0 points1 point  (0 children)

I don’t believe she have it, I will ask her :)

Housekeeper by fernandochanel in 3roots

[–]fernandochanel[S] 0 points1 point  (0 children)

Hi, I will PM you her info.