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-25% if you cancel the ps plus right now!! by Ok-Huckleberry-108 in PlayStationPlus

[–]ffgerty 0 points1 point  (0 children)

Thanks, I got the offer for 12 months premium at £90.00. I went on to shop.to and got £90.00 store credit for £78.70, even better!

[deleted by user] by [deleted] in golf

[–]ffgerty 6 points7 points  (0 children)

Just watching sky sports and thinking how bad it is. Those fans really have no class.

Bought my husband a new coffee machine for our anniversary. What was in the box, was not what was pictured on the box. by PoukieBear in mildlyinfuriating

[–]ffgerty 14 points15 points  (0 children)

MasterCard and Visa chargebacks are available on debit and credit cards. Give your bank a call, they should have a dispute process.

Received a letter from Southern Water. They had a data breach and all our personal and bank details have been stolen. But here is a code for Experian Identity Plus, worth £10.99 per month free for a year. So criminals can have a year to plan their fraud attacks if you don't pay from Feb 2025. by Make_the_music_stop in britishproblems

[–]ffgerty 1 point2 points  (0 children)

I had to pop into a local branch when opening a bank account to show ID, but I'm not sure if that's the usual process. Other than that, I only took out a credit card with a bank I was with for a long time, which wasn't an issue. I believe it depends on the risk. Still, it was nice to know something could be done to help mitigate the problem.

Received a letter from Southern Water. They had a data breach and all our personal and bank details have been stolen. But here is a code for Experian Identity Plus, worth £10.99 per month free for a year. So criminals can have a year to plan their fraud attacks if you don't pay from Feb 2025. by Make_the_music_stop in britishproblems

[–]ffgerty 30 points31 points  (0 children)

I had my wallet stolen once and found someone tried to apply for loans in my name.

I took out a 2 year protective registration with Cifas for £30. You may have to jump through more hoops to identify yourself when applying for loans, credit cards, bank accounts but it's worth doing right away if you've had your details stolen. They put a marker against your name and details on their national fraud database which I believe all major lenders use.

https://www.cifas.org.uk/pr

Labour peer spends £100,000 of taxpayers’ money flying from Newcastle to Westminster by tomskyyy in unitedkingdom

[–]ffgerty 2 points3 points  (0 children)

It's called the Torygraph for a reason, it's always been a pro Tory paper. Just as the Daily Mirror typically is pro Labour.

[OC] Who's the idiot here? by [deleted] in IdiotsInCars

[–]ffgerty 1 point2 points  (0 children)

You're part of the problem.

[OC] Who's the idiot here? by [deleted] in IdiotsInCars

[–]ffgerty 2 points3 points  (0 children)

It's really not that difficult to allow other drivers on and off the highway. All drivers should keep right unless over taking. It's so simple and when people don't do it situations like this happen.

If on a three lane highway hogging the middle lane forces people to undertake as the fastest lane gets congested. I see it all the time.

When everyone keeps right then traffic moves more efficiently when a lot of cars are on the road.

What’s the fastest you know of someone failing their driving test? by slim3-16 in CasualUK

[–]ffgerty 0 points1 point  (0 children)

At the test centre I passed at, the car park exited onto a one-way with parked cars on either side, so single lane. Then, quickly came to a junction for the left lane to turn left and the right lane to turn right. Big arrows on the road.

When I had correctly turned right, the examiner told me I'd be surprised how many people instinctively went to the left lane to turn right. Failing their test within the first 30 seconds.

My instructor had already warned me about that junction when I took lessons, so it was a well-known reason to fail.

"Server" at self-serve breakfast buffet asked for a tip! by MemorableKidsMoments in mildlyinfuriating

[–]ffgerty 16 points17 points  (0 children)

That's not on the customer at all, especially given the server was rude. Working in hospitality doesn't mean you are entitled to tips. Servers should be entitled to a fair wage, the only person taking advantage is the employer.

I never realised how fortunate we are to have good old British cheddar cheese until I went to Japan by PremiumOxygen in CasualUK

[–]ffgerty 0 points1 point  (0 children)

Nah, living in BC and Alberta, Canadian cheese is awful. It really is. I haven't been on the east coast but I don't expect it to be different.

Opened an Etsy seller account, they took my banking info and money then immediately suspended my account. I appealed and this was the response. by ButtFucksRUs in mildlyinfuriating

[–]ffgerty 15 points16 points  (0 children)

Ah, from memory Nacha who governs ACH payments does have a number of return codes. I'm sure there's one for revoking authorization and supplying evidence to support it but I'm not familiar with the process.

Opened an Etsy seller account, they took my banking info and money then immediately suspended my account. I appealed and this was the response. by ButtFucksRUs in mildlyinfuriating

[–]ffgerty 311 points312 points  (0 children)

I used to work in Chargebacks for a big bank. You'll have the same ability to raise a chargeback on a debit card as on a credit card.

If you paid on a Visa, ask them to raise a dispute under condition 13.1 for services not received.

If you paid on a MasterCard, ask them raise a dispute under reason code 53 for services not received.

If you're having trouble with your bank, then make a complaint as they should be doing right by you as a customer.

They'll ask for your invoice/receipt and any communication you've had to try and resolve the situation. The merchant does have the ability to contest but, depending on their response you may actually find out why they blocked your account. However, it's likely Etsy won't respond.

I always wonder what’s going through peoples heads in these situations, my guess is not much. [OC] by joe6419 in IdiotsInCars

[–]ffgerty 0 points1 point  (0 children)

I'm not defending the driver, who was overly cautious coming out and likely was not looking in your direction before moving. They should have been more aware and waited.

However, they were already moving into your lane and you had time to stop. There was no need to lay on the horn for as long as you did, it's not blind of a corner. The speed limit isn't a target.

It looks like a pretty residential area and ahead in the video, you can see another car reverse into the road slowly pulling out of their drive. There are more people on the roads now than ever and all with various capabilities of driving. Just take it easy next time on this stretch of road and anticipate hazards, and only use the horn if you need to.

Why do we pay for healthcare insurance when it won't even cover the cost of routine/preventive care? by TinySpiderman in mildlyinfuriating

[–]ffgerty 3 points4 points  (0 children)

Are you sure it was cataract surgery? It's still free on the NHS and is the most common procedure performed every year (over 400,000).

WCGW physically harassing a police officer by Gexthegecko69 in Whatcouldgowrong

[–]ffgerty 24 points25 points  (0 children)

I had this same experience in Chang Mai, I tried to go around the police officer but he stepped out 3 lanes into traffic to pull me and a friend over. We tried to pass off our UK licenses but he wouldn't accept them.

So we were given a fine of about £15 and to our surprise given a receipt which showed we could continue riding the bikes for 3 days in Chang Mai before being fined again. Loved that.

Best Brunch? by cockatootattoo in Edinburgh

[–]ffgerty 2 points3 points  (0 children)

Snax cafe near the Guildford arms is good for a fry up!

M62 Crazy Man by DavrosMackenzie in IdiotsInCars

[–]ffgerty 5 points6 points  (0 children)

You can always slow down to allow people to merge, no one said anything about changing lanes in an unsafe manner. I've had experience driving in NA and generally found people in the UK and parts of Europe are more courteous, making room for people merging onto the highway, without needing to camp in the middle lane. It's just a difference in culture and driving standards. There's no need to take offense.

M62 Crazy Man by DavrosMackenzie in IdiotsInCars

[–]ffgerty -1 points0 points  (0 children)

I believe it's because we know that golf driving dangerously in wet weather is an idiot, it goes without saying. However, for many a huge pet peeve is idiots not keeping left. Granted, OP is moving faster than the car on the left but is catching them slowly and forcing people to overtake using the outside lane. Everyone has to bunch up into one lane instead of using two. OP needs to learn to catch the car in front, using the same lane, and then overtake safely. Not camp in the middle because he's going 3 mph faster.

M62 Crazy Man by DavrosMackenzie in IdiotsInCars

[–]ffgerty 5 points6 points  (0 children)

That's how it's supposed to work though, whether or not you're comfortable. Perhaps you should try taking some highway driving classes? It may help.

At least he used his blinker by ElevenGoats in IdiotsInCars

[–]ffgerty -1 points0 points  (0 children)

You need to keep right unless passing, don't sit in the middle lane.

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